Chase Final Rewards factors are one of the crucial precious transferable currencies you possibly can earn. Due to this — and Chase’s 5/24 rule — many individuals begin with an Final Rewards-earning card after they first get into factors and miles.
The Chase Sapphire Most popular® Card (see charges and charges) presently gives a hearty welcome bonus of 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. In the meantime, the benefit-packed Chase Sapphire Reserve® (see charges and charges) gives a welcome bonus of 60,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening.
If you happen to’re new to Final Rewards, you possibly can redeem your factors straight for journey by way of the Chase Journey℠ portal. Nonetheless, essentially the most precious Chase Final Rewards redemptions usually contain transferring factors to Chase’s 14 airline and resort switch companions. This information will cowl a number of the finest Chase candy spots that will help you maximize your subsequent redemption.
E book luxurious Hyatt resort stays with Chase factors
Chase’s relationship with World of Hyatt is nice information for anybody amassing Final Rewards factors. That is as a result of World of Hyatt’s award chart may be very beneficiant in comparison with some rivals: Prime-tier Class 8 properties price between 35,000 and 45,000 factors per night time, relying on the dates.
With Final Rewards factors transferring to World of Hyatt at a 1:1 ratio, reserving these properties at affordable charges is straightforward, particularly should you can journey exterior of holidays and peak journey occasions.
For instance, you possibly can e book a number of the fanciest Park Hyatt properties in your entire portfolio, together with the Park Hyatt New York and the Park Hyatt Sydney, for 35,000 factors per night time throughout off-peak dates. TPG values Final Rewards factors at 2.05 cents every per our April 2025 estimates, so 35,000 factors are price simply over $700. That is an incredible deal for resorts that promote for near $1,000 per night time, even when demand is low.
There’s additionally nice worth on the decrease finish of the Hyatt award chart. With Class 1 resorts starting from simply 3,500 to six,500 factors per night time, it is no shock this is likely one of the finest methods to spend Final Rewards factors.
Associated: Why my favourite use of Hyatt factors is a Class 1 airport resort
E book Iberia flights to Madrid with Chase factors
Most individuals affiliate the Avios forex with British Airways Membership (previously British Airways Govt Membership). Nonetheless, its sister airline, Iberia, additionally makes use of Avios and may present a greater worth for some flights to Europe.
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Since Iberia’s award chart is distance-based, you could pay extra when taking longer routes or connecting flights. Nonetheless, you possibly can rating an incredible deal on nonstop flights to Adolfo Suárez Madrid-Barajas Airport (MAD), operated by Iberia.
Spherical-trip flights from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and New York Metropolis’s John F. Kennedy Worldwide Airport (JFK) to MAD solely set you again 34,000 Avios in financial system, 51,000 Avios in premium financial system and 68,000 Avios in enterprise class on off-peak dates. Contemplating that the majority airways cost at the very least 60,000 miles for a one-way business-class award to Europe, you are basically getting a 50% low cost.
This deal is so good that it is perhaps price paying for a positioning flight to one among these cities.
You may have to fly throughout off-peak dates to get the bottom costs for every route. Take a look at the calendar and see if any dates give you the results you want and have award house. Observe that the dates in crimson are peak, and all others are off-peak.
E book flights to Hawaii by way of Alaska Airways and American Airways
One other of our favourite Chase Final Rewards redemptions is transferring factors to British Airways Membership at a 1:1 ratio and reserving flights to Hawaii with Oneworld companions American Airways and Alaska Airways.
So long as your nonstop flight distance is underneath 3,000 miles every approach, you possibly can leverage British Airways’ unpublished distance-based award chart to fly from a number of West Coast gateways to Hawaii for affordable costs in Avios. Most vary from 30,000 to 40,000 Avios every approach, however we discovered American flights from Los Angeles to Honolulu and Alaska flights from Seattle to Honolulu for as little as 20,000 Avios.
Associated: Airways you possibly can e book utilizing Avios: How one can maximize your factors
E book ANA flights with Virgin Atlantic factors
If you happen to’re seeking to fly to Japan in a number of the world’s finest business- and first-class merchandise, you have to find out about Virgin Atlantic Flying Membership, one other switch accomplice of Chase Final Rewards.
Flying Membership’s award chart for touring on Japanese service All Nippon Airways has some glorious charges, making this probably the greatest methods to spend your hard-earned Chase Final Rewards factors.
For simply 145,000 factors, you possibly can fly round-trip in firstclass between the West Coast and Tokyo. Flights from different U.S. gateways solely price an additional 25,000 factors (170,000 factors round-trip).
Flights in enterprise class are a steal, costing between 105,000 and 120,000 factors round-trip, relying in your U.S. departure airport. You may additionally be capable of fly ANA’s industry-leading The Room enterprise class, which is simply out there on choose routes. Or, you possibly can basically e book a lie-flat seat in financial system with ANA’s Couchii.
Availability is strictly restricted, so you may have the perfect probability at snagging one among these flights both 12 months upfront when they’re first loaded or inside 14 days of departure when unsold seats are transformed to awards.
E book Delta One flights to Europe by way of Virgin Atlantic
For an additional luxurious Chase Final Rewards redemption, you possibly can switch your factors to Virgin Atlantic and e book Delta One business-class suites to Europe from japanese and central U.S. locations for simply 47,500 factors every approach on off-peak dates. This pricing is legitimate for journey to any European locations exterior the U.Okay., however you may pay extra factors for connecting tickets for the reason that program prices per leg for Delta Air Traces flights. Thus, select nonstop routes at any time when potential to get the perfect worth.
You may e book these flights on Virgin Atlantic’s web site. Observe that the search software could be a bit wonky, so you could have to name to e book your flight. You may confirm award house utilizing a useful software like Seats.aero.
In comparison with what Delta SkyMiles prices for a lot of related routes — usually within the a whole bunch of hundreds of miles — 47,500 factors every approach is a steal. Nonetheless, Virgin does impose an enormous surcharge for Delta One award redemptions. You may count on to pay over $1,000 per particular person (one-way) for taxes, charges and surcharges. However for a seat that can sometimes price you nicely over $7,000 one-way, paying the extra price could possibly be price it for some.
E book short-haul flights to Canada utilizing Chase factors
Although Air Canada’s Aeroplan loyalty program nonetheless makes use of an award chart, it makes use of dynamic pricing for flights operated by Air Canada and choose accomplice airways.
Nonetheless, you possibly can nonetheless discover low-cost short-haul tickets from the U.S. to Canada. For instance, a flight from New York Metropolis’s LaGuardia Airport (LGA) or JFK to Toronto Pearson Airport (YYZ) could be booked for simply 6,500 Aeroplan factors one-way on a number of dates. That is far cheaper than what United Airways prices for a similar flight, which usually units you again about 15,000 United miles.
How one can earn Chase Final Rewards factors
You may earn Chase Final Rewards factors by way of spending on choose Chase bank cards. One in every of our favorites, the Chase Sapphire Most popular Card, is presently providing its largest welcome bonus since 2021.
The Sapphire Most popular has no overseas transaction charges and many journey perks, together with delayed baggage insurance coverage, journey interruption/cancellation insurance coverage and main automobile rental insurance coverage.
In the meantime, the Chase Sapphire Reserve has extra card perks. Notable advantages embody an easy-to-use annual journey credit score price $300, the appliance price credit score for International Entry or TSA PreCheck (each 4 years), Precedence Cross Choose lounge entry and entry to the rising listing of Chase Sapphire lounges.
Backside line
The myriad methods you possibly can redeem your Final Rewards factors make them one of the crucial precious and versatile transferable factors currencies. Whether or not you are seeking to journey domestically or bask in worldwide luxurious, a switch accomplice may help you get there.
Whereas these are a number of the finest Chase Final Rewards redemptions, they’re simply the tip of the iceberg. If you happen to play your playing cards proper (pun meant), there are lots of different methods to get nice worth out of your Final Rewards factors.
