United Gateway Card evaluation: Full particulars

United Gateway Card overview

The United Gateway℠ Card is a no-annual-fee airline bank card, perfect for these seeking to dip their toes within the United MileagePlus program. It earns 7 complete miles per greenback spent on United flights — 5 miles on fare from United as a MileagePlus member, plus 2 miles in your complete United buy while you use this card. It additionally earns 2 miles per greenback spent on different United purchases outdoors of flights, at gasoline stations and on native transit and commuting purchases. Informal United flyers will take pleasure in utilizing this card to spice up their stash of miles for future journey. Card Ranking*: ⭐⭐⭐

*Card Ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The most effective journey bank card for you does not all the time need to be the fanciest one available on the market or include an annual payment.

When you fly with United Airways or its Star Alliance companions, proudly owning this no-annual-fee card may be a simple option to earn and redeem award miles. The United Gateway Card has a stable set of bonus classes past simply United flights, which may assist inexperienced persons rack up miles — even when they don’t seem to be consistently within the air.

TPG recommends you may have a credit score rating of no less than 670 to qualify for the United Gateway, however you may nonetheless be authorised with a decrease rating.

Let’s check out the main points of this bank card.

United Gateway Card execs and cons

United Gateway Card welcome supply

With the present welcome bonus for the United Gateway card, you will earn 20,000 bonus miles after spending $1,000 on purchases within the first three months from account opening. Primarily based on our October 2024 valuations, we worth United miles at 1.3 cents every, making the sign-up bonus value $260.

It is on par with different no-annual-fee airline bank cards. Relying on how you utilize these miles, you may probably outsize the said worth of the sign-up bonus.

United Gateway Card advantages

Whilst you’re not going to get United’s top-notch premium perks with the Gateway card, there are nonetheless some appreciable advantages for a no-annual-fee journey card.

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You will get:

Incomes miles on the United Gateway Card

The Gateway Card affords a good variety of incomes classes, from United purchases to on a regular basis bills:

• 7 miles per greenback spent on United flights (5 miles from being a MileagePlus member and a couple of miles from being a Gateway cardholder)
• 3 miles per greenback spent on United Inns (2 miles from being a MileagePlus member and 1 mile from being a Gateway cardholder)
• 2 miles per greenback spent on different United purchases
• 2 miles per greenback spent at gasoline stations
• 2 miles per greenback spent on native transit and commuting, together with ride-hailing providers, taxis, practice tickets, tolls and mass transit
• 1 mile per greenback spent on different eligible purchases

Whereas It is good that the United Gateway Card earns bonus miles on native transit and gasoline purchases in addition to on different United spending, you will discover related or higher earnings on these classes on different journey playing cards.

Associated: Greatest bank cards for reserving flights

Redeeming miles on the United Gateway Card

MileagePlus miles do not expire, so you possibly can relaxation assured that you may use your rewards quickly and even within the distant future should you aren’t touring quickly.

United is a part of Star Alliance, the most important airline alliance on the earth. You should utilize your hard-earned MileagePlus miles to guide accomplice airways by means of United’s web site, comparable to Air Canada and Lufthansa. There isn’t any scarcity of locations you possibly can journey to with United miles.

Past utilizing your miles for reward flights, it’s also possible to use them for reward playing cards, merchandise, different journey bookings and extra. Nevertheless, we typically do not advocate these different redemption choices, as you possible will not get as a lot worth.

Associated: The way to get most worth from the United MileagePlus program

Which playing cards compete with the United Gateway Card?

When you aren’t positive the United Gateway Card is for you, you might discover a higher match within the different United cobranded playing cards, or different no-annual-fee journey playing cards.

For added choices, try our full record of greatest playing cards for United Airways flyers and greatest no-annual-fee airline playing cards.

Associated: Greatest airline bank cards with annual charges below $100

Is the United Gateway Card value it?

For the reason that United Gateway Card does not carry an annual payment, you will obtain a optimistic with the welcome bonus worth, perks and ongoing earnings you will get with this card. Nevertheless, needless to say this card will take up considered one of your Chase 5/24 slots, so take into consideration how this card matches into your long-term technique earlier than leaping on it.

Associated: The most effective methods to make use of your Chase 5/24 slots

Backside line

When you’re contemplating diversifying your miles portfolio with a United bank card, the Gateway is perhaps a good way to begin with the MileagePlus program. As you intend your upcoming journeys, this card is definitely value contemplating in case you are a journey newbie who needs to earn United miles on on a regular basis purchases.

Apply right here: United Gateway Card with 20,000 bonus miles after you spend $1,000 on purchases within the first three months your account is open.

For charges and charges of the Delta SkyMiles Blue Card, click on right here.