Marriott Bonvoy Bountiful vs. Marriott Bonvoy Boundless: Bank card showdown

There are at the moment six Marriott bank cards out there to new candidates and several other playing cards that not settle for new functions. Chase provides three of the Marriott bank cards you’ll be able to at the moment apply for, whereas American Categorical provides the opposite three.

These playing cards are related in some methods and completely different in different methods. Should you’re interested by making use of for a Marriott bank card, it’s possible you’ll be contemplating the Marriott Bonvoy Bountiful® Credit score Card or the Marriott Bonvoy Boundless® Credit score Card. Each are provided by Chase and earn factors and rewards with Marriott’s loyalty program, Marriott Bonvoy.

Which do you have to select? Let’s take a look at the similarities and variations between the Bountiful and Boundless playing cards that will help you determine which possibility is healthier.

The knowledge for the Marriott Bonvoy Bountiful Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: 3 explanation why the Marriott Bonvoy Boundless is well worth the $95 annual charge

Marriott Bonvoy Bountiful vs. Marriott Bonvoy Boundless comparability

*Level worth is an estimated worth calculated by TPG’s December 2024 valuations and never the cardboard issuer.

Bonvoy Bountiful vs. Bonvoy Boundless welcome provide

New Bonvoy Bountiful cardholders can earn 85,000 bonus factors after spending $4,000 on purchases throughout the first three months. Primarily based on TPG’s December 2024 valuations, this bonus is value $723.

In the meantime, new Bonvoy Boundless cardholders can earn three free evening awards (as much as 50,000 factors every) after spending $3,000 on purchases within the first three months from account opening. Primarily based on TPG’s valuations, this bonus is value as much as $1,275 — which means this bonus might cowl your annual charge value for 13 years.

Winner: Bonvoy Boundless. Its welcome provide gives over $500 extra in worth.

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Associated: Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no

Bonvoy Bountiful vs. Bonvoy Boundless advantages

Each playing cards share many related advantages.

• Elite evening credit acquired annually: You will begin annually with 15 elite evening credit by holding both of those playing cards. Elite evening credit are what it’s essential earn elite standing with Marriott Bonvoy. For reference, you will want 50 elite nights per yr to succeed in Platinum Elite standing, the place advantages like free breakfast and suite upgrades kick in.
• Fifth-night-free profit: When redeeming factors for lodge stays with Marriott Bonvoy, you will get a fifth evening free. This implies redeeming factors for a lodge keep of 4 or 5 nights will value the identical. Please observe that this profit solely applies to factors redemptions and doesn’t apply when paying money or utilizing free evening awards.
• Bank card issuer and software guidelines: As each playing cards are issued by Chase, each are topic to Chase’s bank card software guidelines and restrictions. Essentially the most well-known of those is the 5/24 rule, which means you will probably be denied if in case you have opened 5 or extra accounts within the final 24 months throughout all bank card issuers. One other rule is that you just probably will not be accredited for greater than two bank cards from Chase inside 30 days.
• Entry to Chase Affords.
• Journey protections: Each playing cards provide journey delay reimbursement, misplaced baggage reimbursement and baggage delay insurance coverage.
• Buy safety: Each playing cards provide buy safety on gadgets you paid for together with your card, out there as much as 120 days from the acquisition date however topic to limits on the variety of claims and per-claim worth limits.
• Complimentary yr of DashPass from DoorDash whenever you enroll by Jan. 31, 2025.

With the Bonvoy Bountiful, cardholders obtain:

• Computerized Gold Elite standing
• Annual free evening award value as much as 50,000 factors whenever you spend at the least $15,000 on purchases in a calendar yr; sure resorts have resort charges
• 1,000 bonus factors per keep at taking part eligible Marriott Bonvoy properties

With the Bonvoy Boundless, cardholders obtain:

• An annual free evening award yearly after your account anniversary, legitimate for a one-night lodge keep at a property with a redemption stage of as much as 35,000 factors. Sure resorts have resort charges.
• Complimentary Silver Elite standing with Marriott Bonvoy — offering perks like bonus factors on stays, discounted member charges on lodge rooms and late checkout. Moreover, Boundless cardholders obtain a further elite evening credit score towards standing for every $5,000 spent on the cardboard and might obtain Gold Elite standing after spending $35,000 on the cardboard in a calendar yr.

