Chase Sapphire Most popular bank card present sign-up provide

The Chase Sapphire Most popular® Card is without doubt one of the finest journey rewards bank cards for newcomers. It hits on all cylinders: profitable incomes charges, helpful perks and versatile rewards — all for an reasonably priced annual payment of $95.

And now, Chase has added a sweetener on prime of its common provide — a $300 journey credit score — making it an superb time to use for the cardboard.

Together with Bilt Rewards factors, Chase Final Rewards factors are essentially the most helpful factors of any bank card issuer.

Let’s dive into why it is best to contemplate including the cardboard to your pockets.

Apply now: Chase Sapphire Most popular with 60,000 bonus factors and a $300 Chase Journey℠ credit score* for the primary yr after spending $4,000 on purchases inside the first three months of account opening

*A press release credit score will robotically be utilized to your account when your card is used for purchases made by way of Chase Journey℠, as much as a most accumulation of $300 inside the first yr of account opening. Assertion credit score(s) will seem in your month-to-month bank card billing assertion inside 6 to eight weeks after your buy posts to your account. For extra details about Chase rewards classes, see chase.com/RewardsCategoryFAQs.

Chase Sapphire Most popular present provide

New Chase Sapphire Most popular cardholders can earn 60,000 bonus factors and a $300 Chase Journey℠ credit score for the primary yr after spending $4,000 on purchases inside the first three months of account opening. In keeping with our October 2024 valuations, this provide is price $1,530.

The $300 assertion credit score will probably be utilized to a number of purchases made by way of the Chase Journey portal within the first yr. You may obtain this credit score inside eight weeks of the purchases you make. And also you needn’t meet the minimal spending requirement to obtain this assertion credit score.

The final time we noticed an elevated bonus on this card was in Could and June, when 75,000 factors (price $1,538) have been on provide.

Day by day E-newsletter

Reward your inbox with the TPG Day by day e-newsletter

Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists

The present provide nearly matches the final one (it is price solely $8 much less). Nonetheless, many cardholders will discover this yet another profitable because the $300 journey credit score is simpler to make use of than the 15,000 extra factors.

Chase tends to supply an elevated bonus on this card solely every year, so this yr is the exception in getting a second provide. For those who’ve thought of getting this card, now is a good time to apply for the Chase Sapphire Most popular.

Why it is best to apply for the Chase Sapphire Most popular

The Sapphire Most popular is properly price opening, partly as a result of it’s straightforward to rack up factors after you have spent the welcome bonus.

The Chase Sapphire Most popular has many beneficiant bonus-earning classes:

• 5 factors per greenback spent on journey booked by way of the Chase Journey℠ portal
• 5 factors per greenback spent on Lyft (by way of March 2025)
• 3 factors per greenback spent on eating
• 3 factors per greenback spent on choose streaming providers
• 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
• 2 factors per greenback spent on all different journey purchases
• 1 level per greenback spent on all different purchases

Cardmembers additionally obtain a 10% annual level bonus based mostly on their complete spend through the account anniversary yr at a charge of 1 level for every $1 spent. So, in the event you spend $20,000 on the cardboard in a yr, you may get 2,000 further factors on the finish of it.

Moreover, Chase Final Rewards can switch to 14 airline or resort companions, together with helpful applications reminiscent of Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You may maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.

Backside line

The Chase Sapphire Most popular is without doubt one of the prime journey rewards bank cards available on the market. It comes with journey protections and as much as $50 in annual resort assertion credit for resort purchases made by way of Chase Journey after every member’s anniversary (certainly one of my favourite perks). That covers greater than half the cardboard’s already affordable $95 annual payment.

No marvel many TPG staffers proceed to hold the Chase Sapphire Most popular yr after yr. Given its easy-to-maximize perks, robust incomes charges and the usefulness of Chase Final Rewards factors, it in all probability deserves a spot in any traveler’s pockets.

Study extra in our full assessment of the Chase Sapphire Most popular card. And examine it to the Chase Sapphire Reserve® in the event you’re tossing up between the 2.

Apply now: Chase Sapphire Most popular with 60,000 bonus factors plus a $300 Chase Journey credit score