Capital One gives a well-liked suite playing cards that earn helpful Capital One miles, which might be redeemed at a mounted worth for journey. Nevertheless, to really maximize the worth of those miles, you’ll want to make the most of the issuer’s switch companions.
Capital One has an spectacular roster of 15-plus switch companions, each airways and lodges, most of which switch at a 1:1 ratio. By using switch companions, you will get increased worth per mile, usually beating TPG’s July 2025 valuation of Capital One miles at 1.85 cents apiece.
Chances are you’ll be able to switch miles to a companion and are questioning how lengthy it takes to switch Capital One miles. A number of TPG staffers carried out check transfers and recorded the time every switch took.
Let’s dive into the outcomes.
Capital One miles switch occasions
For every of this system’s switch companions, TPG staffers transferred 1,000 miles from our Capital One accounts to see how lengthy it will take for them to point out up in our loyalty program accounts.
One thousand miles is the minimal requirement to make a switch, and after that, you’ll be able to switch factors in increments of 100, which is ideal for these redemptions that do not finish on a spherical thousand (i.e., 23,500 miles). This is how lengthy every switch took:
| Program | Switch time | Switch ratio |
|---|---|---|
| Aeromexico Rewards | On the spot | 1:1 (1,000 miles = 1,000 Membership Premier factors) |
| Air Canada Aeroplan | On the spot | 1:1 (1,000 miles = 1,000 Aeroplan factors) |
| Air France-KLM Flying Blue | On the spot | 1:1 (1,000 miles = 1,000 Flying Blue miles) |
| Avianca LifeMiles | On the spot | 1:1 (1,000 miles = 1,000 LifeMiles) |
| ALL Accor Reside Limitless | Two enterprise days | 2:1 (1,000 miles = 500 ALL factors) |
| British Airways Membership | On the spot | 1:1 (1,000 miles = 1,000 Avios) |
| Cathay Pacific Asia Miles | 24-hours | 1:1 (1,000 miles = 1,000 Asia Miles) |
| Selection Privileges | 24-hours | 1:1 (1,000 miles = 1,000 Selection Privileges factors) |
| Emirates Skywards | On the spot | 1:1 (1,000 miles = 1,000 Emirates Skywards miles) |
| Etihad Visitor | On the spot | 1:1 (1,000 miles = 1,000 Etihad Visitor miles) |
| EVA Infinity MileageLands | 36 hours | 2:1.5 (1,000 miles = 750 Infinity MileageLands miles) |
| Finnair Plus | On the spot | 1:1 (1,000 miles = 1,000 Finnair Plus factors) |
| JetBlue TrueBlue | On the spot | 5:3 (1,000 miles = 600 JetBlue TrueBlue factors) |
| Qantas Frequent Flyer | On the spot | 1:1 (1,000 miles = 1,000 Qantas Frequent Flyer factors) |
| Singapore Airways KrisFlyer | On the spot | 1:1 (1,000 miles = 1,000 Singapore KrisFlyer miles) |
| TAP Air Portugal Miles&Go | On the spot | 1:1 (1,000 miles = 1,000 TAP Miles&Go miles) |
| Turkish Airways Miles&Smiles | On the spot | 1:1 (1,000 miles = 1,000 Turkish Miles&Smiles miles) |
| Virgin Pink | On the spot | 1:1 (1,000 miles = 1,000 Virgin Pink factors) |
| Wyndham Rewards | On the spot | 1:1 (1,000 miles = 1,000 Wyndham Rewards factors) |
Whereas the above switch occasions are based mostly on knowledge from TPG staffers, it’s potential that switch occasions can take shorter or longer. Some TPG staffers have reported switch occasions of as much as two weeks for All Accor.
Observe that the occasions listed above characterize private expertise and should not be taken as onerous and quick guidelines. Your switch expertise may very well be sooner or slower, however these occasions can function a baseline for you when transferring Capital One miles.
Associated: The best way to maximize Capital One miles
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Ideas for transferring Capital One miles
The largest tip we are able to suggest is to have a plan earlier than transferring your miles. Transfers are irreversible, so be sure to have a plan and a redemption in thoughts. Transferring miles with out a plan isn’t a good suggestion, as loyalty applications are topic to frequent devaluations, which means the miles you transferred may very well be value much less. Listed below are another suggestions for transferring Capital One miles:
- Have your loyalty program data useful: Not like Amex and Chase, Capital One doesn’t save your loyalty account data, so you may have to tug it up every time you wish to switch miles to a companion. This generally is a slight inconvenience, nevertheless it’s nicely value it for the worth you will get with some redemptions.
