Top-of-the-line perks of the Marriott Bonvoy household of bank cards is the complimentary elite evening credit you obtain every year — starting from 15 to 25 nights, relying on which card you’ve. And when you maintain each a private and a enterprise bank card, you earn as much as 40 elite evening credit yearly out of your playing cards alone.
That is fairly the pinnacle begin for elite standing every year. Let’s talk about the worth you get whenever you maintain each a private and small-business Marriott card.
Get 80% of the way in which to Platinum standing and selection advantages
Since you may stack elite evening credit, holding a private and enterprise Marriott card is worth it when you’re eligible. Some Marriott bank cards include 15 elite nights yearly — together with the Marriott Bonvoy Boundless® Credit score Card (see charges and charges). Nonetheless, the Marriott Bonvoy Sensible® American Specific® Card gives 25 elite evening credit per yr.
Chances are you’ll surprise why that is related when a number of of the Marriott playing cards and The Platinum Card® from American Specific additionally supply Gold Elite standing (enrollment is required, phrases apply) or the power to earn greater standing based mostly on spending. The large distinction is that this computerized standing would not grant you the corresponding variety of elite nights — so you continue to want to succeed in the conventional qualification thresholds if you wish to take pleasure in this system’s Alternative Advantages or hit even greater standing tiers.
Associated: The whole information to incomes Marriott elite standing with bank cards
Should you regularly keep at Marriott properties, you may stack these 15 to 25 elite evening credit on high of your individual journey to improve to the following elite tier sooner.
Once you stack credit between a enterprise card and a private card that comes with 15 elite evening credit — just like the Marriott Bonvoy Boundless and the Marriott Bonvoy Enterprise® American Specific® Card — you will have 30 elite evening credit firstly of every yr. Reaching Platinum Elite standing requires 50 nights per yr, which means you are already 60% of the way in which there. You would wish to remain simply 20 extra nights (or earn the nights by means of bank card spending on the Boundless card) to succeed in the following tier.
And as soon as you have reached Platinum Elite standing, the advantages could be extremely useful — together with issues like lounge entry and Nightly Improve Awards.
These with the Marriott Bonvoy Sensible Amex obtain complimentary Platinum Elite standing every year as a perk of the cardboard. This can entitle you to advantages like room upgrades and complimentary breakfast. Nonetheless, you’ll not have the required credit (50 nights) to earn the annual selection profit related to Platinum standing. This profit means that you can select from one of many following:
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That stated, the 25 elite evening credit you earn on the Bonvoy Sensible could be stacked with the 15 elite nights you will get with the Bonvoy Enterprise card, permitting you to begin every year with 40 elite evening credit. TPG senior editorial director Nick Ewen utilized this selection and had solely stayed 4 nights at Marriott properties in 2024.
That is 80% of what it’s worthwhile to earn your first Alternative Profit choice (at 50 nights) and greater than midway to the 75 nights required for Titanium Elite standing. Reaching Titanium unlocks one other Alternative Profit together with added perks like the power to be upgraded to plain suites at Ritz-Carlton properties.
Annual award nights
However why cease at two Marriott playing cards?
There are a number of causes to have as many Marriott bank cards as you may get your arms on. That is due to the unbelievable worth you may get from the anniversary award evening certificates. Each the Bonvoy Boundless and Bonvoy Enterprise playing cards supply an anniversary reward evening value as much as 35,000 factors. Nonetheless, the premium Marriott Bonvoy Sensible — with its $650 annual price (see charges and charges) — gives an annual award evening value as much as 85,000 factors per evening. Sure inns have resort charges.
Based mostly on TPG’s April 2025 valuations, Marriott factors are value 0.7 cents every, which means 35,000 factors are value $245.
Nonetheless, relying on the way you journey, you may be capable to get a good greater return on these award nights. A former TPG staffer used theirs on the Sheraton Grand Hyde Park in Sydney, the place they have been upgraded to an enormous terrace suite throughout peak journey season, and at The St. Regis Beijing for a room that might have value properly over $300 per evening.
With Marriott’s dynamic pricing, the power to make use of these awards is much less predictable than previously. Nonetheless, it is nonetheless attainable to redeem these awards for greater than the price of your bank card’s annual price, which means this one profit alone can justify preserving your Marriott bank cards yr after yr.
There are two exceptions right here. The Marriott Bonvoy Bevy™ American Specific® Card and Marriott Bonvoy Bountiful Card don’t supply free evening awards routinely every year. On each playing cards, you would wish to make $15,000 in purchases every year to obtain a free evening award value as much as 50,000 factors. Observe that sure inns have necessary resort costs.
The knowledge for the Marriott Bonvoy Bountiful Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Spending class bonuses
Except for annual award nights and elite evening credit, having a private and enterprise Marriott card may also help you earn extra factors throughout a number of spending classes. All 4 Marriott playing cards earn 2 factors per greenback spent on on a regular basis spending and 6 factors per greenback spent at inns taking part within the Marriott Bonvoy program (except for the no-annual-fee Marriott Bonvoy Daring® Credit score Card (see charges and charges); see particulars under.
Associated: Which Marriott Bonvoy bank card is best for you?
But it surely’s the opposite bonus classes, most of which don’t overlap, that may aid you maximize your earnings:
- Marriott Bonvoy Bevy American Specific Card: Earn 4 factors per greenback spent on the primary $15,000 of mixed purchases at eating places worldwide and U.S. supermarkets every calendar yr (then 2 factors per greenback after that). The Bonvoy Bevy Amex options an annual price of $250 (see charges and charges).
- Marriott Bonvoy Daring Credit score Card: Earn 2 factors per greenback spent at grocery shops, ride-hailing providers, choose meals supply, choose streaming, web, cable and cellphone providers and 1 level per greenback spent on all different purchases.
- Marriott Bonvoy Boundless Credit score Card: Earn 3 factors per greenback spent on the primary $6,000 spent in mixed purchases every year at fuel stations, grocery shops and eating (then 2 factors per greenback spent after that).
- Marriott Bonvoy Bountiful Card: Earn 4 factors per greenback spent on the primary $15,000 in mixed purchases on grocery shops and eating every year (then 2 factors per greenback spent after that).
- Marriott Bonvoy Sensible American Specific Card: Earn 3 factors per greenback spent on eating at eating places worldwide and on flights booked immediately with airways. The Bonvoy Sensible Amex includes a $650 annual price (see charges and charges).
- Marriott Bonvoy Enterprise American Specific Card: Earn 4 factors per greenback spent on purchases at eating places worldwide, U.S. fuel stations, wi-fi phone providers bought immediately from U.S. service suppliers and U.S. transport purchases. The Bonvoy Enterprise Amex options an annual price of $125 (see charges and charges).
So, when you’re an enormous Marriott fan and need to focus your incomes technique solely on Bonvoy factors, you may have a number of playing cards and revel in incomes charges throughout a number of classes.
Associated: Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no
Backside line
Marriott has made it a lot simpler to qualify for elite standing by permitting prospects with each private and enterprise bank cards to earn two units of elite evening credit every year. In reality, many TPG staffers kicked off 2024 with 40 elite evening credit. Once you add this to the annual award evening certificates on these bank cards, it is virtually a no brainer to carry each a private and enterprise card in your pockets.
Apply right here: Marriott Bonvoy Bevy American Specific Card
Apply right here: Marriott Bonvoy Daring Credit score Card
Apply right here: Marriott Bonvoy Boundless Credit score Card
Apply right here: Marriott Bonvoy Sensible American Specific Card
Apply right here: Marriott Bonvoy Enterprise American Specific Card
For charges and charges of the Marriott Bonvoy Sensible Amex, click on right here.
For charges and charges of the Marriott Bonvoy Bevy Amex, click on right here.
For charges and charges of the Marriott Bonvoy Enterprise Amex, click on right here.
