Wells Fargo Rewards program: The way to earn, redeem and switch factors

Alongside the launch of the Wells Fargo Autograph Journey℠ Card (see charges and charges), Wells Fargo revamped its journey rewards program, including a complete of six switch companions — 5 airways and one resort — to its Wells Fargo Rewards program. In September, the bank card rewards program introduced one other switch companion: Virgin Atlantic Flying Membership/Virgin Crimson.

Beforehand, these holding the Wells Fargo Autograph℠ Card (see charges and charges) might earn factors and redeem them for 1 cent per greenback by means of the portal. Nevertheless, Wells Fargo factors are actually extra worthwhile with the addition of switch companions, as cardholders can maximize their factors by incomes transferable rewards.

Hold studying to seek out out extra about earn, redeem and switch your Wells Fargo Rewards factors.

The way to earn Wells Fargo Rewards factors

To earn Wells Fargo Rewards factors, that you must spend in your Wells Fargo bank card. In the event you join the Autograph Journey Card, you’ll earn 60,000 bonus factors after spending $4,000 within the first three months. In the event you decide to redeem your rewards by way of the Wells Fargo portal, your factors shall be valued at 1 cent every; due to this fact, this bonus could be price $600. Nevertheless, as beforehand talked about, you will get extra worth out of your welcome bonus factors if you happen to switch them to journey companions.

Apart from incomes factors by way of the welcome bonus, you’ll earn 5 factors per greenback spent at accommodations, 4 factors per greenback spent on airline purchases, 3 factors per greenback spent on different journey and restaurant purchases and 1 level per greenback spent on different purchases.

In the event you’re trying to find a no-annual-fee bank card, it’s possible you’ll need to take a look at the Wells Fargo Autograph Card, which presents 20,000 bonus factors after spending $1,000 on purchases inside the first three months of card membership. Plus, you may earn 3 factors per greenback spent on eating places (eating in, takeout, catering, supply and extra), travel-related purchases (airfare, accommodations, automobile leases, cruises and extra), gasoline (gasoline stations and electrical automobile charging stations), transit (subways, ride-hailing companies, parking, tolls and extra), streaming companies and telephone plans. You will additionally earn 1 level per greenback spent on different purchases.

Although now not out there to new candidates, the Wells Fargo Visa Signature® card will can help you redeem 1.5 cents per level on journey redemptions by means of the web portal.

The data for the Wells Fargo Visa Signature card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Wells Fargo Rewards switch companions

Wells Fargo Rewards joins the listing of worthwhile transferable currencies you may earn alongside Chase Final Rewards, Capital One miles, American Categorical Membership Rewards, Citi ThankYou Rewards and Bilt Rewards.

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Wells Fargo Autograph and Journey cardholders can now switch their factors to the next applications at a 1:1 ratio:

Associated: How (and why) you must earn transferable bank card factors

The way to redeem Wells Fargo Rewards factors

To redeem your factors, signal into your bank card account or the cell app and click on on the Wells Fargo Rewards web page. From there, you may hover over “Use Rewards” and choose the way you want to redeem your rewards.

You may redeem your factors for journey, corresponding to airfare and accommodations, make a charitable donation, purchase merchandise from retailers, pay for particular purchases utilizing factors, buy present playing cards or get a press release credit score for gadgets already bought.

When used for journey purchases, Wells Fargo Rewards factors might be redeemed at 1 cent per level. Nevertheless, different redemptions, corresponding to when buying present playing cards or gadgets from retailers, could also be redeemed at a lesser worth.

If you wish to switch your factors, hover over “Use Rewards” and choose “Rewards Factors Switch.” You will see an inventory of the airline and resort switch companions.

From there, click on on “Hyperlink accounts” for the companion you need to hyperlink and enter your companion account quantity earlier than clicking “Proceed.”

You will see a affirmation message to verify that the accounts have been linked (it solely takes a number of seconds). From there, you may switch factors (if in case you have them), however if you happen to click on “Cancel,” you may come again to the principle switch web page — which now has a brand new expandable menu labeled “My linked rewards applications.”

In contrast to different bank card rewards applications, transfers should not topic to a minimum-point cost and haven’t any specified level increments. Bear in mind, transfers are nonreversible, so make sure to test award availability on the companion’s web site if you happen to’re transferring factors for a particular redemption. Additionally, transfers might not occur immediately, so hold that in thoughts when seeking to ebook award journey.

Wells Fargo Rewards bank cards

Although Wells Fargo presents a number of forms of bank cards, together with money rewards playing cards, you may presently solely earn Wells Fargo Rewards factors with the next playing cards:

Each playing cards provide a sexy welcome bonus that can assist you earn factors to redeem in your subsequent journey or buying buy.

With the introduction of recent transferable companions, we’re excited to see Wells Fargo increasing its loyalty program. Plus, we would not be shocked if the variety of airline and resort companions continues to develop inside the subsequent two years to compete with different bank card rewards corporations.