The most effective causes to apply for a journey rewards card is the welcome provide. By hitting sure minimal spending necessities, you possibly can usually earn tens of 1000’s of factors or miles inside the first few months of opening a brand new card.
Welcome provides change on a regular basis, and a part of any profitable journey rewards technique is understanding when it is the proper time to use for a particular card. In spite of everything, you would not wish to miss out on a haul of bonus factors by making use of too early — or too late.
Nonetheless, with out monitoring the welcome provides on particular playing cards over time, you won’t have the context it’s good to know whether or not a selected provide is price making use of for at any given second.
Fortunately, we have performed that be just right for you and compiled the entire info you will want into one helpful information. You may as well test our often up to date listing of the finest elevated card provides to use for.
On this article, we’ll concentrate on American Specific, which fields among the finest cobranded and proprietary rewards playing cards accessible from any issuer.
Greatest American Specific welcome provides
Listed below are among the hottest Amex playing cards, with steerage on when you need to apply for every.
Simply observe that we’re solely discussing publicly accessible welcome provides. Some of us could obtain focused provides with extra bonus factors or money again. Moreover, provides could change at any time, and among the provides talked about beneath will not be accessible at the moment.
Needless to say American Specific solely lets you earn one bonus per lifetime on every of its playing cards, so ensure to attend for the very best time to use.
| Card | Greatest welcome provide we have seen | When to use |
|---|---|---|
| The Platinum Card® from American Specific | Earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | Over 100,000 factors |
| The Enterprise Platinum Card® from American Specific | Earn 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months. | Over 100,000 factors |
| American Specific® Gold Card |
Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. |
Over 60,000 factors |
| American Specific® Enterprise Gold Card | Earn 130,000 bonus factors after spending $20,000 on purchases inside the first six months of card membership. | Over 90,000 factors |
| American Specific® Inexperienced Card | Earn 60,000 bonus factors after spending $3,000 on purchases on the cardboard inside the first six months of card membership. Plus, earn 20% again on journey and transit purchases within the first six months, as much as $200 again. | Over 45,000 factors |
| Blue Money Most well-liked® Card from American Specific | Earn $350 money again (as a press release credit score) after you spend $3,000 within the first six months of card membership. | Over $250 money again |
| Blue Money On a regular basis® Card from American Specific | Earn as much as $250 money again: Earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership. | Over $200 money again |
The data for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
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CardMatch Instrument
It is also all the time a good suggestion to test the CardMatch device to see for those who may be eligible for larger provides on particular playing cards, equivalent to The Platinum Card from American Specific or the American Specific Gold Card. These focused provides can change at any time, nevertheless, and never everybody shall be focused for a similar provides.
The Platinum Card from American Specific
The Platinum Card from American Specific has lengthy been one of the crucial standard premium playing cards available on the market, regardless of its steep $695 annual price (see charges and charges).
It provides a slew of luxury-skewing, value-added advantages that may save cardmembers cash on every part from airline charges to resort stays. Enrollment is required for choose advantages; phrases apply.
Listed below are the provides we now have seen on the Amex Platinum:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to current | Discover out your provide and see if you’re eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases inside the first six months of card membership. Welcome provides range and also you will not be eligible for a suggestion. | As much as $3,500 |
| August 2023 to June 2025 | Earn 80,000 bonus factors after spending $8,000 within the first six months of card membership. | $1,600 |
| November 2022 to August 2023 | Earn 80,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,600 |
| January 2022 to November 2022 | Earn 100,000 bonus factors after spending $6,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and should not from the issuer.
Highest welcome provide
When the Amex Platinum ran its highest-ever provide, candidates might earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, they may earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide (on as much as $25,000 in mixed purchases) within the first six months of card membership. This might result in a complete of 250,000 extra factors.
When to use
Usually, purpose to use for this card provided that you possibly can safe a welcome provide of 100,000 factors or extra, whether or not via a focused provide, the CardMatch device or a limited-time provide.
Be taught extra: Amex Platinum
The Enterprise Platinum Card from American Specific
The Enterprise Platinum Card from American Specific usually extends much more profitable welcome provides than its private counterpart and provides most of the identical luxurious perks, although a few of its assertion credit are centered on typical enterprise expenditures. Cardmembers pay the identical $695 annual price for the Enterprise Platinum (see charges and charges) as the buyer Platinum.
Enrollment is required for choose advantages; phrases apply.
