Citi / AAdvantage Enterprise  World Elite Mastercard evaluation: Full particulars

Citi / AAdvantage Enterprise World Elite Mastercard overview

In case you’re on the lookout for an American Airways cobranded bank card for your small business, the Citi® / AAdvantage Enterprise™ World Elite Mastercard® is likely one of the few choices obtainable (see charges and costs). The cardboard has a $99 annual price, waived for the primary 12 months, and would not cost overseas transaction charges. Card Score*: ⭐⭐⭐

*Card Score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Enterprise house owners loyal to American Airways ought to contemplate the cobranded Citi AAdvantage Enterprise World Elite Mastercard. Together with its $99 annual price (waived for the primary 12 months), it additionally has perks that make for a greater passenger expertise when flying on American.

Observe that the cardboard has a advisable credit score rating of 740 or larger. Now, let’s study why your small business would possibly nonetheless contemplate this card should you and your staff journey repeatedly on American Airways.

Citi AAdvantage Enterprise execs and cons

Citi AAdvantage Enterprise welcome supply

At the moment, the welcome bonus on the Citi AAdvantage Enterprise permits new cardmembers to earn 65,000 American Airways AAdvantage bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening. TPG’s January 2025 valuations peg AAdvantage miles at 1.65 cents every, making this welcome bonus value $1,073.

There have been gives for as much as 80,000 bonus miles previously, so this isn’t the highest welcome supply now we have seen on the cardboard. Nonetheless, it is larger than the cardboard’s commonplace supply, so it is value contemplating if it has been in your radar.

Associated: One of the best methods to make use of American Airways miles

Citi AAdvantage Enterprise advantages

The Citi AAdvantage Enterprise card comes with a number of advantages that can be helpful to American Airways enterprise vacationers, together with:

• First checked bag free: You and as much as 4 journey companions on the identical reservation will get a free checked bag on home flights. That is value as much as $80 per individual on a round-trip flight, so you possibly can rapidly cowl the cardboard’s annual price with this perk alone.
• Companion certificates: What you are promoting can earn a certificates for one round-trip home (48 contiguous states until you are from Alaska or Hawaii) main-cabin itinerary after you spend at the very least $30,000 on the cardboard throughout your membership 12 months. Observe that redeeming the certificates prices $99, plus taxes and costs.

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Cardholders also can add worker playing cards at no extra price, which is an effective way for your small business to earn AA miles on worker spending.

Associated: Enterprise playing cards vs. private playing cards: Key variations

Incomes miles on the Citi AAdvantage Enterprise

With the Citi AAdvantage Enterprise card, you will earn 2 miles per greenback spent on eligible American Airways purchases in addition to on purchases with telecommunications retailers, cable and satellite tv for pc suppliers, automotive rental retailers and at fuel stations. You may additionally earn 1 mile per greenback on all the things else.

Though the cardboard gives extra miles per greenback spent in these well-liked business-spending classes, purchases comparable to lodges, transport and workplace provides aren’t included and earn only one mile per greenback spent.

You may give staff their very own playing cards, permitting you to earn miles on their spending in addition to your individual. Miles earned by the first cardholder and approved consumer’s card can be deposited into the AAdvantage Enterprise account and will be transferred to the AAdvantage account of the first account holder or one other worker.

The AAdvantage program additionally permits cardholders of any AA-cobranded card to earn Loyalty Factors to assist them obtain elite standing with American Airways. For each greenback spent on purchases on both the first card or a licensed consumer’s card, you earn 1 Loyalty Level. Nonetheless, be aware that Loyalty Factors earned by a licensed consumer can be posted to the AAdvantage account of the approved consumer, not that of the first cardholder.

Associated: Easy methods to use the AAdvantage Enterprise program

Redeeming miles on the Citi AAdvantage Enterprise

American Airways is likely one of the largest airways on the earth primarily based on passengers carried. An airline this huge supplies many redemption alternatives, particularly while you think about its Oneworld companions.

The AAdvantage program has a number of candy spot awards that may aid you get probably the most out of your miles by way of premium redemptions. A number of the most precious companions you possibly can redeem AA miles for are Qatar Airways, Etihad Airways, JAL, Cathay Pacific and Qantas.

As a Citi AAdvantage Enterprise cardholder, bank card author Danyal Ahmed used his miles to ebook a one-way ticket in Qatar’s QSuite product on his solution to Tanzania for 75,000 AAdvantage miles.

Associated: Your final information to American Airways AAdvantage

Which playing cards compete with the Citi AAdvantage Enterprise?

For companies that journey incessantly, the principle rivals to the Citi AAdvantage Enterprise are enterprise bank cards that earn transferable factors.

• In case you desire American Specific: The American Specific® Enterprise Gold Card, with its $375 annual price (see charges and costs), is considerably costlier than the Citi AAdvantage Enterprise however gives larger earnings in key enterprise classes, extra redemption choices, a slew of assertion credit and higher enterprise journey and buy protections. For extra info, take a look at our full evaluation of the Amex Enterprise Gold.
• In case you desire Chase: The Ink Enterprise Most popular® Credit score Card has a $95 annual price and permits cardholders to earn 3 factors per greenback spent on the primary $150,000 spent in mixed purchases in journey, transport purchases, web, cable and telephone providers, and promoting purchases with social media websites and serps every account anniversary 12 months. You’ll be able to switch your factors to any of Chase’s 14 lodge and airline companions for much more worth. For extra info, take a look at our full evaluation of the Ink Enterprise Most popular.
• In case you desire Capital One: The Capital One Enterprise X Enterprise card earns bonus miles on journey booked by means of Capital One Journey and limitless 2 miles per greenback spent on all different purchases. Cardholders additionally get a $300 annual credit score for Capital One Journey in addition to 10,000 bonus miles annually. For extra info, take a look at our full evaluation of the Enterprise X Enterprise.

For added choices, take a look at our full checklist of the finest enterprise bank cards.

Associated: How to decide on one of the best bank card for your small business bills

Is the Citi AAdvantage Enterprise value it?

In case you fly American Airways and test a bag incessantly, you will simply justify the cardboard’s $99 annual price annually from the free checked bag profit alone. Nonetheless, should you aren’t dedicated to American Airways, you will seemingly get extra worth from a distinct airline cobranded card or enterprise rewards journey card.

Backside line

In case you’re a frequent American Airways flyer, you will benefit from the Citi AAdvantage Enterprise advantages and the chance to earn elite standing by means of bank card spending. Nonetheless, its incomes charges are removed from spectacular, and it is devoid of the journey protections that come routinely with many different journey playing cards. In case you’re on the lookout for an on a regular basis spending card for your small business, there are higher choices than the Citi AAdvantage Enterprise card.

Apply right here: Citi AAdvantage Enterprise

For charges and costs of Amex Enterprise Gold Card, click on right here.