Many vacationers love redeeming Chase Final Rewards factors for lodge stays by way of the Chase Journey℠ portal. Chase Sapphire Reserve® (see charges and costs) cardmembers get a redemption worth of 1.5 cents per level when doing so, whereas Chase Sapphire Most popular® Card (see charges and costs) and Ink Enterprise Most popular® Credit score Card (see charges and costs) cardmembers get 1.25 cents per level.
Nonetheless, you probably have one in all these three playing cards, you possibly can additionally switch your Chase factors to pick lodge loyalty packages — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by way of that program in your keep.
Provide ending quickly: Chase Sapphire Most popular Card: Highest-ever 100,000-point bonus after spending $5,000 on purchases inside the first three months of account opening.
It is comparatively straightforward to e book a keep no matter whether or not you e book by way of the Chase Journey portal or switch factors to a lodge associate loyalty program after which redeem by way of that program, so ease of reserving should not be an element. Nonetheless, when deciding tips on how to redeem Chase factors for a lodge keep, there are two vital features to think about. So, let’s dive in.
Factors required in your keep
The simplest strategy to decide whether or not it is best to switch Chase factors to a lodge loyalty program or e book a lodge by way of Chase Journey is to check the variety of factors you’d have to redeem.
If you wish to e book a selected Hyatt, IHG or Marriott property, you’ll be able to evaluate the factors value by way of the Chase Journey portal to the factors value of the property when you redeemed by way of the lodge loyalty program.
For instance, I may switch 5,000 Chase Final Rewards factors to Hyatt after which redeem 5,000 Hyatt factors for this evening on the Hyatt Place Atlanta Airport – North.
But when I needed to e book by way of Chase Journey utilizing factors from my Chase Sapphire Most popular Card account, I might have to redeem 9,646 Chase factors for a similar evening.
On this case, I might get higher worth by transferring Chase factors to Hyatt and reserving an award keep by way of the World of Hyatt program.
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If you do not have a selected property you wish to e book, you’ll be able to nonetheless evaluate your choices by selecting a property by way of Chase Journey and checking award charges for properties bookable by way of Marriott, IHG and Hyatt. This can allow you to evaluate your choices and the variety of Chase factors you’d have to redeem for every.
Associated: How a lot are Chase Final Rewards factors price?
Loyalty program advantages
The second facet to think about is loyalty program advantages if you e book immediately, together with on award stays. For instance, I recognize getting advantages attributable to my lodge elite standing once I e book immediately with Hyatt, Marriott and IHG. Plus, I like incomes elite-qualifying nights towards requalifying for elite standing with these packages. In any case, these packages all present elite-qualifying nights, even on award stays.
You normally will not get loyalty program advantages and elite earnings if you e book by way of an internet journey company like Chase Journey, excluding choose properties booked by way of The Edit by Chase Journey. So, I exploit Chase Journey to e book inns outdoors my major lodge loyalty packages, corresponding to boutique or impartial inns.
Associated: Maximize your rewards by getting a fourth or fifth evening free on award stays
Backside line
Evaluating your choices is vital, and might allow you to get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most popular and was going to e book a one-night keep throughout a highway journey by way of the Chase Journey portal for about 20,000 Chase factors. Earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely value her 5,000 factors for a similar evening if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as an alternative of reserving by way of the Chase Journey portal.
Nonetheless, it is also price remembering which you could switch Chase Final Rewards factors to varied airline loyalty packages. Try the next tales to be taught extra about tips on how to maximize your redemptions:
