The Chase Sapphire Most popular® Card (see charges and costs) is among the many greatest journey rewards playing cards for rookies. It hits on all fronts: profitable incomes charges, invaluable perks and versatile rewards — all for an inexpensive $95 annual price.
In accordance with our August 2025 valuations, Chase Final Rewards factors are a number of the most dear transferable factors on the market.
Let’s dive into why it is best to contemplate including the cardboard to your pockets.
Chase Sapphire Most popular present provide
New Sapphire Most popular cardholders can earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
In accordance with our valuations, this provide is value $1,538.
The present welcome provide is the customary one we usually see on the cardboard. The final time we noticed an elevated provide was from April-Could 2025, which was for 100,000 factors (now not obtainable).
In case you’ve been contemplating getting this card, now remains to be a great time to use since transferable rewards are so invaluable.
Associated: Finest welcome affords of the month
Why it is best to apply for the Chase Sapphire Most popular
The Sapphire Most popular is effectively value opening — and preserving past the primary yr, partly as a result of it’s simple to rack up factors after you have spent the welcome bonus.
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The Chase Sapphire Most popular has many beneficiant bonus-earning classes:
- 5 factors per greenback spent on journey booked by means of Chase Journey℠
- 5 factors per greenback spent on Lyft (by means of September 30, 2027)
- 3 factors per greenback spent on eating
- 3 factors per greenback spent on choose streaming companies
- 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different journey purchases
- 1 level per greenback spent on all different purchases
An as much as $50 annual lodge assertion credit score brings the efficient annual price all the way down to a manageable $45.
Cardholders additionally obtain a ten% annual level bonus based mostly on their complete spend in the course of the account anniversary yr at a price of 1 level for every $1 spent. So, in case you spend $20,000 on the cardboard in a yr, you will get 2,000 further factors on the finish of it.
Moreover, Chase Final Rewards can switch to 11 airline and three lodge companions, together with invaluable applications equivalent to Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You may maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Associated: Why I really like my Chase Sapphire Most popular card — and can at all times preserve it in my pockets
Backside line
The Chase Sapphire Most popular is without doubt one of the prime journey rewards bank cards in the marketplace.
It is no marvel many TPG staffers proceed to hold the Chase Sapphire Most popular yr after yr. Given its easy-to-maximize perks, robust incomes charges and the usefulness of Chase Final Rewards factors, it most likely deserves a spot in any traveler’s pockets.
To be taught extra, take a look at our full evaluate of the Chase Sapphire Most popular.
Apply now: Chase Sapphire Most popular
