Iberia Visa Signature card bank card overview: Full particulars

Iberia Visa Signature Card overview

The Iberia Visa Signature® Card is an intriguing possibility in case you’re enthusiastic about gathering Avios factors. You’ll be able to redeem Avios for flights throughout the Oneworld alliance — and even switch them to companions like British Airways or Aer Lingus. As a cobranded airline card, advantages are pretty run-of-the-mill, however this card could make sense for Avios followers. Card Score*: ⭐⭐⭐

*Card Score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Worldwide airline bank cards usually have fewer advantages than their home counterparts. In contrast to a cobranded airline card from, say, Delta, the Iberia Visa Signature card does not include precedence boarding or a free checked bag. Nevertheless, that is the one cobranded providing from Iberia obtainable within the U.S. — and it is excellent in case you’re attempting to earn additional Iberia Avios.

The Iberia Visa Signature Card comes with a $95 annual charge that is not waived for the primary 12 months, however the hefty sign-up bonus and a few money-saving perks greater than offset the associated fee.

Iberia — and sister airways British Airways and Aer Lingus — all earn their very own model of Avios, and can be utilized for reserving flights worldwide. Iberia can also be a part of the Oneworld alliance, which opens the door to hundreds of mileage redemption prospects with airways on each continent. Avios is one in all my favourite airline currencies to earn since they are often profitable for short-haul flying and enterprise class to Spain.

The beneficial credit score rating for the Iberia Visa is at the least 670.

Let’s take a more in-depth have a look at whether or not this card deserves a spot in your pockets.

Iberia Visa execs and cons

Iberia Visa sign-up bonus

The Iberia Visa presently affords a powerful sign-up bonus of 85,000 Avios after spending $5,000 on purchases within the first three months from account opening.

TPG’s September 2024 valuations peg Avios at 1.4 cents apiece, making these 85,000 Avios value $1,190.

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One vital notice: The Iberia Visa Signature falls underneath Chase’s 5/24 rule. Should you’ve opened greater than 5 bank cards previously 24 months (from all banks, not simply Chase), your utility will probably be mechanically rejected — even if in case you have an almost excellent rating.

Iberia Visa advantages

Though the Iberia Visa lacks most of the regular home cobranded airline card advantages, reminiscent of a free checked bag and precedence boarding, it does supply a couple of perks that may make it an honest addition to your pockets.

A draw back to the $1,000 voucher is that it have to be used towards two tickets, so in case you’re a solo traveler, you have to discover one other individual to e book with.

Incomes Avios on the Iberia Visa

With the Iberia Visa, you will earn Avios on the following charges:

• 3 Avios per greenback spent on purchases with Aer Lingus, British Airways, Iberia and Stage
• 2 Avios per greenback spent on resort lodging when bought immediately with the resort
• 1 Avios per greenback spent on all different purchases

If most of your flying — as soon as flying will get again up to the mark — is finished on Iberia, British Airways or Aer Lingus, then you definately’ll earn probably the most bonus factors when utilizing this card. You will get 3 Avios for each greenback spent on purchases with Aer Lingus, British Airways, Iberia and Stage.

Nonetheless, these aren’t particularly spectacular incomes charges. You might determine to as an alternative get a card that earns Chase Final Rewards or American Categorical Membership Rewards factors since you’ll be able to switch them to Iberia Plus and different switch companions.

Redeeming Avios on the Iberia Visa

As with most frequent flyer applications, you will get one of the best worth out of your Iberia Visa Avios in case you use them for flights. Nevertheless, you may also use Avios for flight upgrades, resort stays, rental automobiles and experiences.

Iberia has an in depth partnership with British Airways and Aer Lingus, two airways that additionally use the Avios foreign money. You’ll be able to switch your Avios between these airways, which is a pleasant perk in case you choose a specific program. As soon as factors are transferred to British Airways, you’ll be able to switch or mix them with Qatar Airways Avios for much more profitable redemptions.

As a U.S.-based traveler, top-of-the-line features of redeeming with Iberia is the flexibility to make use of Avios for short-haul flights on Oneworld associate airways, together with American Airways.

