Chase just lately launched a brand new means for eligible cardholders to probably get extra worth when reserving by Chase Journey℠: Factors Enhance, which affords greater redemption charges on choose lodge stays. This new function joins The Edit by Chase Journey, a curated lodge assortment that is been out there to pick out cardholders since March 2024.
Whereas each perks are tied to lodge bookings and supply elevated experiences, they’re designed for several types of vacationers and out there to totally different Chase cardholders.
This is a breakdown of how every one works, the right way to entry them and the way to decide on which one to make use of in your subsequent journey.
What’s Chase’s Factors Enhance?
First off, let’s speak Factors Enhance. This new program provides eligible Chase cardholders entry to elevated redemption charges on choose lodge and airline bookings when redeeming Chase Final Rewards factors by the Chase Journey portal. Consider it as a limited-time supply that stretches your factors even additional.
In case you had been a cardholder earlier than June 23, 2025, you are in a novel place: You have got entry to each Factors Enhance and the unique mounted redemption charges of 1.25 or 1.5 cents per level (relying on which Chase card you maintain) by October 26, 2027. Whereas Factors Enhance might supply greater worth on sure bookings, the worth is variable and capped at an “as much as” price and isn’t assured. The mounted price, alternatively, is constant throughout all journey. Relying on the supply, it might be value evaluating each choices to see which provides you extra worth.
This can be a shift from the earlier construction the place mounted charges had been customary with playing cards just like the Chase Sapphire Reserve® (see charges and costs) and the Chase Sapphire Most well-liked® Card (see charges and costs).
Associated: Why Chase’s Factors Enhance is an excellent (form of shocking) new strategy to e book lodges on factors
How does Factors Enhance work?
With Factors Enhance, Chase affords particular journey offers — reminiscent of a flight to London or a lodge in Miami — the place your factors are value greater than their typical redemption worth. These affords fluctuate by vacation spot, journey dates and availability and are featured throughout the Chase Journey portal.
For instance, if a lodge usually prices $250 or 25,000 factors, a Factors Enhance deal may allow you to e book it for simply 18,000 factors, successfully rising the worth of every level.
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You’ll be able to inform if Chase affords Factors Enhance for a particular lodge by looking out the lodge title within the Chase portal and conserving an eye fixed out for the “Factors Enhance” tag with a rocket icon.
This is an instance of how that appears within the portal as a Sapphire Most well-liked Card holder:
By reserving by Factors Enhance, my Final Rewards factors are value about 1.75 cents apiece, versus 1.25 cents per level.
When looking for a vacation spot within the Chase Portal, you may toggle “Factors Enhance solely” to restrict the search question so that you just see solely lodges providing the Factors Enhance function.
Which Chase playing cards qualify for Factors Enhance?
Factors Enhance is offered to cardholders with the Sapphire Reserve, the Chase Sapphire Reserve for Enterprise℠ (see charges and costs), the J.P. Morgan Reserve, the Sapphire Most well-liked Card and the Ink Enterprise Most well-liked® Credit score Card (see charges and costs).
With these playing cards, you may doubtlessly redeem factors for extra worth on choose flight and lodge bookings made by Chase Journey — keep in mind, Chase will both provide the Factors Enhance worth or the mounted price worth, whichever is best. The best redemption price — as much as 2 cents per level — is just out there to Sapphire Reserve and J.P. Morgan cardholders.
I’ve the Sapphire Most well-liked and just lately saved factors by redeeming with Factors Enhance for a three-night keep at IHG’s Resort Indigo Florence in Italy.
With out Factors Enhance, the keep would have price me $791.28 or 59,362 factors, yielding me a worth of 1.3 cents apiece. However with Factors Enhance, I solely had to make use of 49,468 factors plus $49.26, which I used to be capable of cowl with my $50 Chase Journey credit score. Subsequently, I obtained a worth of 1.5 cents apiece.
Whereas saving slightly below 10,000 factors might not appear to be loads, since TPG values Chase factors at 2.05 cents per level, per our July 2025 valuations, 10,000 Chase factors are value $205.
The data for the J.P. Morgan Reserve has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: I am a Sapphire Most well-liked Card holder: This is my Chase Journey Factors Enhance technique
What’s The Edit by Chase Journey?
Subsequent, let’s cowl The Edit, a curated lodge assortment launched by Chase in March 2024 that gives premium advantages while you e book a collaborating property by Chase Journey. These perks are much like these present in different luxurious lodge packages, reminiscent of American Specific Effective Lodges + Resorts.
What perks do you get with The Edit by Chase?
While you e book a lodge by The Edit, you may obtain elevated advantages which will embody:
- Day by day breakfast for 2
- Room upgrades (when out there)
- Early check-in and late checkout
- A $100 property credit score or related amenity
Key variations between Factors Enhance and The Edit
Though each packages stay throughout the Chase Journey portal, they serve totally different functions:
| Function | Factors Enhance | The Edit |
|---|---|---|
| Applies to | Choose lodges, flights, and many others. | Curated assortment of luxurious lodges |
| Kind of worth | Elevated level redemption worth | On-property perks and upgrades |
| Out there to | Chase Sapphire Reserve Chase Sapphire Reserve for Enterprise J.P. Morgan Reserve Chase Sapphire Most well-liked Ink Enterprise Most well-liked |
Sapphire Reserve
Sapphire Reserve for Enterprise J.P. Morgan Reserve |
| Greatest for | Saving factors | Enhancing the lodge expertise |
Which Chase playing cards qualify for The Edit?
Solely Sapphire Reserve (private and enterprise) and J.P. Morgan Reserve cardholders can e book stays with The Edit. Sapphire Most well-liked and Ink Enterprise Most well-liked cardholders do not have entry to The Edit.
When to make use of Factors Enhance vs. The Edit
Sadly, not each lodge keep is offered with Factors Enhance. In case you had been a Chase cardholder previous to June 23, your Final Rewards factors (earned earlier than Oct. 26) will nonetheless be value both 1.25 or 1.5 cents per level (by Oct. 26, 2027), relying on the cardboard you’ve gotten. Factors earned after that date will probably be value 1 cent apiece, if Factors Enhance isn’t an choice.
For cardholders who obtained an eligible Chase card after June 23, redemptions not out there for Factors Enhance are additionally value a set 1 cent per level.
Subsequently, use Factors Enhance while you need to maximize the worth of your factors on choose flights or lodges. Use The Edit while you’re reserving a lodge keep and desire a luxurious expertise with built-in perks like breakfast, room upgrades and resort credit.
In case your principal aim is stretching your factors additional, Factors Enhance is the winner. In case you’re searching for a extra premium lodge expertise, go together with The Edit.
Are you able to mix Factors Enhance with The Edit?
Sure, and doing so might be a good way to maximise your Chase factors. In case you e book a keep at a property featured in The Edit by Chase Journey and it is eligible for Factors Enhance, you may redeem factors at an elevated price (as much as 2 cents per level) and luxuriate in luxurious perks like complimentary breakfast, property credit and room upgrades.
Sapphire Reserve cardholders might even be capable of get extra worth and stack further assertion credit, just like the $500 The Edit credit score (biannual credit score of $250 out there on qualifying purchases between Jan. 1 and June 30, with one other $250 out there between July 1 and Dec. 31).
Observe that this credit score can’t be used and solely applies to pay as you go stays of at the least two nights.
Backside line
With the introduction of Factors Enhance and The Edit, Chase is giving travel-focused cardholders extra methods to redeem their factors and improve their experiences. Whereas Factors Enhance helps stretch your factors additional, The Edit provides luxurious and comfort to your lodge stays. Figuring out concerning the totally different packages may help you unlock much more worth out of your Chase Final Rewards factors.
