For those who’re not utilizing each perk in your bank card, you are leaving cash on the desk. And the $50 annual lodge assertion credit score on the Chase Sapphire Most popular® Card (see charges and costs) for reservations booked via Chase Journey℠ is one you should not sleep on.
It will not be the flashiest perk to exist, however this profit basically knocks down the $95 annual charge to only $45. That is a stable win for a card that is full of advantages.
At TPG, it is no secret we predict the Sapphire Most popular is without doubt one of the greatest journey bank cards. If it isn’t already in your pockets, now’s the time to strongly contemplate it, due to the best supply we have seen in 4 years.
Restricted-time supply: Earn 100,000 bonus factors with the Chase Sapphire Most popular after spending $5,000 on purchases inside the first three months of account opening.
This is how one can benefit from this profit with a fast one-night getaway.
The way to use the $50 annual lodge credit score on the Chase Sapphire Most popular
Reserving a lodge via Chase Journey to unlock the $50 assertion credit score is comparatively straightforward.
First, log in to your Chase account in your machine.
For those who’re utilizing a desktop, choose “Journey” on the right-hand facet of your display. On the cell app, choose “Advantages & journey” on the underside menu bar after which the “Ebook journey” icon on the following display.
When you’re within the Chase Journey portal, examine the drop-down characteristic on the highest right-hand nook (desktop) or on the high (cell app) to ensure your Sapphire Most popular is the cardboard chosen.
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Now you can enter a vacation spot, choose your dates and browse choices.
How I used my $50 lodge assertion credit score
I used to be reserving my annual journey to go to a brand new MLB ballpark and remembered I hadn’t but used my Sapphire Most popular lodge credit score. Since my account anniversary was developing and this credit score relies in your card anniversary yr — that means your account opening date — I knew it was time to money in.
After checking my choices in Cincinnati inside strolling distance of the ballpark, I zoomed in on the Hyatt Regency Cincinnati.
Since World of Hyatt is a Chase switch accomplice, I in contrast reserving with money via the portal in opposition to redeeming my factors via Hyatt. It occurred to be peak pricing for the Class 3 property, costing 15,000 factors per night time. In line with my calculations, utilizing money via the Chase portal was the higher choice.
I chosen my room and toggled to “Pay with card” versus sticking with the “Use factors choice” that was robotically chosen. Then, I proceeded to take a look at.
After inputting my private data, my reservation was confirmed and the pending cost instantly popped up on my latest transactions.
Associated: The way to redeem Chase Final Rewards factors for optimum worth
Suggestions for utilizing the Sapphire Most popular lodge credit score
You need to particularly guide via the Chase Journey portal to obtain this credit score. You will not earn it if you happen to guide instantly with the lodge or via one other web site.
The phrases and circumstances learn:
- An announcement credit score (as much as an annual most of $50) will robotically be utilized when your card is used for lodge lodging purchases made via Chase Journey.
- The primary $50 in Chase Journey lodge purchases won’t earn rewards factors. (Nevertheless, in my case, I earned the total 5 factors per greenback spent on my buy.)
- The assertion credit score will seem in your assertion inside one to 2 billing cycles after your buy posts to your account. (Nevertheless, I acquired mine in simply two days.)
One-night and multinight stays are eligible.
To obtain the total $50, it’s important to spend at the least $50.
Needless to say you doubtless will not earn any lodge factors or eligible elite night time credit when reserving via Chase Journey because it’s thought of a web based journey company. In fact, you’ll be able to at all times name a taking part property (or attempt to add it at check-in) after you have booked so as to add your loyalty program quantity, however you should not count on to earn factors or obtain standing advantages on your keep.
Many unbiased or boutique accommodations with no loyalty program might be discovered on Chase’s journey portal. Augusta Stone, a bank cards author at TPG, enjoys leveraging this perk to guide boutique accommodations so she would not really feel like she’s lacking out on any factors by not reserving instantly.
Associated: Probably the most thrilling lodge openings of 2025
How lengthy does it take for the Chase Sapphire Most popular lodge credit score to put up?
In line with the profit phrases, the $50 credit score ought to hit your account inside one to 2 billing cycles. Nevertheless, in my expertise, it took solely two days.
Is the $50 Chase Sapphire Most popular lodge credit score value it?
Contemplating the $50 lodge credit score has just about no restrictions besides that it is advisable to guide your keep on the Chase Journey portal, it is a no-brainer. It additionally successfully brings the cardboard’s annual charge down from $95 to $45.
Simply keep in mind that this credit score relies on the account anniversary yr versus the calendar yr. Your account anniversary yr begins along with your account opening date via the following 12 billing cycles, so you may wish to preserve observe of if you opened the cardboard.
Associated: The 8 greatest bank cards with annual charges below $100
Backside line
Benefit from your $50 lodge assertion credit score on the Chase Sapphire Most popular annually. Even a one-night reserving is eligible.
Think about using it for a boutique or unbiased lodge so you do not forgo any qualifying elite nights or lodge factors. Or, use it in a case like I did, the place I used to be locked right into a sure weekend and the credit score proved priceless.
The $50 credit score helps cut back the Sapphire Most popular’s already low $95 annual charge to basically simply $45. When you contemplate the cardboard’s different advantages, it is arduous to not justify including it to your pockets.
Plus, the Sapphire Most popular is at the moment providing 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months of account opening. That is the best supply we have seen in 4 years, so now is a good time to use.
To study extra, learn our full evaluation of the Chase Sapphire Most popular.
Apply right here: Chase Sapphire Most popular Card
