Once I began planning my dream journey to Europe, I had one massive asset in my journey toolkit: simply over 100,000 Chase Final Rewards factors earned with the Chase Sapphire Most popular® Card (see charges and charges).
Just a few strategic redemptions turned these factors into flights and motels throughout Paris, Switzerland, Slovenia and Italy, whereas preserving my out-of-pocket prices surprisingly low.
Should you’ve just lately earned 100,000 Chase Final Rewards factors from on a regular basis spending or a welcome bonus, you is likely to be questioning: How far can they actually take you?
Here is precisely how I booked my journey, plus ideas for getting essentially the most worth out of your factors stash.
Associated: 12 journeys you possibly can e-book with 100K Chase Final Rewards Factors
How a lot are the 100,000 Chase factors value?
First off, let’s assessment simply how a lot 100,000 Chase factors are literally value, since their worth is dependent upon the way you redeem them:
Associated: The whole information to Chase Final Rewards: earn, redeem and switch factors
How can I earn 100,000 Chase factors?
The quickest method to web 100,000 Chase factors is to earn them by way of a massive welcome bonus.
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For instance, the Chase Sapphire Reserve at the moment encompasses a welcome supply of 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening.
In the meantime, the Chase Sapphire Reserve for Enterprise℠ (see charges and charges) is at the moment providing the power to earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
Earlier this 12 months, the Sapphire Most popular additionally featured a 100,000-point welcome bonus for brand new candidates after spending $5,000 on purchases throughout the first three months of account opening (supply not accessible).
Personally, I earned my stability by combining a 60,000-point welcome bonus from the Sapphire Most popular with on a regular basis spending on journey and eating.
The Sapphire Most popular is at the moment providing 75,000 bonus factors after spending $5,000 on purchases within the first 3 months from account opening. This can be a nice head begin towards constructing a stash of 100,000 factors.
Reserving flights with Chase factors
Discovering award flights that match my itinerary and price range was the primary massive step in turning factors into an unforgettable European journey. Here is how I remodeled a few of my factors into three flights.
Flying to Europe for 15,000 Chase factors
Once I began planning my journey, my first precedence was locking in a transatlantic flight from Washington, D.C., to Europe. I turned to Seats.aero, a helpful instrument which scans award availability throughout a number of packages, and noticed an Air France-KLM Flying Blue award to Paris for simply 18,750 Flying Blue miles plus taxes and charges.
Even higher, Chase was providing a 25% switch bonus to Flying Blue that month. That meant I solely wanted to switch 15,000 Chase Final Rewards factors to cowl the flight.
Switch bonuses like this are among the best methods to stretch your factors. On this case, I saved practically 4,000 factors in comparison with transferring with out the bonus.
Associated: Present bank card switch bonuses
What number of Chase factors do it’s essential to fly to Europe?
The variety of Chase Final Rewards factors required for a flight to Europe can differ dramatically relying on the airline, journey dates and award availability. On the decrease finish, you may discover one-way financial system flights for round 15,000 to twenty,000 factors when utilizing switch companions like Flying Blue or United MileagePlus throughout off-peak occasions or with switch bonuses.
On the larger finish, nonstop or last-minute financial system flights can run 40,000-plus miles one-way, with enterprise and first-class requiring rather more.
Your finest technique is to stay versatile along with your journey dates and routes, use instruments like Seats.aero to match award availability and look ahead to switch bonuses that may stretch your factors additional. Planning forward and being affected person usually pays off.
Intra-European flight with Chase factors
I knew I wished to go to at the least 4 nations on this journey, so I began trying to find short-haul flights inside Europe. Utilizing Seats.aero once more, I discovered a United Airways award from Switzerland to Slovenia for simply 6,000 miles in financial system.
Positive, it wasn’t essentially the most jaw-dropping redemption worth for a one-hour flight, however it added one other thrilling vacation spot to my journey and saved one other leg of my journey totally on factors.
Associated: How I exploit Seats.aero to search out the very best airline award availability
Flight from Rome to DC with Chase Factors
For my return flight, I wished one thing easy and direct. United got here by way of with saver-level award availability for simply 40,000 miles from Rome Fiumicino Leondardo da Vinci Airport (FCO) to Dulles Worldwide Airport (IAD) close to D.C.
Whereas this redemption did not have the identical wow issue as my Paris flight, nonstop flights from Rome to the U.S. can generally climb effectively above 60,000 miles one-way in financial system (particularly throughout peak summer season journey), so discovering a saver fare felt like a win.
Reserving motels with Chase factors
Chase Final Rewards factors could make resort stays way more reasonably priced, whether or not it is a fast in a single day or an extended keep. Here is how I used them.
Simple factors redemption for an airport keep in Zurich
After three lengthy (and magical) days mountain climbing in Switzerland, I wanted a handy place to remain earlier than my early morning flight to Slovenia.
Enter: the airport resort. Utilizing Chase factors transferred to World of Hyatt, I booked the Hyatt Regency Zurich Airport for 15,000 factors.
It wasn’t essentially the most glamorous resort redemption, however having the ability to stroll from my room to my gate with out stress was value each level.
Associated: Why the very best level redemptions are generally essentially the most sensible
3-night keep in Florence, Italy, with Factors Enhance
One in every of my finest redemptions was a three-night keep at Lodge Indigo Florence, a property that will have value practically $800 in money. Because of Chase’s Factors Enhance within the journey portal, I booked it for simply over 49,000 factors plus charges.
To make the deal even sweeter, I utilized a one-time $50 credit score (supplied to some Sapphire Most popular Card holders in June 2025 for any buy made by way of Chase Journey) to cowl the taxes and charges, saving much more money.
Factors Enhance, mixed with this credit score, made Florence really feel like a real points-powered win.
Associated: Chase despatched some Sapphire Most popular cardholders an additional $50 towards journey
use Chase’s Factors Enhance
Chase’s Factors Enhance permits you to get extra out of your redemptions when reserving by way of Chase Journey. As an alternative of the mounted redemption charges tied to your card (like 1.25 or 1.5 cents per level), Factors Enhance can apply further worth to sure properties, that means you possibly can lock in additional nights for fewer factors.
Associated: Why Chase’s Factors Enhance is an excellent new method to e-book motels on factors
Turning journey bills into extra factors
Not each a part of my journey was lined by award bookings, so for issues like Airbnb stays and rental automobiles, I turned to my Chase Sapphire Most popular Card. These bills did not qualify for full factors redemptions, however they nonetheless earned me 2 factors per greenback spent as journey purchases.
That meant each greenback I paid for lodging and transportation helped construct my factors stability for future adventures — turning obligatory bills into an funding for my subsequent journey.
Why the Chase Sapphire Most popular is my favourite journey card
The Chase Sapphire Most popular has turn out to be my favourite journey companion because of its 2 factors per greenback incomes charge for journey and eating purchases, beneficiant journey protections and no international transaction charges — good for worldwide journey.
Whether or not I am reserving a flight, consuming out or paying for bills that factors will not absolutely cowl, I am nonetheless incomes rewards. And with the pliability to redeem by way of Chase Journey or switch to journey companions, I get most worth.
Associated: Why the Chase Sapphire Most popular ought to nonetheless be your first rewards card
Backside line
My journey wasn’t totally booked on factors, however it would not have been doable with out these redemptions.
With simply over 100,000 Chase Final Rewards factors, a little bit of strategic planning and a bit of flexibility, I turned a dream European itinerary right into a actuality. Hopefully, the following pointers can assist you do the identical and unlock your individual multicountry European journey.
Associated: 10 finest methods to make use of 100K Chase Final Rewards factors
