Marriott Bonvoy Bevy Amex bank card evaluation: Full particulars

Marriott Bonvoy Bevy American Categorical Card overview

The Marriott Bonvoy Bevy® American Categorical® Card provides mid-tier perks, together with computerized Gold Elite standing, stable points-earning at Marriott properties and elite night time credit. Nonetheless, it lacks a number of advantages that you just may anticipate from a card with a $250 annual price (see charges and charges). Card ranking*: ⭐⭐⭐

*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

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Marriott provides a number of cobranded playing cards for potential cardholders to select from, starting from no annual price to 1 at $650. The Marriott Bonvoy Bevy American Categorical Card sits within the center, with an annual price of $250.

The cardboard lacks one function we have come to anticipate with lodge bank cards: a complimentary free night time every year in your account anniversary. Which will depart you questioning whether or not it provides sufficient ongoing advantages to make the annual price value paying yr after yr.

To extend your possibilities of getting authorized for this card, TPG recommends candidates have a great to wonderful credit score rating. Moreover, there are some sophisticated utility restrictions that apply to the Bevy, like the remainder of the Bonvoy lineup.

However for those who’re eligible, let’s dig deeper to determine whether or not the Amex Marriott Bonvoy Bevy card deserves a spot in your pockets.

Bonvoy Bevy Amex professionals and cons

Bonvoy Bevy Amex welcome supply

Bonvoy Bevy Amex cardmembers can earn 155,000 bonus factors after spending $5,000 on purchases within the first six months of card membership. Provide ends Sept. 24.

Primarily based on TPG’s August 2025 valuation of Marriott factors at 0.7 cents every, the 155,000 factors are value $1,085.

Beforehand, the cardboard provided as much as 175,000 factors in a welcome supply (not accessible):

• 125,000 factors after spending $5,000 within the first three months of card membership
• Plus, 50,000 factors after staying six eligible paid nights with Marriott (supply not accessible)

Nonetheless, present bonus undoubtedly meets our threshold for when to use, which is any time the supply is over 85,000 factors.

Do not forget that Amex has restrictions limiting your potential to gather a brand new member bonus for those who’ve had comparable Marriott merchandise from Chase or earlier Starwood Most popular Visitor playing cards from American Categorical. Examine the cardboard’s supply particulars web page to make sure you’re eligible.

Associated: The most effective bank card welcome bonuses at the moment accessible

Bonvoy Bevy Amex advantages

The place the Bonvoy Bevy Amex shines probably the most is within the perks it provides (phrases apply):

• Marriott Gold Elite standing: Main cardmembers obtain complimentary Marriott Gold Elite standing for so long as they’ve the cardboard. At Marriott Bonvoy’s mid-tier degree, probably the most precious advantages of Gold standing are upgrades to enhanced rooms and a 25% factors bonus on lodge spending (accessible for Qualifying Charges). When you can spend your approach to larger ranges of elite standing with many different lodge bank cards, that is noticeably absent on this card.
• Elite night time credit: Cardmembers will obtain 15 elite qualifying night time credit every calendar yr. This profit may be stacked with the nights you earn with a Marriott small-business card, fast-tracking you as much as 30 elite nights. For reference, you want 50 nights per yr to qualify for Platinum Elite standing.
• Bonus factors per keep: Earn 1,000 bonus Marriott factors each time you e-book an eligible paid keep straight with a property collaborating in Marriott Bonvoy. Phrases apply.

• Purchasing protections: Purchases made with the cardboard get 90 days of buy safety** and as much as one yr of prolonged guarantee protection** on warranties of 5 years or much less on coated purchases within the U.S. or its territories or possessions.
• Journey protections: This card provides journey delay insurance coverage* for journeys delayed by greater than 12 hours as a consequence of a coated cause, in addition to baggage insurance coverage** protection and secondary automobile rental loss and injury insurance coverage.***
• Free night time award through annual spending: Cardmembers who make at the least $15,000 in eligible purchases in the course of the calendar yr will earn a free night time award. This free night time award is value as much as 50,000 factors at collaborating accommodations (sure accommodations have resort charges). That is extra precious than the free night time certificates that include the lower-tier Marriott playing cards, that are capped at 35,000 factors. Nonetheless, Marriott’s dynamic pricing can have an effect on the power to e-book a few of these properties throughout peak journey dates.

