In the event you’re contemplating making use of for a bank card, you are most likely questioning whether or not the present sign-up bonus is price it.
Welcome affords can change continuously, and it may be exhausting to know whether or not the present provide on a card supplies the worth you are searching for. There isn’t any simple reply to exactly when is one of the best time to use for a card, but it surely does assist to know what a card has supplied up to now when evaluating the present provide.
We have rounded up the provide historical past on Citi’s hottest playing cards that can assist you discover one of the best time to use for every.
Greatest Citi bank card sign-up bonuses
| Card | Greatest welcome provide we have seen | When to use |
|---|---|---|
| Citi Strata Premier℠ Card (see charges and costs) | Earn 75,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | When the bonus provide is 70,000 factors or increased |
| Citi Customized Money® Card | Earn $200 money again after spending $1,500 on purchases within the first six months of account opening | When the bonus provide is $200 money again or increased |
| Citi Double Money® Card (see charges and costs) | Earn $200 money again after spending $1,500 on purchases within the first six months | If there may be any cash-back welcome provide |
| Citi Rewards+® Card (see charges and costs) | Earn 25,000 bonus factors after spending $1,500 in purchases inside three months of account opening. Plus, earn 5 factors per greenback spent on lodges, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by way of June 30, 2024 | When the bonus provide is 20,000 factors or increased |
| Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® | Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening | When the bonus provide is increased than 50,000 miles |
| Citi® / AAdvantage® Govt World Elite Mastercard® (see charges and costs) | Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening | When the bonus provide is increased than 80,000 miles |
| Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening | When the bonus provide is increased than 50,000 miles |
The data for the Citi Customized Money and Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Citi Strata Premier Card
The Citi Strata Premier card earns 3 factors per greenback spent on fuel purchases, eating, groceries, and air and resort journey. With its simplified mannequin and array of airline switch companions, the Strata Premier makes incomes factors for journey hassle-free.
| Approximate date | Provide | Worth* |
|---|---|---|
| December 2024 to now | Earn 75,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | $1,350 |
| April 2023 to November 2024 | Earn 70,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening
The next provide could also be obtainable at Citi.com |
$1,260 |
| January to April 2023 | Earn 60,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | $1,080 |
| July 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | $1,440 |
| December 2021 to July 2022 | Earn 60,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | $1,080 |
| October to December 2021 | Earn 80,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | $1,440 |
| March to October 2021 | Earn 60,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening | $1,080 |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus provide is 70,000 factors or increased.
Study extra: Citi Strata Premier
Citi Customized Money Card
With the Citi Customized Money, you will earn 5% money again on purchases in your high eligible spending class every billing cycle, as much as the primary $500 spent, and 1% money again after that. You may additionally earn limitless 1% money again on all different purchases.
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| Approximate date | Provide | Worth* |
|---|---|---|
| June 2021 to now | Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. | $200 |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus provide is $200 money again or increased.
Study extra: Citi Customized Money evaluation
Citi Double Money Card
The Citi Double Money Card takes all the stress and complication out of bank card rewards. It affords a easy (but profitable) 2% on each buy, limitless 1% money again if you purchase, plus a further 1% as you pay for these purchases and simple cash-back redemption choices.
| Approximate date | Provide | Worth* |
|---|---|---|
| November 2023 to now | Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. | $200 |
| November 2022 to November 2023 | No welcome provide | N/A |
| August to November 2022 | Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. | $200 |
| 2014 to August 2022 | No welcome provide | N/A |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
When to use for this card: When there may be any cash-back welcome provide.
Study extra: Citi Double Money Card
Citi Rewards+ Card
Each buy on the Citi Rewards+ Card rounds as much as the closest 10 factors. Even a $2 espresso will earn 10 factors, which might actually stack up over time.
| Approximate date | Provide | Worth* |
|---|---|---|
| November 2024 to now | Earn 20,000 bonus factors after spending $1,500 in purchases inside three months of account opening. Plus, earn 5 factors per greenback spent on lodges, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by way of December 31, 2025. | $360 |
| July 2023 to November 2024 | Earn 20,000 bonus factors after spending $1,500 within the first three months of account opening. | $360 |
| April to July 2023 | Earn 25,000 bonus factors after spending $1,500 in purchases inside three months of account opening. Plus, earn 5 factors per greenback spent on lodges, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by way of June 30, 2024. | $450 |
| October 2022 to April 2023 | Earn 20,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening. | $360 |
| April to September 2022 | Earn 20,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening, plus 5 factors per greenback on a bonus class (journey or eating places) for $6,000 of spending within the first yr. | $360 |
| July 2021 to April 2022 | Earn 20,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening. | $360 |
| Might to July 2021 | Earn 15,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening. | $270 |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus provide is 20,000 factors or increased.
