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PulseReporter > Blog > Travel > How bank card factors helped save my sanity (and keep elite standing) as a brand new guardian
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How bank card factors helped save my sanity (and keep elite standing) as a brand new guardian

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Last updated: April 28, 2025 10:47 pm
Pulse Reporter 2 months ago
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How bank card factors helped save my sanity (and keep elite standing) as a brand new guardian
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Contents
Why I worth Hyatt Explorist elite standingRedeeming bank card factors on “staycations”The right way to maximize factors, even whenever you’re not touringThe correct card could make the distinctionBackside line

As a comparatively new guardian, I am steadily attempting to handle stress. And as a factors and miles geek, I am at all times on the lookout for methods to maximise the advantages inside my favourite rewards packages.

Happily, I got here up with a reasonably good method to do each of these issues final yr after my spouse and I had our first baby.

This is how I use my bank card factors to deal with the brand new pressures of parenthood and keep elite standing with my favourite lodge program.

Why I worth Hyatt Explorist elite standing

I’ve held Explorist standing with World of Hyatt for a number of years now. And despite the fact that I knew having a toddler would imply not touring as a lot as my spouse and I usually may throughout that first yr, I did not need it to price me my elite standing. Explorist is the center stage of Hyatt’s three-tier elite standing hierarchy. You’ll be able to earn every tier within the following methods:

  • Discoverist: Keep 10 nights, ebook three conferences and occasions or earn 25,000 base factors (the equal of $5,000 in spending). It’s also possible to get automated Discoverist standing by being a World of Hyatt Credit score Card (see charges and charges) holder.
  • Explorist: Keep 30 nights, ebook 10 conferences and occasions or earn 50,000 base factors (the equal of $10,000 in spending).
  • Globalist: Keep 60 nights, ebook 20 conferences and occasions or earn 100,000 base factors (the equal of $20,000 in spending).
HYATT

Whereas it is nonetheless a far cry from all the superb advantages you’d get with Globalist standing, I have been more than happy with my expertise as an Explorist. This stage comes with nice perks like a free evening award, 20% extra bonus factors in your spending, assured room availability on paid reservations and upgrades to the most effective out there room (excluding suites) at check-in.

And whilst you can nonetheless get stable perks on the Discoverist stage, I’ve gotten way more noteworthy room upgrades and felt a extra hospitable expertise total ever since I first reached Explorist. Since your standing stage is set by the earlier yr’s exercise, I used to be decided to verify I hit 30 qualifying nights in 2024 to take care of my Explorist standing.

Associated: World of Hyatt elite standing: What it’s and learn how to earn it

Redeeming bank card factors on “staycations”

One wonderful thing about factors and miles is that they are not only a enjoyable foreign money for taking worldwide or grandiose journeys. Your bank card rewards may turn out to be useful whenever you’re simply attempting to make life just a little simpler.

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HYATT

I am positive loads of dad and mom would agree that the primary yr of parenthood brings many joys, but additionally many challenges. And among the many keys to success are discovering methods to keep away from burnout and supporting one another by means of the disturbing moments.

So with this in thoughts, my spouse and I devised a gradual staycation “mattress run” all through our first yr as new dad and mom. In 2024, we’d ebook one-night stays at our native Hyatt Regency and alternate who obtained to take an evening off from parental duties and revel in a quiet evening to themselves downtown.

The right way to maximize factors, even whenever you’re not touring

Earlier within the yr, I estimated I might find yourself about 10 to 12 nights wanting hitting 30 qualifying nights wanted to hit Explorist standing, so we got down to ebook a room at our native Hyatt about as soon as per thirty days.

We’re lucky to have a really good Class 1 Hyatt lodge in our metropolis. You’ll be able to normally get a regular room at these lowest-tier Hyatt properties for five,000 factors per evening, or 3,500 factors for off-peak nights. And what’s nice about World of Hyatt is it is one of many few lodge packages that also publishes an award chart, so you possibly can see forward of time which nights have commonplace, peak or off-peak charges.

Every month, we’d take a look at our plans and examine award charges on the Hyatt Regency Rochester. This enabled us to scoop up as many nights as we might on the off-peak charge, which labored out to be the overwhelming majority of the nights we booked. And with my Explorist standing, we might at all times rely on getting upgraded to a excessive flooring with sweeping views over town and Lake Ontario.

The correct card could make the distinction

What I could also be most pleased with on this scheme is the truth that I did not even should burn by means of my stash of Hyatt factors to make this “new dad and mom staycation” occur.

ZORICA NASTASIC/GETTY IMAGES

I’ve the Chase Sapphire Most popular® Card (see charges and charges) and use it to cowl most of our on a regular basis spending, resembling on-line groceries (excluding Walmart, Goal and wholesale golf equipment), eating and choose streaming companies (observe that these classes earn 3 factors per greenback spent). Subsequently, we earn upward of three,600 Chase Final Rewards factors every month. And since I will switch my Chase factors 1:1 into my World of Hyatt account, we have been successfully incomes sufficient factors in actual time to cowl our month-to-month stays all year long.

Professional tip: Proper now is a good time to get the Chase Sapphire Most popular card, which, for a restricted time, is providing 100,000 bonus factors after spending $5,000 throughout the first three months of account opening.

That is arguably the most effective card affords ever, and is one among our most advisable journey playing cards. Simply assume: that welcome bonus alone would cowl as much as 28 nights on the Hyatt Regency Rochester.

Backside line

By the tip of 2024, I had redeemed 47,000 Hyatt factors to cowl 14 nights (12 fully free nights, plus a pair extra we had booked on the Factors + Money charge.) Had we paid money for all of these stays, we’d have spent over $2,100.

Saving $2,100 simply by utilizing the proper card to your on a regular basis bills is a good worth for anybody, not to mention a younger household. And sustaining your sanity as a first-year guardian — nicely, that is simply priceless.

And, sure, I locked in my Explorist standing by means of February 2026. So now the entire household can get pleasure from Hyatt room upgrades.

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