Another Bonvoy playing cards supply free night time certificates with none spending, such because the Marriott Bonvoy Boundless® Credit score Card (see charges and charges) (value as much as 35,000 factors, however may be topped off with 15,000 factors to whole 50,000) and the Marriott Bonvoy Good® American Categorical® Card (as much as 85,000 factors; sure accommodations have resort charges; phrases apply).

Whereas these perks supply some worth, it is disappointing to not see a complimentary free night time award given on the cardboard’s account anniversary every year and different premium perks like reimbursement for the utility price for World Entry or TSA PreCheck.

*Eligibility and profit degree varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
**Eligibility and profit degree varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
***Eligibility and profit degree varies by card. Not all car sorts or leases are coated, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by way of American Categorical Journey Associated Companies Firm, Inc.

Incomes factors on the Bonvoy Bevy Amex

This is what cardmembers can anticipate to earn with the Bevy:

• 6 Marriott Bonvoy factors per greenback spent on eligible purchases at accommodations collaborating within the Marriott Bonvoy program
• 4 factors per greenback on the primary $15,000 per yr in mixed purchases at eating places worldwide and U.S. supermarkets (then 2 factors per greenback spent after reaching this restrict)
• 2 factors per greenback on different eligible purchases

Per TPG’s August 2025 valuations, you will get a 4.2% return on Marriott Bonvoy purchases, 2.8% on the primary $15,000 per yr in mixed purchases at eating places worldwide and U.S. supermarkets and 1.4% on all different purchases.

Associated: The most effective methods to earn Marriott Bonvoy factors

Redeeming factors on the Bonvoy Bevy Amex

There are various profitable methods to redeem your Marriott Bonvoy factors. The obvious and precious redemption is at no cost lodge stays.

Marriott Bonvoy makes use of dynamic award pricing, which implies that the variety of factors wanted for an evening at any property can differ relying on demand. For those who’re on the lookout for one of the best deal in your Marriott factors, it is best follow to go looking forward to seek out decrease costs and stay versatile along with your dates.

Past lodge stays, you possibly can switch your Bonvoy factors to airline companions, use them to cowl flights, automobile leases and cruises or redeem them for merchandise and present playing cards.

Nonetheless, these choices will probably yield under TPG’s August 2025 valuation of Marriott factors at 0.7 cents per level, so we suggest utilizing your factors for Bonvoy stays at any time when doable.

TPG lead factors and miles author Katie Genter will get outsize worth from her Marriott factors by redeeming for stays in increments of 5 nights to maximise Marriott’s keep for 5, pay for 4 supply. She’ll often think about transferring factors to one in every of Marriott’s airline companions however often prefers to avoid wasting her factors for stays.

Associated: Maximizing redemptions with the Marriott Bonvoy program

Transferring factors on the Bonvoy Bevy Amex

You may as well switch your Bonvoy factors to greater than 35 airline companions. Nonetheless, this not often provides good worth until you could prime off an account steadiness for flight redemptions.

You may additionally think about this selection if you’d like entry to an airline’s frequent flyer factors or miles that do not accomplice with any of the foremost U.S. bank card issuers, like Japan Airways’ JAL Mileage Financial institution.

Associated: When does it make sense to switch Marriott factors to airways?

Which playing cards compete with the Bonvoy Bevy Amex?

If you’d like extra or completely different lodge advantages, one in every of these playing cards could also be a greater match:

For added choices, take a look at our full listing of the greatest lodge playing cards.

The knowledge for the Hilton Honors Aspire Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: Who ought to (and should not) get the Marriott Bonvoy Bevy American Categorical card?

Backside line

New Bevy cardmembers can get constructive worth from the welcome bonus within the first yr. Nonetheless, given the incomes construction and the advantages accessible to cardmembers, it might be laborious to justify holding this card in your pockets in yr two (and past). It is essential to notice that different Marriott playing cards supply comparable perks at decrease annual charges.

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Apply right here: Marriott Bonvoy Bevy American Categorical Card

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For charges and charges of the Amex Marriott Bonvoy Bevy, click on right here.