The summer time of premium journey playing cards has introduced a brand new product to the combo: the Citi Strata Elite℠ Card (see charges and charges).
Citi launched the extremely anticipated successor to the Citi Status® Card in July with a limited-time welcome bonus and a number of new perks at a $595 annual payment.
The Citi Strata Elite’s suite of advantages contains excessive incomes charges, distinctive life-style credit and helpful journey rewards. Should you like what you have learn, you might be contemplating an software. However, are you eligible for the bonus?
This is what to learn about welcome supply restrictions and figuring out whether or not you are a candidate for the brand new card.
The data for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Citi Strata Elite Card welcome supply
First, let’s get into what this welcome bonus entails.
New Citi Strata Elite Card holders who apply on-line can earn 80,000 bonus factors after spending $4,000 inside the first three months of account opening. TPG’s July 2025 valuations place Citi ThankYou Rewards factors at 1.85 cents apiece, that means this welcome supply is value $1,480.
On the value of comfort, you might get the next welcome supply. New Citi Strata Elite Card holders who apply in particular person at a Citi retail department can earn 100,000 bonus factors after spending $4,000 inside the first three months of account opening. Per TPG valuations, this supply is value $1,850.
The effort and time wanted to discover a Citi department will decide the give you’re eligible for right here.
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Am I eligible for the Citi Strata Elite’s welcome bonus?
Should you’ve determined to use for the brand new Citi Strata Elite, you’ll have a couple of particular questions associated to bonus eligibility. We’ve got you coated with the solutions to some generally requested questions.
What credit score rating do I want for the Citi Strata Elite?
TPG recommends a minimal rating of 670 to be accepted for the Citi Strata Elite, though some individuals with decrease scores could also be accepted.
In case your credit score rating is simply too low otherwise you’re nonetheless constructing credit score historical past, you need to maintain on getting the Strata Elite and as a substitute go for a starter card.
What are Citi’s software guidelines for brand spanking new playing cards?
Typically, Citi would not restrict what number of playing cards you possibly can have from the financial institution.
Nevertheless, your general credit score throughout all Citi playing cards may very well be restricted. So, for those who run into this problem, a fast name to Citi’s reconsideration line ought to provide help to get accepted by transferring credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.
Citi additionally limits how regularly you possibly can earn a welcome bonus on one among its playing cards. When you earn a bonus on a Citi card, you may have to attend 48 months to earn the welcome bonus once more.
Nevertheless, this is not a problem for brand spanking new candidates to the Citi Strata Elite since it is a brand-new card.
What if I already produce other Citi playing cards?
You are eligible for the bonus on the Citi Strata Elite even for those who maintain different Citi playing cards and have earned bonuses on them. This contains the Citi Status, in order that’s excellent news for present Citi cardholders.
What if I additionally need to apply for the brand new Citi Strata Card?
Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see charges and charges).
The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 inside the first three months of account opening.
The data for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
It’s doable for somebody trying to earn a bit of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates may even be eligible to earn each bonuses.
It is value mentioning you could solely apply for one Citi card (private or enterprise) each eight days, and you will not be accepted for greater than two playing cards in a 65-day window.
The one stipulations are that you simply will not have the ability to earn the welcome supply on the Citi Strata for those who obtained a brand new bonus for a Citi Rewards+ account prior to now 48 months or transformed one other Citi card that you simply’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.
Associated: New Citi Strata Card now accepting functions
Backside line
New candidates to the Citi Strata Elite needs to be happy with the restricted restrictions on incomes the cardboard’s new high-value welcome bonus.
Candidates who’re accepted for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of useful perks and may very well be a stable addition to a frequent traveler’s pockets.
To be taught extra, see our full evaluation of the Citi Strata Elite Card.
Apply right here: Citi Strata Elite Card