Listed below are the provides we now have seen on the Amex Enterprise Platinum:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to current | Earn 150,000 bonus factors after spending $20,000 on eligible purchases inside the first three months of card membership. | $3,000 |
| April 2025 to June 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked immediately with airways or via American Specific Journey® inside the first three months of card membership. | As much as $3,500 |
| April 2024 to April 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. | $3,000 |
| December 2022 to April 2024 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
| October 2022 to December 2022 | TPG Unique Provide: Earn 150,000 bonus factors after spending $15,000 within the first three months of card membership. | $3,000 |
| October 2021 to October 2022 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
*Valuations are primarily based on TPG’s August 2025 valuations and should not from the issuer.
Highest welcome provide
The perfect welcome provide we have seen for the Amex Enterprise Platinum was 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months of card membership.
When to use
Any time this card’s welcome provide tops 100,000 factors, it is price contemplating. Should you get a suggestion — whether or not focused or public — for 120,000 factors or extra, do not wait.
Be taught extra: Amex Enterprise Platinum
American Specific Gold Card
The American Specific Gold Card is a superb on a regular basis selection for foodies because it earns 4 factors per greenback spent at eating places worldwide on as much as $50,000 in purchases per calendar yr (then 1 level per greenback spent) and on as much as $25,000 in purchases per calendar yr at U.S. supermarkets (then 1 level per greenback spent). These are strong incomes charges for a card with a $325 annual price (see charges and charges).
It has additionally fielded some excellent welcome provides.
Listed below are the provides we now have seen on the Amex Gold:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to current | Discover out your provide and see if you’re eligible for as excessive as 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Welcome provides range and also you will not be eligible for a suggestion. | As much as $2,000 |
| November 2024 to June 2025 | Earn 60,000 bonus factors after spending $6,000 on eligible purchases inside the first six months of card membership. | $1,200 |
| July 2024 to November 2024 | Earn 60,000 bonus after spending $6,000 within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible purchases made at eating places worldwide inside the first six months of card membership, as much as $100 again. | As much as $1,300 |
| October 2023 to July 2024 | Earn 60,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,200 |
| June 2022 to October 2023 | Earn 60,000 bonus factors after spending $4,000 within the first six months of card membership. | $1,200 |
| June 2022 | Earn 100,000 bonus factors after spending $4,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and should not from the issuer.
Highest welcome provide
The perfect public welcome provide we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome provide for brand spanking new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted just a few days.
Nonetheless, now you will discover out your provide to see if you’re eligible to earn as excessive as 100,000 bonus factors after spending $6,000 on purchases within the first six months of card membership.
When to use
Think about making use of when the welcome provide for those who can safe a welcome provide above 60,000 factors, and severely take into account hitting that “apply” button any time it tops 75,000 factors.
Be taught extra: Amex Gold
American Specific Enterprise Gold Card
The American Specific Enterprise Gold card is nice for small companies because of its sturdy incomes construction. It racks up 4 factors per greenback spent in your prime two eligible spending classes every billing cycle (on as much as $150,000 in purchases per calendar yr, then 1 level per greenback spent). Cardmembers might want to pay $375 every year to have this card (see charges and charges).
It has additionally offered some super welcome provides previously.
Welcome provide historical past
Since July 2024, the Amex Enterprise Gold has supplied an elevated welcome provide: Earn 100,000 bonus factors after spending $15,000 within the first three months of card membership.
In keeping with TPG’s August 2025 valuations, this welcome provide is price $2,000.
That is the primary time the Amex Enterprise Gold has modified its public welcome provide since April 2021.
Highest welcome provide
This card beforehand supplied as much as 130,000 bonus factors after spending $20,000 on purchases inside the first six months of card membership, however not all candidates had been eligible.
When to use
Should you see a suggestion for this card with over 90,000 factors and a spending requirement that you simply and your small enterprise can simply meet, it is price making use of.
Be taught extra: Amex Enterprise Gold
American Specific Inexperienced Card
The American Specific Inexperienced Card is a compelling providing within the mid-tier journey class and is a card that fashionable vacationers ought to take into account. It earns 3 factors per greenback spent on journey, eating places and transit and as much as $209 every calendar yr as a press release credit score for Clear Plus (which helps offset its $150 annual price).
Enrollment is required for the Clear Plus profit and it’s topic to auto-renewal; phrases apply.
Welcome provide historical past
The Amex Inexperienced has solely supplied an elevated welcome provide as soon as previously a number of years, from Could 2023 to August 2023. This provide was the best we now have seen on this card.
Since then, new Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
In keeping with TPG’s August 2025 valuations, this welcome provide is price $800.
Highest welcome provide
The very best provide we have seen on this card was 60,000 bonus factors after spending $3,000 on purchases in your new card inside the first six months of card membership. Plus, new cardmembers might earn 20% again on journey and transit purchases of their first six months of card membership for as much as $200 again.
When to use
Should you see a suggestion for this card for greater than 45,000 factors, it is price making use of.
