The IHG One Rewards Premier Credit score Card (see charges and costs) at the moment has a limited-time welcome provide of 5 nights after spending $5,000 on purchases within the first three months from account opening. Every of the 5 nights is legitimate for a one-night lodge keep at a property with a redemption degree as much as 60,000 factors, so this welcome provide is a compelling cause to get the cardboard now.
In response to TPG’s June 2025 valuations, this welcome provide is price as much as $1,500.
Even after you earn the welcome provide, the IHG Premier Card pays for itself annually.
It affords a variety of helpful advantages, equivalent to computerized Platinum Elite standing, each fourth night time free once you redeem IHG factors for stays of 4 nights or extra and as much as $50 in United® TravelBank Money every calendar 12 months.
However one profit rises above the remaining and successfully covers the cardboard’s annual payment annually: the account anniversary night time certificates. Let’s dive in.
IHG anniversary night time certificates
Yearly in your account anniversary with the IHG One Rewards Premier, you may obtain a certificates for a one-night keep at a property with some extent redemption worth of 40,000 factors or much less.
TPG’s June 2025 valuations peg the worth of 40,000 IHG factors at $200, greater than double the IHG One Rewards Premier’s $99 annual payment. So, it’s best to simply get sufficient worth to cowl your card’s annual payment by redeeming your anniversary night time certificates annually.
Considered one of my favourite accommodations to make use of an IHG anniversary night time certificates at is the Kimpton De Witt in Amsterdam. Throughout shoulder and off-season, you usually discover award nights bookable for round 40,000 factors. For instance, for a keep on Jan. 19, I might redeem 39,000 factors or pay $259 for a reservation that I can cancel without spending a dime till a day earlier than my keep.
After all, you could possibly use an IHG anniversary night time certificates in lots of different methods. No matter how you utilize it, you may possible get at the very least $99 in worth. It’s also possible to add factors out of your account to make use of the anniversary night time certificates at costlier properties if you cannot discover something to your liking throughout the 40,000-point restrict.
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You could redeem your anniversary night time certificates and full your keep inside 12 months of when IHG points the certificates.
Associated: Why it’s best to get (and maintain) the IHG One Rewards Premier card
Backside line
I really like my IHG One Rewards Premier for its ongoing perks. However the anniversary night time alone makes it a profitable selection. Even in the event you do not maximize your anniversary night time certificates, utilizing it for a single night time’s keep at an IHG property ought to simply provide you with extra worth than the cardboard’s annual payment.
To be taught extra, see our full assessment of the IHG One Rewards Premier.
Apply right here: IHG One Rewards Premier