Winner: Tie. Whereas each playing cards share related advantages, the Bonvoy Bountiful has a better Gold Elite standing tier. The Boundless comes with an annual free evening award each anniversary yr that you do not have to spend something to attain and a decrease Silver Elite standing tier with the flexibility to spend your approach to Gold Elite standing.

Associated: Marriott elite standing: What it’s and the best way to earn it

Incomes factors on the Bonvoy Bountiful vs. Bonvoy Boundless

With the Bonvoy Bountiful, cardholders earn:

• 6 factors per greenback spent on Marriott purchases
• 4 factors per greenback spent on the primary $15,000 per calendar yr in mixed purchases at grocery shops and on eating — together with takeout and eligible supply providers (then 2 factors per greenback)
• 2 factors per greenback spent on all different purchases

These incomes charges signify a 5.1%, 3.4% and 1.7% return on spending, respectively, primarily based on TPG’s December 2024 valuations.

With the Bonvoy Boundless, cardholders earn:

• 6 factors per greenback spent on Marriott purchases
• 3 factors per greenback spent on the primary $6,000 spent in mixed purchases per calendar yr on gasoline stations, grocery shops and eating (then 2 factors per greenback)
• 2 factors per greenback spent on all different eligible purchases

These incomes charges signify a 5.1%, 2.6% or 1.7% return on spending, respectively.

Winner: Bonvoy Bountiful, because it earns extra in eating and grocery retailer spending and comes with a better spending cap.

Associated: The most effective rewards bank cards for every bonus class

Redeeming and transferring factors on the Bonvoy Bountiful vs. Bonvoy Boundless

Each playing cards earn Marriott Bonvoy factors that may be redeemed for Marriott stays. TPG’s December 2024 valuations place these factors at 0.85 cents apiece. Sadly, Marriott not publishes an award chart and makes use of dynamic pricing.

Whereas the obvious use of those factors is for lodge stays with Marriott, there are different makes use of (although some are usually not very precious), together with transferring factors to greater than 35 airline companions to redeem them for flights.

Normally, transferring Bonvoy factors to airline companions isn’t a superb worth because the switch ratio isn’t favorable.

TPG bank cards author Chris Nelson likes to redeem his Marriott Bonvoy factors on luxurious properties in Jap Europe. He routinely stays on the Ritz-Carlton Budapest for 35,000 Bonvoy factors per evening.

Winner: Tie as each playing cards have the identical redemption and switch choices.

Associated: The award traveler’s information to Marriott Bonvoy

Ought to I get the Bonvoy Bountiful or the Bonvoy Boundless?

Each playing cards have annual charges and the identical earnings price on Marriott purchases. Nonetheless, if you’d like a better tier of elite standing and better earnings on groceries and eating, you must go for the Bonvoy Bountiful. If these issues aren’t extremely essential to you, the Bonvoy Boundless will present way more worth for its annual charge.

Associated: How one can use a Marriott Bonvoy 35,000-point certificates

How one can swap from the Bonvoy Bountiful to the Bonvoy Boundless

If you wish to change from one card to the opposite you’ll be able to. This is named a product change. To take action, merely name the quantity on the again of your card, communicate to an agent and request a product change.

Associated: 4 issues earlier than making a product change

Backside line

Each Bountiful and Boundless playing cards, which Chase points, earn Marriott factors. Whereas a few of their incomes classes are related, there are extra variations than similarities between these playing cards. Which is a greater match for you’ll come all the way down to which Bonvoy advantages matter essentially the most to you.

To be taught extra, see our full opinions of the Bonvoy Bountiful and the Bonvoy Boundless.

Apply right here: Marriott Bonvoy Boundless
Study extra: Marriott Bonvoy Bountiful assessment