Blue Money Most well-liked Card from American Specific
The Blue Money Most well-liked is among the finest cash-back playing cards presently accessible, with excessive 6% money again incomes charges on U.S. streaming subscriptions and U.S. supermarkets. (U.S. supermarkets are topic to a $6,000 spending cap per calendar yr, then 1%.) These incomes charges assist justify its $95 annual price ($0 introductory annual price for the primary yr; see charges and charges).
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed below are the provides we now have seen on the Amex Blue Money Most well-liked:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| October 2022 to current | Earn a $250 assertion credit score after spending $3,000 within the first six months of card membership. | $250 |
| June 2022 to October 2022 | Earn a $350 assertion credit score after spending $3,000 within the first six months of card membership. | $350 |
| September 2021 to June 2022 | Earn a $300 assertion credit score after spending $3,000 within the first six months of card membership. | $300 |
Highest welcome provide
This card’s welcome provide would not range a lot, however it has supplied as much as $350 money again (as a press release credit score) after spending $3,000 in purchases inside the first six months of card membership.
When to use
This card hasn’t supplied an elevated welcome bonus in just a few years, so it will not be price ready for the next provide. That stated, we might even see one other provide for $300 or extra sooner or later, and you might also be focused for the next provide.
Be taught extra: Blue Money Most well-liked
Blue Money On a regular basis Card from American Specific
Although its earnings aren’t as strong because the Blue Money Most well-liked, the Blue Money On a regular basis nonetheless racks up money again at a gradual clip. This card’s decrease incomes charges are comprehensible, on condition that it lacks an annual price (see charges and charges). Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed below are the provides we now have seen on the Amex Blue Money On a regular basis:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| January 2023 to current | Earn $200 again as a press release credit score after spending $2,000 within the first six months of card membership. | $200 |
| October 2022 to January 2023 | Earn 20% again as a press release credit score whenever you use your new card to take a look at with PayPal at retailers within the first six months of card membership, as much as $150 again. Plus, earn $100 again as a press release credit score after spending $2,000 within the first six months of card membership. | As much as $250 |
| September 2021 to October 2022 | Earn $200 again as a press release credit score after spending $2,000 within the first three months of card membership. | $200 |
Highest welcome provide
With this card’s best-ever welcome provide, new cardmembers might earn as much as $250 money again: First, they may earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, they may earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership.
When to use
Go for the simplest provide with a large amount of money again (not less than $200) and a manageable spending requirement ($2,000 or beneath).
Be taught extra: Blue Money On a regular basis
Delta American Specific playing cards
American Specific is the only real issuer of Delta’s cobranded client and enterprise playing cards. Amex’s Delta playing cards function elevated provides extra generally than most of their proprietary playing cards, so it is essential to know when it is the proper time to use.
Should you’re fascinated about considered one of Amex’s Delta playing cards, take a look at our information on Delta’s playing cards’ provide historical past that will help you determine when it is the very best time to use.
Hilton American Specific playing cards
American Specific provides a spread of cobranded Hilton playing cards to go well with each traveler, from newcomers to hardcore Hilton loyalists. Like Amex’s Delta playing cards, the Hilton playing cards obtain elevated welcome provides extra often than the playing cards we have featured on this information.
Should you’re fascinated about considered one of Amex’s Hilton playing cards, we now have a information on when it is the very best time to use, primarily based on the provide historical past of all of the Hilton playing cards.
Marriott American Specific playing cards
Marriott’s portfolio of playing cards will be tougher to trace, since they’ve playing cards issued by Chase and American Specific. American Specific and Chase do not essentially put elevated provides on their Marriott playing cards on the identical time. Plus, each issuers have their very own utility guidelines and restrictions.
Should you’re fascinated about considered one of Amex’s Marriott playing cards, we now have a information on the entire Marriott playing cards’ provide histories that will help you know when it is the proper time to use.
Backside line
Take note of the welcome provides of any journey rewards playing cards it’s possible you’ll be fascinated about, as provides can change often. Making use of on the incorrect time might imply lacking out on 1000’s of bonus factors or lots of of {dollars} in money again.
Earlier than making use of for any new card, take a look at the vary of its earlier welcome provides. Then, when a suggestion hits the upper finish of that vary, you possibly can really feel positive you are getting an ideal deal and making the proper selection in your rewards technique.
To study extra about bank card bonus provides over time, see the next:
For charges and charges of the Amex Platinum, click on right here.
For charges and charges of the Amex Enterprise Platinum, click on right here.
For charges and charges of the Amex Gold, click on right here.
For charges and charges of the Amex Enterprise Gold, click on right here.
For charges and charges of the Blue Money Most well-liked, click on right here.
For charges and charges of the Blue Money On a regular basis, click on right here.
