The World of Hyatt Enterprise Credit score Card can supply substantial worth to enterprise house owners who’re Hyatt loyalists or in any other case spend some huge cash at Hyatt properties. However is the cardboard the appropriate selection for you, and may you justify its $199 annual charge?
This is a fast take a look at what you get from the World of Hyatt Enterprise card so you possibly can see for your self.
Welcome supply
New candidates for the World of Hyatt Enterprise can earn 60,000 bonus factors after spending $5,000 on purchases within the first three months from account opening, plus 1 free night time at any class 1-4 Hyatt resort after spending $15,000 on purchases within the first six months of account opening. This supply ends March 6.
TPG’s February 2025 valuations peg World of Hyatt factors at 1.7 cents every, making the bonus factors price $1,020.
Probably the most simple solution to use your World of Hyatt factors is for resort stays with World of Hyatt. These redemptions can embody free night time awards and Factors + Money funds. You can even redeem factors for eating, spa or assembly credit, plus Discover Experiences, rental vehicles and room upgrades.
You can even prime up your World of Hyatt account with 1:1 transfers from Chase Final Rewards. If you happen to do not at present have an Final Rewards-earning card, chances are you’ll need to contemplate making use of for one since these factors are so versatile and precious.
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Annual credit for Hyatt purchases
With the World of Hyatt Enterprise, you may get a $50 assertion credit score once you use your card to spend $50 or extra at Hyatt motels and resorts — as much as twice per yr, for a complete of $100 in annual credit.
If you happen to can reap the benefits of these easy credit, you may successfully carry the cardboard’s annual charge all the way down to $99. Room service and on-property spa therapies are two nice methods to simply use this profit.
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Earn towards standing via spending
If you happen to maintain on to the World of Hyatt Enterprise, you may additionally obtain 5 tier-qualifying night time credit for each $10,000 you spend every calendar yr.
Plus, for those who spend not less than $50,000 in a calendar yr, you may get 10% bonus factors again on as much as a complete of 200,000 World of Hyatt factors redeemed. Whereas that is a excessive spending requirement, this can be a helpful perk if your online business organically spends that a lot annually.
These are strong advantages to stack for those who spend bundles on huge resort stays.
Associated: Why I intention to spend $15K on my World of Hyatt Credit score Card annually
Elite standing and associated advantages
As a World of Hyatt Enterprise cardholder, you may obtain complimentary Discoverist standing annually. Though this is without doubt one of the lowest World of Hyatt standing tiers, Discoverist standing remains to be precious as some respectable perks are supplied.
Cardholders can present Discoverist standing to 5 staff, stretching your annual charge even additional.
As an illustration, you may get pleasure from discounted resort charges for members, complimentary bottled water throughout your keep, late checkout (when obtainable) and most well-liked room upgrades throughout the similar room class.
Moreover, resort charges (the place relevant) are waived once you keep at a resort utilizing factors or free night time awards.
Associated: World of Hyatt card vs. World of Hyatt Enterprise card: 2 precious resort earners
Different cardholder perks
Along with the above, you may get pleasure from a number of journey protections, together with an auto rental collision injury waiver and journey interruption and cancellation insurance coverage.
You will additionally earn World of Hyatt factors on every buy along with your card, which TPG’s February 2025 valuations peg at 1.7 cents every. You will earn 4 factors per greenback spent at Hyatt motels and a pair of factors per greenback spent on health membership and health club membership purchases.
Moreover, cardholders earn 2 factors per greenback spent in your prime three out of eight spending classes every quarter. Classes embody:
With different bank cards, you possibly can earn significantly better than a 1.7% return on on a regular basis spending, however it’s price contemplating how these purchases will be extra precious when serving to you earn tier-qualifying nights towards standing annually.
Backside line
If you happen to can make the most of the $100 in annual credit, the annual charge on the World of Hyatt Enterprise is already successfully diminished to $99. Couple these with the quite a few Hyatt perks and earnings charges on the cardboard, and it is simply definitely worth the annual charge for those who’re a small enterprise that spends substantial time at Hyatt properties.
Whereas Discoverist standing is not noteworthy by itself, the truth that you possibly can present it to 5 others is strong — although whether or not that (and the opposite advantages) are sufficient to justify the out-of-pocket value is as much as you.
That stated, the truth that the cardboard would not supply an annual free night time certificates and consists of excessive spending necessities for sure advantages means you would possibly get extra worth from a special card.
If you happen to’re solely an occasional Hyatt visitor, a basic journey rewards bank card or the private model of this card is a more sensible choice.
To be taught extra, learn our full assessment of the World of Hyatt Enterprise card.
Apply right here: World of Hyatt Enterprise Credit score Card