Study extra: Citi Rewards+ bank card
Citi / AAdvantage Platinum Choose World Elite Mastercard
The Citi AAdvantage Platinum Choose’s perks embrace entry to most well-liked boarding, no international transaction charges and a free checked bag on home flights, making it a superb selection for anybody who flies American Airways usually.
| Approximate date | Provide | Worth* |
|---|---|---|
| October 2024 to now | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $825 |
| August 2024 to October 2024 | Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. | $1,238 |
| April 2024 to August 2024 | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $825 |
| March 2024 to April 2024 | Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. | $1,238 |
| February 2024 to March 2024 | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $990 |
| Might 2023 to February 2024 | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $825 |
| April to Might 2023 | Earn 75,000 bonus miles after spending $3,500 on purchases within the first 4 months of account opening. | $1,238 |
| July 2022 to April 2023 | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $825 |
| June to July 2022 | Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. | $1,238 |
| June 2019 to June 2022. | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $825 |
| April to June 2019. | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $990 |
| March to April 2019 | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $825 |
| November 2018 to March 2019 | Earn as much as 50,000 bonus miles: Earn 40,000 miles after spending $2,000 within the first three months and an additional 10,000 miles after spending a complete of $6,000 within the first 12 months. | $825 |
| Might to November 2018 | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $990 |
| February to Might 2018 | Earn 30,000 bonus miles after spending $1,000 throughout the first three months of account opening. | $495 |
| November 2017 to February 2018 | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $990 |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
The data for the Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
When to use for this card: When the bonus provide is increased than 50,000 miles.
Study extra: Citi AAdvantage Platinum Choose bank card
Citi / AAdvantage Govt World Elite Mastercard
The Citi AAdvantage Govt World Elite Mastercard is the elite card within the AAdvantage lineup. Not too long ago, the cardboard elevated its perks in addition to its annual payment. Cardholders get pleasure from a complimentary American Airways Admirals Membership membership, a worth that alone greater than makes up for the cardboard’s $595 annual payment, in addition to the addition of as much as $240 in annual assertion credit for Lyft and Grubhub.
| Approximate date | Provide | Worth* |
|---|---|---|
| July 2024 to now | Earn 70,000 miles after spending $7,000 within the first three months of account opening. | $1,155 |
| June 2024 to July 2024 | Earn 100,000 bonus miles after spending $10,000 throughout the first three months of account opening. | $1,650 |
| Sept. 2023 to June 2024 | Earn 70,000 miles after spending $7,000 within the first three months of account opening. | $1,155 |
| July to Sept. 2023 | Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening. | $1,650 |
| December 2022 to July 2023 | Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. | $825 |
| October to December 2022 | Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening. | $1,320 |
| October 2021 to October 2022 | Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. | $825 |
| August to October 2021 | Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 throughout the first three months of account opening. | $885 |
| July 2019 to August 2021 | Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. | $825 |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus provide is increased than 80,000 miles.
Study extra: Citi AAdvantage Govt World Elite Mastercard
Citi / AAdvantage Enterprise World Elite Mastercard
The Citi AAdvantage Enterprise World Elite Mastercard is great for companies with staff who continuously fly American Airways. Its perks embrace a free checked bag on home flights, most well-liked boarding and the potential to earn a companion certificates.
| Approximate date | Provide | Worth* |
|---|---|---|
| October 2024 to now | Earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening. | $1,238 |
| June to October 2024 | Earn 65,000 bonus miles after spending $4,000 on purchases throughout the first 4 months of account opening. | $1,072 |
| April 2024 to June 2024 | Earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening. | $1,238 |
| August 2020 to April 2024 | Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,072 |
| Might to August 2020 | Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,155 |
| March to Might 2020 | Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,072 |
| October 2019 to March 2020 | Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,155 |
| July to October 2019 | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $990 |
| April to July 2019 | Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,155 |
*Bonus provide worth relies on TPG’s January 2025 valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus provide is increased than 50,000 miles.
Study extra: Citi AAdvantage Enterprise bank card
Backside line
If you’re contemplating making use of for a Citi card — or any card — you will wish to decide whether or not its sign-up bonus supplies substantial worth.
Use our different provide historical past guides as a reference level as you consider the professionals and cons of signing up for playing cards from the foremost issuers:
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