In our opinion, the Hilton Honors American Specific Surpass® Card is nicely value its $150 annual price (see charges and charges) if you happen to’re a Hilton loyalist, because it gives priceless earnings charges and automated Hilton Gold elite standing (phrases apply).
Hilton Gold standing consists of complimentary breakfast, room upgrades and boosted earnings when staying at Hilton manufacturers, making it one of the crucial priceless automated standing perks on any card.
Hold studying to find why this card is definitely worth the annual price ticket.
Hilton Surpass welcome supply
New Hilton Surpass cardmembers can earn 130,000 bonus factors plus a free night time reward after spending $3,000 in purchases on the Hilton Honors American Specific Surpass Card within the first six months of card membership.
The cardboard’s present supply meets our standards for a good time to use, as these factors are value $780 plus the worth of a free night time reward in accordance with our March 2025 valuations.
American Specific lists the next phrases for the welcome supply:
You will not be eligible to obtain a welcome supply when you’ve got or have had this Card, the Hilton Honors Amex Ascend Card or earlier variations of those Playing cards. You additionally will not be eligible to obtain a welcome supply based mostly on varied elements, comparable to your historical past with bank card stability transfers, your historical past as an American Specific Card Member, the variety of bank cards that you’ve opened and closed and different elements. If you’re not eligible for a welcome supply, we’ll notify you previous to processing your software so you may have the choice to withdraw your software.
Earlier than you submit your software, Amex will let you understand whether or not you are eligible for the bonus.
Associated: A whole information to Amex’s one-bonus-per-lifetime restrictions
Earn bonus factors with Hilton
The Hilton Surpass card earns 12 factors per greenback spent at Hilton accommodations and resorts, 6 factors per greenback spent on eating at U.S. eating places (together with takeout and supply), U.S. supermarkets and U.S. fuel stations, 4 factors per greenback spent on U.S. on-line retail purchases and three factors per greenback spent on all different eligible purchases.
Each day Publication
Reward your inbox with the TPG Each day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
The non-Hilton spending returns aren’t wonderful, however you may nonetheless earn appreciable worth with simply your Hilton spending — one more reason to think about this card if you happen to’re a Hilton loyalist.
It is value mentioning right here that the Hilton Gold standing that comes complimentary with the Hilton Surpass grants further bonus factors for each greenback spent with Hilton. By utilizing your Hilton Surpass on eligible Hilton purchases, you may web 30 factors per greenback.
Redemption choices
The best strategy to maximize your Hilton Honors factors is to redeem them at no cost nights. Nonetheless, it is best to word Hilton’s dynamic pricing system, which might fluctuate based mostly on the time of 12 months and different elements.
Hilton’s Factors Explorer web page can assist you identify what number of factors you may want for a free night time throughout properties inside the Hilton portfolio. You may at all times leverage your redemption with Hilton’s fifth-night free perk to maximise your use of factors.
Hilton Honors additionally permits members to earn and redeem Hilton factors with companions. Nonetheless, most non-hotel redemption choices present comparatively low worth to your factors, so you may doubtless need to keep away from these choices.
Associated: The 21 finest Hilton accommodations on the earth
Elite standing
The Hilton Surpass gives complimentary Hilton Gold standing, which incorporates the next perks (further phrases could apply):
- 80% factors bonus on paid stays
- Area-available room upgrades as much as executive-level rooms
- Elite rollover nights
- Fifth night time free whenever you e book a keep fully with factors
- Each day breakfast or a meals and beverage credit score
Moreover, if you happen to spend greater than $40,000 on the cardboard in a calendar 12 months, you may earn Diamond standing, Hilton’s top-tier providing, by way of the top of the subsequent calendar 12 months. Phrases apply.
Cardmembers additionally obtain complimentary Nationwide Automobile Rental Emerald Membership Govt standing after enrollment within the Emerald Membership program. Phrases apply. Advantages embody elevated entry to automobiles, assured upgrades and no second-driver charges.
In case you do not use Nationwide you possibly can leverage the elite standing to finish a standing match to different automotive rental firms.
Associated: Evaluating the most effective lodge elite standing tiers and the best way to earn them
Hilton assertion credit score
A priceless perk of the Hilton Surpass that helps to offset the annual price is a press release credit score towards eligible Hilton purchases. Cardmembers obtain as much as $50 in assertion credit every quarter (as much as $200 each calendar 12 months) when utilizing the cardboard for Hilton purchases.
Enrollment is required; phrases apply.
Eligible purchases for the assertion credit score are these charged straight with a Hilton portfolio property, together with room charges and incidental fees comparable to room service, minibar consumption and laundry providers.
Even if you happen to don’t remain at a Hilton property each quarter, you might be able to maximize this credit score by buying a Hilton reward card on-line, or visiting a Hilton property to have a meal or buy one thing from the reward retailer.
Associated: Battle of the mid-tier lodge playing cards
Free night time reward
The Hilton Surpass gives a free night time reward whenever you spend $15,000 on purchases on the cardboard in a calendar 12 months. It may be used at virtually any Hilton property worldwide. Phrases apply.
In case you worth that free night time at, say, $300, that also makes for a 2% return on the $15,000 in spending.
Associated: Easy methods to get most worth from Hilton free night time certificates
Different advantages
Lastly, the Hilton Surpass consists of no overseas transaction charges (see charges and charges) when touring exterior the U.S. and Amex’s “Ship & Break up” function, which helps you to divide payments like a gaggle dinner with buddies. Enrollment is required; phrases apply for choose advantages.
Moreover, the cardboard comes with Amex’s “Plan It” perk, which makes it doable to pay massive purchases over time, plus secondary rental automotive insurance coverage of as much as $50,000 for theft or harm.*
Enrollment shouldn’t be required for the “Plan It” perk.
*Eligibility and profit degree varies by card. Not all car varieties or leases are lined, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by way of American Specific Journey Associated Providers Firm, Inc.
Associated: 5 causes to get the Hilton Honors Amex Surpass card
Backside line
The Hilton Surpass does not have the pliability or over-the-top perks of another playing cards, but it surely may very well be simply what you are on the lookout for if you happen to’re a semi-frequent traveler who’s a fan of Hilton.
Automated Gold standing, excessive points-earning alternatives and as much as $200 in annual Hilton credit every calendar 12 months make this card an ideal possibility for Hilton loyalists.
To study extra, learn our full evaluate of the Hilton Surpass.
Apply right here: Hilton Honors American Specific Surpass Card
For charges and charges of the Hilton Surpass Card, click on right here.
