Final 12 months, the seventh-annual TPG Awards acknowledged the most effective within the journey and loyalty industries. And whereas many of those honors got here out of spirited debates amongst our editorial staffers, there was one bank card award that was, merely put, a slam dunk.
We’re speaking in regards to the trophy for the Greatest New/Refreshed Credit score Card of the 12 months — and the winner was the Wells Fargo Autograph Journey℠ Card (see charges and costs).
I added this card to my very own pockets final 12 months, and it additionally stood tall among the many panel that chosen it because the award winner.
This is why.
Associated: Wells Fargo Rewards program: The best way to earn, redeem and switch factors
Switch companions
Our staff right here at TPG will get excited when any new bank card hits the market. However when that product launch additionally incorporates a brand-new, worthwhile rewards foreign money, it actually shines.
That is precisely what the Autograph Journey Card did when it first opened to new candidates.
After you earn factors on the cardboard — whether or not by way of on a regular basis spending or the welcome bonus — you could have the flexibility to transform them to the next switch companions:
- Aer Lingus AerClub (1:1)
- Avianca LifeMiles (1:1)
- British Airways Govt Membership (1:1)
- Air France-KLM Flying Blue (1:1)
- Iberia Plus (1:1)
- Virgin Atlantic Flying Membership/Virgin Purple (1:1)
- Selection Privileges (1:2)
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Not solely that, however all transfers course of immediately (we examined every one), and there is additionally no minimal. In case you’re 23 factors shy of a given redemption, you’ll be able to switch precisely 23 factors. Most different applications require you to switch in increments of 1,000, which might go away you with an odd steadiness of “stranded” rewards.
Final October, I booked a last-minute journey to New York to go to my household, and I wanted a spot to remain simply north of town. Fortunately, I discovered the Cambria Resort White Plains — Downtown, which value simply 30,000 factors per night time for a big room with a king mattress and a settee mattress, excellent for my household.
The 2-night keep would’ve set me again almost $800.
As an alternative, I transferred simply 30,000 Wells Fargo Rewards factors to my Selection Privileges account to e-book the room — giving me a price of greater than 2.6 cents per level, primarily based on TPG’s April 2025 valuations.
Redemption choices
However transferring factors to associate applications is simply one of many interesting redemption choices for the Wells Fargo Autograph Journey Card. There are a lot of different potentialities, together with journey and merchandise purchases, present playing cards and offsetting PayPal purchases. You may even go for a easy assertion credit score to your eligible account.
However the most effective half? Each one among these choices provides you a similar worth — a notable differentiator in comparison with different issuers that will supply 20% much less worth on cash-back rewards or 30% much less worth on sure sorts of journey. You by no means want to fret about sacrificing worth as a result of each redemption possibility provides you a stable return in your purchases.
This flexibility and consistency performed a giant position in taking dwelling the TPG Award — and it is particularly vital given the following key function on the cardboard.
Profitable incomes charges
Many standard journey playing cards include one or two bonus classes. Some prohibit essentially the most rewarding incomes charges to purchases made in their very own journey portal. However the Autograph Journey means that you can take dwelling numerous factors in your on a regular basis spending.
Listed below are the cardboard’s incomes charges:
- 5 factors per greenback spent on inns
- 4 factors per greenback spent on airways
- 3 factors per greenback spent on different journey purchases
- 3 factors per greenback spent on eating
- 1 level per greenback spent on different purchases
The cardboard additionally has no international transaction charges, making it an excellent possibility when touring overseas — whether or not you are swiping it for a prepare in Germany, sushi in Tokyo or avenue tacos in Mexico Metropolis (all of which can earn 3 factors per greenback, by the way).
Plus, when you apply (and are accredited) for the cardboard as we speak, you’ll be able to earn 60,000 bonus factors after spending $4,000 within the first three months.
All of this interprets to numerous rewards.
Learn extra: Earn 60,000 transferable factors with the Wells Fargo Autograph Journey Card
Perks with a low charge
A remaining cause the Autograph Journey took dwelling the trophy because the Greatest New/Refreshed Credit score Card is the array of advantages it provides at a comparatively low $95 annual charge.
Listed below are a number of the most notable:
- Airline credit score: Earn a yearly $50 assertion credit score whenever you use your card for an airline buy of $50+. Purchases at retailers will need to have a service provider class code of airline/air carriers.
- Mobile phone safety: If you cost your wi-fi invoice to your Autograph Journey Card, you may get reimbursed as much as $1,000 to restore or exchange your cellphone if it is stolen or broken (topic to a $25 deductible).
- My Wells Fargo Offers: Cardmembers could have focused provides with quite a lot of retailers, which might prevent cash on choose purchases (after activation). For instance, I spent an evening in an Autograph Assortment property in January, and since I had a ten% supply, I obtained a $36.87 assertion credit score.
It is advantages like these that’ll hold the cardboard in my pockets for years to return.
Backside line
Wells Fargo got here out sturdy when it launched the Wells Fargo Autograph Journey Card in early 2024 — and it ran away with the award for the Greatest New/Refreshed Credit score Card on the 2024 TPG Awards. With versatile redemption choices, profitable incomes charges and a bunch of value-added perks, the cardboard might be an excellent match for nearly anybody’s pockets.
Click on right here to be taught how one can earn 60,000 bonus factors after spending $4,000 within the first three months.