Iberia makes use of a definite distance-based award chart, totally different from that of British Airways and Aer Lingus. One in every of my favourite redemptions is an award chart candy spot: a one-way business-class ticket between New York (JFK) or Chicago (ORD) and Madrid (MAD) for simply 34,000 Avios off-peak.
On the unfavourable aspect, the Iberia web site is clunky and isn’t user-friendly. Additionally, for Iberia companions, every has its personal distance-based award charts (most are an identical), a few of which require round-trip bookings.

Associated: The most effective methods to redeem Iberia Avios

Transferring Avios on the Iberia Visa

In contrast to different airline miles, you’ll be able to switch Iberia Avios to a different airline so long as they keep underneath the identical umbrella because the father or mother firm of the Worldwide Airline Group. That features transferring Avios to British Airways and Aer Lingus at a one-to-one ratio in case you so select.

This opens up a mess of the way in which you’ll be able to redeem your Avios on Oneworld companions. For example, you may get worth by transferring your Iberia Avios to British Airways to redeem on American Airways for nice worth on home flights.

TPG managing editor for bank cards Matt Moffitt likes to make use of 12,500 Avios to fly Qantas Enterprise Class between Sydney and Melbourne to see household when he visits Australia and loves that it contains lounge entry.

Associated: The airways you’ll be able to e book utilizing Avios

Which playing cards compete with the Iberia Visa?

Whereas different cobranded airline playing cards is perhaps extra of a direct competitor, that will not be the case in case you’re trying particularly for Avios. Iberia is a 1:1 switch associate of each American Categorical Membership Rewards and Chase Final Rewards and a 3:1 switch associate of Marriott, so it is fairly simple to earn Avios.

• Should you choose a extra versatile foreign money and are underneath the 5/24 rule, The Chase Sapphire Most popular® Card is a stable card possibility with a $95 annual charge and incomes Final Rewards factors. With it, you will earn 3 factors on eating, 2 factors on journey and 1 in all places else. For extra data, learn our full overview of the Chase Sapphire Most popular.
• Should you choose a versatile foreign money and are over the 5/24 rule: The American Categorical® Gold Card is a worthy competitor to the Chase Sapphire Most popular, though the annual charge is greater at $325 (see charges and costs). The cardboard earns Membership Rewards factors: 4 factors on eating at eating places (as much as $50,000 per calendar 12 months, then 1 level per greenback) and at U.S. supermarkets (as much as $25,000 per calendar 12 months, then 1 level per greenback), 3 factors on flights booked immediately from the airline or amextravel.com, 2 factors per greenback on pay as you go resorts and different eligible purchases booked by amextravel.com and 1 level on every thing else. For extra data, learn our full overview of the Amex Gold.
• Should you choose one other Avios-earning airline. The British Airways Visa Signature® Card is one other airline card that earns Avios. It additionally earns 3 factors per greenback on Aer Lingus, British Airways, Iberia, and Stage however has helpful advantages like 10% off eligible flights when booked by a particular hyperlink and a reward assertion credit score. For extra data, learn our full overview of the British Airways Visa.

For extra choices, try our greatest airline playing cards.

Associated: Learn how to switch British Airways Avios to Iberia

Is the Iberia Visa value it?

With its low annual charge, the Iberia Visa is value it for many who need to earn priceless Avios. Different Avios incomes playing cards exist with the identical annual charge however extra advantages, such because the British Airways Visa card. Nevertheless, if you’d like extra flexibility or higher incomes charges, you will need to go for a card that earns transferable rewards as an alternative.

Backside line

The Iberia Visa Signature card is a stable possibility if you wish to begin incomes Avios or are already invested in this system. With a priceless sign-up bonus and respectable perks, it is value including to your pockets in case you’re flying Iberia (or British Airways and Aer Lingus).

Nonetheless, those that do not use Avios commonly will probably be higher off with a card that earns American Categorical Membership Rewards or Chase Final Rewards factors and transferring them to Iberia Plus as wanted.

Apply right here: Iberia Visa Signature card

Associated: The most effective Avios-earning bank cards: Which is the one for you?

For charges and costs of the Amex Gold card, click on right here.