- Put your award reservation on maintain earlier than transferring: Solely a choose handful of airways nonetheless assist you to do that, nevertheless it’s value checking whether or not you’ll be able to put your award reservation on maintain earlier than transferring Capital One miles. That is particularly helpful in the event you’re transferring to a program that does not provide immediate transfers. In spite of everything, it is irritating to switch miles solely to seek out that one other traveler has scooped up the award seat you needed.
- Select flights which have ample award seats out there: Whereas not going you’ll maintain a reservation, you’ll be able to search for routes which have ample award availability. This improves the probabilities that you’ll e book a seat as soon as your miles have transferred to your account. You should utilize instruments like ExpertFlyer (owned by TPG’s mum or dad firm, Pink Ventures) or Seats.aero to seek out what number of award seats can be found on a flight. Professional tip: Seek for three or 4 passengers so it provides you with a greater estimate of what number of seats can be found.
- Let availability decide your vacation spot: In case you have some flexibility with vacation spot and dates, you’ll be able to actually get wonderful worth to your miles. In case your plan A itinerary is now not an possibility resulting from availability adjustments, you may go for a special vacation spot. I all the time prefer to say search for the deal, not the vacation spot, and this mindset has led me to getting some excellent redemptions. Moreover, remember that award availability adjustments continuously and seats can improve or lower because it will get nearer to your departure date; so it is all the time an excellent apply to have backup plans, whether or not it’s leaving from a special departure metropolis or having a wholly totally different vacation spot.
- Choose much less standard routes: You may enhance your probabilities of discovering an award ticket by flying routes which might be much less standard or uncommon, or depart from non-hubs, as these routes usually have higher availability. These usually have higher award availability. For instance you in case you are seeking to fly to Tokyo from the western U.S., you may have a look at flights departing from San Jose Mineta Worldwide Airport (SJC) and San Diego Worldwide Airport (SAN) as a substitute of San Francisco Worldwide Airport (SFO) and Los Angeles Worldwide Airport (LAX).
- Decide the very best switch choices for transferring: If you wish to use Capital One miles for home flights, or if you wish to redeem Capital One miles for home flights, chances are you’ll wish to take into account Turkish Miles&Smiles or Avianca LifeMiles. Need to get to Hawaii? You would possibly wish to use British Airways Avios to e book awards on both American Airways or Alaska Airways. For flights to Europe, you would possibly discover further award availability on Air France and KLM by utilizing their very own Flying Blue miles. In all circumstances, it pays to suppose strategically and creatively. Plus, with companions in all three main air alliances, there are a number of alternatives to redeem on Star Alliance airways, on Oneworld airways and on SkyTeam airways. Be sure that to do your homework and decide the very best redemption possibility earlier than transferring your miles to a selected program.
Associated: Final information to looking award availability for the foremost airways
Which playing cards earn Capital One miles?
Solely choose Capital One bank cards earn transferable Capital One miles. This is a fast overview of those 5 playing cards:
| Capital One Enterprise X Rewards Credit score Card | Earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. |
|
$395 |
|---|---|---|---|
| Capital One Enterprise Rewards Credit score Card | Earn 75,000 miles after spending $4,000 on purchases inside the first three months of account opening. |
|
$95 |
| Capital One VentureOne Rewards Credit score Card | Earn 20,000 bonus miles after spending $500 inside the first three months from account opening. |
|
$0 |
| Capital One Enterprise X Enterprise | Earn 150,000 bonus miles after spending $30,000 within the first three months from account opening. |
|
$395 |
| Capital One Spark Miles for Enterprise | Earn 50,000 bonus miles after spending $4,500 on purchases inside the first three months from account opening. |
|
$0 introductory annual charge for first 12 months, then $95 a 12 months |
The beauty of these Capital One miles-earning playing cards is that they provide earnings simplicity. With all of those playing cards, you may earn no less than 1.25 miles per greenback spent on all purchases. Moreover, all Capital One playing cards have no overseas transaction charges, making them wonderful playing cards to be used overseas.
Are you able to switch Capital One miles to another person’s account?
You may solely switch Capital One miles to an airline or resort loyalty program registered to the identify registered on the Capital One account. The identical applies to approved customers. There isn’t any charge to switch your factors to loyalty companions.
Nevertheless, you’ll be able to switch Capital One miles from one Capital One account to a different at no cost. You’ll have to name Capital One to do that and can want the identify and card variety of the individual you wish to switch miles to.
This can be a large bonus for Capital One miles, as transferring rewards to a different individual with different issuers shouldn’t be as easy, and a few issuers do not permit it.
Associated: Final information to factors pooling and sharing
Backside line
Earlier than you switch your Capital One miles, be sure to have a plan for utilizing them. Most Capital One mile transfers are immediate, however some might take longer.
No matter what program you switch your Capital One miles to, there are many wonderful redemption choices.
Associated: Capital One vs. Chase: Which financial institution has higher bank cards?
