Citi is a TPG promoting associate. Editor’s observe: This can be a recurring submit, repeatedly up to date with new info and affords.
Citi / AAdvantage Platinum Choose World Elite Mastercard Overview
The Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® is a stable mid-level bank card for anybody who desires to earn American Airways miles and revel in elite-status-like advantages. Though this card will not aid you with Admirals Membership entry, followers of American Airways can nonetheless get worth out of the cardboard. Card Ranking*: ⭐⭐⭐
*Card Ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Not all airline bank cards are created equal. A number of have annual charges of roughly $100 a 12 months, so that you should be positive a card suits your journey objectives and delivers most miles and journey advantages.
The Citi / AAdvantage Platinum Choose World Elite Mastercard makes the lifetime of an American Airways flyer simpler and provides non-AA flyers an avenue to diversify the miles of their award portfolio — all for an annual price of solely $99 (waived the primary 12 months). The cardboard has a really helpful credit score rating of 670 or larger.
Let’s take a look at the advantages of this American Airways bank card and who it’s best suited to.
The knowledge for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Citi / AAdvantage Platinum Choose execs and cons
| Execs | Cons |
|---|---|
|
|
Citi / AAdvantage Platinum Choose welcome provide
The Citi / AAdvantage Platinum Choose is providing 50,000 American AAdvantage miles after you spend $2,500 within the first three months of account opening. The provide on this card is price $800, in accordance with TPG’s October 2024 valuations.
That is the cardboard’s customary welcome provide, so you could wish to look forward to a greater one if you happen to can.
You will not be eligible for this bonus if you happen to’ve earned a sign-up bonus from a Citi Platinum Choose card prior to now 48 months.
Each day E-newsletter
Reward your inbox with the TPG Each day publication
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Associated: The very best makes use of of American Airways AAdvantage miles
Citi / AAdvantage Platinum Choose advantages
The Citi / AAdvantage Platinum Choose is not a luxurious journey card, however it does provide a number of perks for individuals who fly on American Airways.
You will have entry to a free checked bag on home itineraries, a 25% low cost on inflight purchases, and a $125 flight low cost whenever you spend $20,000 or extra in your card throughout your membership 12 months and renew the cardboard.
Since a few of these perks are additionally supplied to AAdvantage elite members, they might not get a lot added worth from this card. Nevertheless, those that have not earned standing but can get pleasure from some elitelike advantages with this card.
So far as standing qualification goes, you will earn 1 Loyalty Level per each eligible AAdvantage mile earned, although the sign-up bonus is excluded from incomes Loyalty Factors.
Associated: Bank cards that may aid you earn elite standing
Sadly, Citi stripped many helpful journey and buy safety advantages from the Citi / AAdvantage Platinum Choose a number of years in the past. This is not essentially a dealbreaker, however it’s one thing to bear in mind earlier than making use of for this card.
Incomes miles with the Citi / AAdvantage Platinum Choose
With the Citi / AAdvantage Platinum Choose, you will earn 2 miles per greenback on eligible American Airways purchases and at eating places and fuel stations. All different spending earns 1 mile per greenback spent. There is no cap on what number of miles you’ll be able to earn in a 12 months.
Incomes 2 miles per greenback places you at a 3.2% return on bonus class spending, based mostly on TPG’s October 2024 valuations. That is not vital, and you may actually do higher with playing cards resembling The Platinum Card® from American Specific or the Chase Sapphire Reserve® whenever you guide flights, which earn a ten% and 6.15% return, respectively.
When you hit the sign-up bonus or welcome provide on the cardboard, you will possible wish to use a special card for many purchases.
Associated: The very best airline bank cards
Redeeming miles with the Citi / AAdvantage Platinum Choose
Probably the most helpful redemptions of AAdvantage miles are for premium-cabin associate bookings. For home flights, I would flip to applications like Southwest and JetBlue earlier than utilizing American miles. I would a lot reasonably save AA miles for enterprise or top notch on Qatar, Etihad, Finnair, Iberia and associate carriers with extremely regarded worldwide long-haul service.
You too can fly in American Airways economic system class throughout the contiguous 48 U.S. states and to Canada, beginning at 7,500 miles one-way; enterprise and top notch flights begin at double that.
TPG bank cards author Danyal Ahmed redeems miles earned on his Citi / AAdvantage Platinum Choose card for premium cabin redemptions, typically with Qatar Airways, to fly in a Qsuite to the Center East.
Which playing cards compete with the Citi / AAdvantage Platinum Choose?
American Airways flyers have loads of cobranded bank cards to select from:
For extra choices, try our full record of the very best premium journey playing cards.
The knowledge for the AAdvantage Aviator Crimson World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: Citi / AAdvantage Platinum Choose vs. AAdvantage Aviator Crimson
Is the Citi / AAdvantage Platinum Choose price it?
The journey advantages on this card are good, however actually not on the similar tier because the extra premium Citi / AAdvantage Government World Elite Mastercard. That is to be anticipated for the reason that annual price on the Government card is way larger, however this card may nonetheless be your best option for you in order for you AA advantages on a funds.
Backside line
When you want Admirals Membership lounge entry, this card will not aid you. However if you happen to’re an off-the-cuff American Airways traveler who desires a number of elitelike advantages whenever you fly with the airline, the Citi / AAdvantage Platinum Choose Mastercard is one you need to think about including to your pockets. The very best time to use for the cardboard is when it affords the very best welcome bonus to make sure you will get essentially the most out of your AAdvantage miles.
Associated: Finest bank cards for American Airways flyers
