You have got many choices for redeeming Chase Final Rewards factors. Sometimes, you may get probably the most worth by transferring them to one of many program’s 11 airline or three lodge loyalty applications.
My favourite and most used Chase switch associate is World of Hyatt. So, this is what you’ll want to find out about transferring Chase factors to Hyatt.
Are you able to switch Chase factors to Hyatt?
In case you have the Chase Sapphire Most well-liked® Card (see charges and charges), Chase Sapphire Reserve® (see charges and charges) or Ink Enterprise Most well-liked® Credit score Card (see charges and charges), you may switch factors out of your Final Rewards account to pick airline and lodge loyalty applications. One of many applications you may switch Chase factors to is World of Hyatt. So sure, you may switch Chase factors to Hyatt.
Chase says you ought to see the Hyatt factors in your account by the following enterprise day, however it might take as much as seven enterprise days. Nonetheless, in follow, factors often seem in my Hyatt account instantly once I switch Chase factors to Hyatt.
Associated: The right way to redeem Chase Final Rewards factors for optimum worth
Chase to Hyatt switch ratio
As with all of the Final Rewards switch companions, the Chase to Hyatt switch ratio is 1:1, and you should switch factors in increments of 1,000. Which means that if you happen to switch 10,000 Final Rewards factors to Hyatt, you may find yourself with 10,000 Hyatt factors.
A switch bonus may theoretically increase the switch ratio; nonetheless, we have but to see a switch bonus from Chase Final Rewards to World of Hyatt — and are unlikely to see one, because of the excessive worth of Hyatt factors.
Associated: Why transferable factors and miles are value greater than different rewards
When do you have to switch Chase factors to Hyatt?
I switch Chase factors to Hyatt when I haven’t got sufficient Hyatt factors in my account to e book a selected award keep and do not wish to purchase Hyatt factors. I all the time examine paid charges to award charges and solely redeem Hyatt factors once I get a minimum of 2 cents per level in worth.
Every day E-newsletter
Reward your inbox with the TPG Every day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
There are two different issues to remember earlier than transferring Chase factors to Hyatt.
Do you wish to redeem factors for a keep by way of Chase Journey?
You have got two choices if you wish to redeem Final Rewards factors for a Hyatt keep.
First, you may switch Chase factors to Hyatt after which e book an award keep by way of World of Hyatt. You too can e book your keep by way of the Chase Journey℠ portal and redeem Final Rewards factors at checkout. You may get 1.25 cents per level when you have the Chase Sapphire Most well-liked Card or Ink Enterprise Most well-liked Credit score Card, or 1.5 cents per level with Chase Sapphire Reserve.
I keep away from reserving Hyatt stays by way of the Chase Journey portal, as I do not get elite earnings or advantages from World of Hyatt when doing so. However if you happen to do not care about elite incomes and advantages, you could wish to examine the factors you’d have to redeem for a Hyatt keep when reserving instantly with Hyatt versus reserving by way of the Chase Journey portal.
Since World of Hyatt makes use of an award chart as an alternative of dynamic award pricing for many stays, the variety of factors you may have to redeem can fluctuate drastically relying on the way you redeem. For instance, this one-night keep at a Class 1 Hyatt property on an off-peak date would value 3,500 factors if booked by way of World of Hyatt, however 16,878 factors if booked by way of Chase Journey with an Ink Most well-liked account.
Briefly, if you happen to’re keen to forgo World of Hyatt elite advantages and earnings, it is value evaluating the variety of factors your keep would require by way of World of Hyatt and Chase Journey.
Associated: How a lot worth does World of Hyatt standing present once you e book instantly?
Might you earn Hyatt factors by way of one other methodology?
Transferring Chase factors to Hyatt is not the one method to earn Hyatt factors. If you’ll want to increase your Hyatt account steadiness rapidly, you may switch Bilt Rewards Factors to Hyatt or purchase Hyatt factors.
And when you have longer to earn extra Hyatt factors, you possibly can increase your account steadiness by way of stays or a World of Hyatt card. This is a take a look at the welcome provides on two such playing cards:
- World of Hyatt Credit score Card (see charges and charges): Earn 30,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening. Plus, earn as much as 30,000 extra bonus factors by incomes 2 bonus factors whole per greenback spent within the first six months from account opening on purchases that usually earn 1 bonus level (on as much as $15,000 spent).
- World of Hyatt Enterprise Credit score Card (see charges and charges): Earn 60,000 bonus factors after you spend $5,000 on purchases inside the first three months of account opening.
So, whereas transferring Chase factors to Hyatt is an effective way to accrue Hyatt factors, it’s miles from the one manner.
Associated: 5 causes I really like my World of Hyatt Credit score Card and plan to maintain it for the long run
The right way to switch Chase factors to Hyatt
As soon as you’ve got discovered award availability and determined that transferring Chase factors to Hyatt is your best choice, this is learn how to go concerning the course of. Log into your Chase account and select both your Sapphire Most well-liked, Sapphire Reserve or Ink Enterprise Most well-liked account. I selected my Ink Enterprise Most well-liked account, from which I may choose “Redeem” subsequent to my level steadiness.
Choose the three dots within the high navigation bar, then select “Journey” after which “Switch factors to companions.”
Scroll down on the web page that masses till you see the motels part. Click on on the tile for Hyatt.
Learn the knowledge on the web page that masses after which click on “Switch factors.” When you’re in an account with a licensed person, you could want to pick the person to whom you wish to switch factors. When you achieve this, enter or verify the World of Hyatt account quantity related to that person and click on “Subsequent.”
Enter the variety of Chase factors to switch to Hyatt and choose “Subsequent.”
Verify the switch particulars on the ultimate web page and submit your switch request.
Like I mentioned earlier, in my expertise, Chase factors often switch to Hyatt instantly. Nonetheless, I usually should sign off of my Hyatt account after which log again in to see the transferred factors in my account. The switch can take as much as seven enterprise days to course of.
Associated: 5 straightforward methods to maximise Hyatt award redemptions
Backside line
Transferring Chase factors to Hyatt is usually a great way to get glorious worth out of your Final Rewards factors. Nonetheless, remember the fact that each Chase level you switch to Hyatt is a Chase level you may’t switch to different Final Rewards switch companions. I like to recommend retaining your Final Rewards factors till you are able to e book an award flight or night time. Then, switch your rewards as soon as you discover availability and decide your redemption fee is excessive sufficient to justify utilizing your Final Rewards factors.