Many vacationers love redeeming Chase Final Rewards factors for lodge stays by way of the Chase Journey℠ portal. That is very true now that Factors Enhance lets eligible cardholders redeem factors for lodge stays by way of Chase Journey for as much as 2 cents per level, relying on the cardboard and the redemption.
In case you have one of many following playing cards, you may additionally switch your Chase factors to pick lodge loyalty packages — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by way of that program to your keep:
It is comparatively simple to e-book a keep no matter whether or not you e-book by way of the Chase Journey portal or switch factors to a lodge accomplice loyalty program after which redeem by way of that program, so ease of reserving should not be an element. Nonetheless, when deciding the right way to redeem Chase factors for a lodge keep, there are two necessary elements to contemplate. So, let’s dive in.
Factors required to your keep
The simplest method to decide whether or not it is best to switch Chase factors to a lodge loyalty program or e-book a lodge by way of Chase Journey is to match the variety of factors you’d have to redeem. If you wish to e-book a selected Hyatt, IHG or Marriott property, you’ll be able to examine the factors price by way of the Chase Journey portal to the factors price of the property if redeemed by way of the lodge loyalty program.
For instance, I may switch 4,000 Chase Final Rewards factors to Hyatt after which redeem 3,500 Hyatt factors for this night time on the Hyatt Place Atlanta Airport-South.
But when I wished to e-book by way of Chase Journey utilizing factors from my Chase Sapphire Most well-liked Card account, I would have to redeem 11,538 Chase factors for a similar night time. And if I would utilized for my Chase Sapphire Most well-liked after June 22, I would solely get 1 cent per level on this reservation and would want to redeem 14,423 factors.
No matter once I utilized for my card, I would get higher worth by transferring Chase factors to Hyatt and reserving an award keep by way of the World of Hyatt program on this case.
If you do not have a selected property you wish to e-book, you’ll be able to nonetheless examine your choices by selecting a property by way of Chase Journey and checking award charges for properties bookable by way of Marriott, IHG and Hyatt. It will allow you to examine your choices and the variety of Chase factors you’d have to redeem for every.
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Associated: How a lot are Chase Final Rewards factors price?
Loyalty program advantages
The second side to contemplate is loyalty program advantages if you e-book immediately, together with on award stays. For instance, I admire getting advantages because of my lodge elite standing once I e-book immediately with Hyatt, Marriott and IHG. Plus, I like incomes elite qualifying nights towards requalifying for elite standing with these packages. In any case, these packages all present elite qualifying nights, even on award stays.
You often will not get loyalty program advantages and elite earnings if you e-book by way of a web based journey company like Chase Journey, apart from choose properties booked by way of The Edit by Chase Journey. So, I take advantage of Chase Journey to e-book resorts exterior my main lodge loyalty packages, reminiscent of boutique or unbiased resorts.
Associated: Maximize your rewards by getting a fourth or fifth night time free on award stays
Backside line
Evaluating your choices is necessary and will help you get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most well-liked and was going to e-book a one-night keep throughout a highway journey by way of the Chase Journey portal for about 20,000 Chase factors. However earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely price her 5,000 factors for a similar night time if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as an alternative of reserving by way of the Chase Journey portal.
If you do not have a premium Final Rewards card that gives entry to switch companions, now is a superb time to use. The Chase Sapphire Reserve presently has a welcome provide of 100,000 factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening, whereas the Chase Sapphire Reserve for Enterprise has a welcome provide of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
It is also price remembering which you could switch Chase Final Rewards factors to numerous airline loyalty packages. Take a look at the next tales to study extra about the right way to maximize your redemptions:
