Capital One Journey portal: Final information

The Capital One Journey portal, launched in 2021, has considerably improved since its beta launch. It now permits Capital One cardholders, together with these with cash-back playing cards, to straight use their rewards for journey purchases. The portal additionally options up to date flight search capabilities and the issuer’s lodge applications: the Premier Assortment and the Way of life Assortment.

On this information, we’ll cowl all it is advisable to know concerning the Capital One Journey portal.

Associated: How you can save 10% on all resorts and 5% on all flights with Capital One

What’s the Capital One Journey portal?

Many bank card issuers supply journey portals the place cardholders can ebook journey with factors and earn bonus rewards on paid bookings. The Capital One portal is comparable, providing bonus miles when reserving resorts, rental automobiles and typically flights — although the incomes price varies relying on which card you maintain. Or you possibly can pay for journey via the portal along with your Capital One miles at a price of 1 cent per mile.

The Capital One portal differentiates itself by integrating expertise from Hopper, a trusted app for predicting the bottom costs for flights and resorts. The portal presents a number of free customer-friendly options like value alerts, value matching and value drop safety, in addition to paid add-on options like value freeze safety, flight disruption help and cancel-for-any-reason protection (extra on these in a bit).

Here is a listing of some prime Capital One playing cards that supply entry to Capital One Journey:

You possibly can entry the portal at capitalonetravel.com.

Associated: Final information to Capital One airline and lodge switch companions

How you can ebook flights via the Capital One Journey portal

To ebook airfare utilizing the Capital One Journey portal, log in to your account and click on the “Flights” tab.

In case your dates are versatile, you possibly can reap the benefits of Capital One’s helpful calendar function. It brings in Hopper’s acquainted color-coded interface, permitting you to see which dates supply the bottom costs in financial system class.

When you select your dates, you will see Capital One’s reserving advice and flight choices on the subsequent display. You possibly can then slim the parameters by:

• Fare class (cabin)
• Variety of stops
• Airline
• Departure or arrival time
• Value
• Flight period

And you may type your outcomes by:

• Advisable
• Value (low to excessive)
• Stops (least to most)
• Length (shortest to longest)
• Arrival time (earliest to newest)
• Departure time (earliest to newest)

There are just a few different fascinating options value mentioning. Above all of the flight choices, the value prediction device supplies clear messaging on whether or not or not it is a good time to ebook. You possibly can click on “View value prediction” to see when and by how a lot costs are predicted to fluctuate.

If the location’s algorithms advise you to ebook, that may set off free value drop safety. When you ebook now and the value drops inside the subsequent 10 days, you will be refunded as much as $50 of the distinction as a future journey credit score. Or, when you discover a higher value elsewhere inside 24 hours of reserving, you possibly can reap the benefits of Capital One’s value match assure to get the distinction within the type of a journey credit score.

When you’re not able to ebook, you possibly can choose “Watch this journey” to be notified by e-mail when a greater value turns into out there. Sadly, this function applies to the route and dates you’ve got chosen, not a particular flight, airline or fare class — although you possibly can select to exclude primary financial system and connecting flights.

Or, if the value is enticing however you want a bit extra time, you may have the choice to freeze it for a small charge. Whenever you click on “Freeze value,” you can select the particular flight you need to freeze. You may also select to freeze the value for wherever from 12 hours to 14 days. If the value will increase in that timeframe, Capital One will cowl the distinction as much as $500. If the value decreases, you will get to ebook on the new, lower cost.

Take note of the fare class when reserving flights, as facilities fluctuate enormously between airways. For instance, United Airways doesn’t enable full-size carry-on baggage on primary financial system fares, however Delta Air Strains does. Moreover, cancellation insurance policies fluctuate throughout fare lessons.

Capital One has tried to standardize fare lessons throughout all airways on its platform, making it simpler for customers. When looking out via Capital One Journey, you will see the next labels:

• Fundamental: The most effective-priced choices with restrictive insurance policies and few facilities.
• Commonplace: Usually financial system fares that embody facilities like carry-on baggage and seat choice.
• Enhanced: Seats with additional legroom, precedence boarding, and free drinks and snacks.
• Premium: Cradle or reclining seats that include precedence boarding and premium snacks and drinks.
• Luxurious: Usually business- or first-class fares that includes reclining seats, personalised companies, premium meals and precedence boarding.

Whenever you click on on a specific fare class, a drop-down supplies an in depth overview of what to anticipate throughout your journey. This contains detailed info on seat measurements, plane structure and onboard facilities like energy shops, recent meals choices and whether or not lounge entry is included. These complete particulars surpass what you usually discover on different journey portals and even when reserving straight with airways.

The cost aspect is fast and straightforward, too. When coming into traveler info, make sure you embody your frequent flyer quantity (so you will earn miles with the airline) and, if relevant, your Identified Traveler Quantity (for example, your TSA PreCheck quantity).

Regardless of which Capital One card you maintain, you will have the choice to use your miles at a price of 1 cent every towards your flight. (Nevertheless, we’ll discuss why you should not redeem miles this manner a bit later.) When you’d fairly pay with money, press “Don’t apply my rewards.” You should utilize your Capital One bank card to pay on your reservation as a substitute.

Be aware that whereas most Capital One playing cards solely earn bonus miles on resorts and rental automobiles booked via the portal, the Enterprise X card earns 5 miles per greenback spent on flights and trip leases booked via the portal as nicely.

Whenever you try, you possibly can select so as to add flight disruption help (which features a speedy rebooking function) or cancel-for-any-reason safety for a further price. The price of these options varies, and you will have the choice to pay in money or miles.

Associated: Battle of the bank card journey portals: Which is the most effective for reserving flights?

How you can ebook resorts via the Capital One Journey portal

There are fewer distinctive options when reserving resorts via the Capital One Journey portal, however the course of is much like the one for flights detailed above. To discover a lodge, head to the “Stays” tab and enter your vacation spot, dates and variety of vacationers.

You should utilize the color-coded calendar to see which dates are most cost-effective. Some dates might not present a shade, however this doesn’t suggest they are not out there — you possibly can nonetheless click on them.

After selecting your dates, you will see a listing and map view of lodge choices. You possibly can filter your search by ranking, sure facilities or cancellation coverage, or click on “All Filters” to set a most value per night time or enter a particular property identify. You may also type the listings by beneficial, value (low to excessive) or star ranking (excessive to low).

The itemizing for every lodge reveals the nightly value, in addition to the overall on your keep (not together with taxes and costs) in each money and miles. Nevertheless, this value might change whenever you click on on the lodge — for example, the value on the Warwick Denver dropped by over $100. When you’re curious about a lodge, at all times click on via to double-check the value. You may additionally be capable to see extra info on the lodge and up to date buyer opinions.

Then scroll right down to the “Select Room” part to see which room sorts can be found. You possibly can see a room’s dimensions and facilities by clicking “View Particulars and Facilities.” Typically, every room could have a number of charges out there with totally different cancellation insurance policies.

The cost course of for reserving resorts is identical as for flights. You possibly can redeem your Capital One miles for the journey or pay in money along with your Capital One card. The latter would be the higher possibility right here, as a number of playing cards supply bonus rewards on resorts booked via Capital One Journey:

• Enterprise X and Enterprise X Enterprise: 10 miles per greenback spent
• Enterprise, VentureOne and Spark Miles: 5 miles per greenback spent
• Savor, Quicksilver and Spark Money Plus: 5% money again

Nevertheless, understand that when you ebook a lodge in a serious loyalty program — like Marriott Bonvoy or Hilton Honors — via Capital One Journey, you probably will not obtain lodge factors or take pleasure in any elite standing perks. That is as a result of Capital One Journey is actually an on-line journey company.

Some cardholders have entry to Capital One Journey’s boutique lodge collections. The Premier Assortment, which is obtainable to Enterprise X and Enterprise X Enterprise cardholders, contains advantages like an on-property expertise credit score of as much as $100, day by day breakfast for 2 folks, and complimentary Wi-Fi. The Way of life Assortment is obtainable to a broader group, together with members with the Enterprise X, Enterprise X Enterprise, Enterprise Rewards or Spark Miles playing cards.

Since Capital One has added trip leases to each collections, cardholders have much more choices for incomes and redeeming miles.

Associated: A comparability of luxurious lodge applications from bank card issuers: Amex, Capital One, Chase and Citi

How you can ebook rental automobiles via the Capital One Journey portal

The method for reserving rental automobiles on Capital One Journey is simple. Begin by clicking “Rental Vehicles” on the prime and coming into your search standards.

You may obtain a listing of choices that may be filtered by automobile kind, value per day, rental automobile firm and different specs. Not like with resorts and flights, there is no choice to type the outcomes — however they may robotically be proven from lowest to highest value.

You possibly can reserve your automobile after just a few clicks utilizing both money or miles. Earlier than reserving, scroll right down to see extra info on the pickup and drop-off location, the cancellation coverage, and different particulars.

With some businesses — Hertz, Thrifty and Greenback — you possibly can add your rental automobile rewards quantity to the reserving and sure benefit from the related advantages. The choice so as to add your loyalty quantity typically will not seem for different firms.

Reserving via the portal is especially interesting for Enterprise X cardholders, as you possibly can earn 10 miles per greenback spent on rental automobile bookings and nonetheless benefit from the complimentary Hertz President’s Circle standing* that is included on the cardboard.

Be aware that these automobile leases earn rewards on the identical price as resorts booked via Capital One Journey:

• Enterprise X and Enterprise X Enterprise: 10 miles per greenback spent
• Enterprise, VentureOne and Spark Miles: 5 miles per greenback spent
• Savor, Quicksilver and Spark Money Plus: 5% money again

*Upon enrollment, accessible via the Capital One web site or cell app, eligible cardholders will stay at that standing stage via the period of the supply. Please observe, enrolling via the traditional Hertz Gold Plus Rewards enrollment course of (e.g., at hertz.com) won’t robotically detect a cardholder as being eligible for this system, and cardholders won’t be robotically upgraded to the relevant standing tier. Extra phrases apply.

Associated: Stacking rental automobile perks with Hertz and the Enterprise X

How you can ebook trip packages via the Capital One Journey portal

Capital One Journey just lately added a brand new trip bundle function. By deciding on the “Packages” tab on the search web page, you possibly can seek for each flights and resorts on your desired vacation spot. Costs are per traveler, so you will must enter the variety of folks within the search bar. You may also choose your required fare class and select to incorporate nonstop flights solely.

Then, the portal will stroll you thru selecting your lodge, room and flights. These are similar to the processes we described above, besides you will pay for all the pieces collectively on the finish with both money or miles.

Some trip packages on Capital One Journey might supply financial savings, however others really price greater than reserving your flights and lodge individually. This instance bundle in Orlando price $1,450 for 2 folks. After we searched for a similar flights and lodge individually, they added as much as a complete of $1,354 after taxes and costs — nearly $100 cheaper than the bundle value.

Typically, it is going to make extra sense to ebook your flight and lodge individually. This offers you extra flexibility and means that you can ebook straight with the airline, lodge or each (extra on the advantages of reserving straight within the subsequent part). Nevertheless, if it can save you cash by reserving a bundle via Capital One Journey, it may very well be value it. Make sure you evaluate the bundle value to reserving your flight and lodge individually via the portal, in addition to reserving elsewhere, earlier than you resolve to go this route.

Associated: When plans go incorrect: Your information to reserving refundable journey

Additional issues to contemplate concerning the Capital One Journey portal

Capital One Journey packs a punch for cardholders, however there are just a few further issues to recollect.

You could need to ebook straight

First, think about checking various platforms like Google Flights for higher costs or alternate routings earlier than reserving via Capital One. Bank card portals typically have larger costs and do not at all times present all out there flight or lodge room choices, so be sure to’re not paying extra for a similar itinerary. And if it is advisable to change your flight, reserving your ticket straight with the airline is commonly simpler.

As famous, lodge and automobile rental reservations via Capital One Journey probably will not be eligible for perks within the firm’s loyalty program. If elite standing is necessary to you, it is advisable to ebook straight with main chain resorts and most automobile rental businesses. Nevertheless, when you’re reserving independently owned resorts or elite standing is not a priority, the Capital One Journey portal could also be a greater possibility.

The most effective methods to redeem miles

Keep in mind, you possibly can offset the money value of journey purchases by redeeming your Capital One miles. It is best to at all times ebook straight with the journey supplier (whether or not it is an airline, lodge or automobile rental firm) and use the miles to cowl that buy fairly than reserving with miles via the Capital One Journey portal. This ensures you get all the advantages of reserving straight whereas redeeming your miles at precisely the identical redemption worth of 1 cent every.

Additionally, Capital One presents over 15 journey companions the place you possibly can switch your miles, normally at a 1:1 ratio. Earlier than reserving via the portal, evaluate costs towards the award charges of Capital One’s switch companions. For example, a $150 United Airways flight will price 15,000 Capital One miles via the portal, otherwise you may be capable to get the identical flight for simply 7,500 Avianca LifeMiles (plus minimal taxes and costs). On this occasion, it makes extra sense to switch your Capital One miles to LifeMiles and ebook via Avianca.

Journey credit and presents

Lastly, keep in mind that Enterprise X cardholders take pleasure in $300 in annual credit for bookings made by way of Capital One Journey. In consequence, even when you’d fairly ebook flights, resorts or automobile leases straight with journey suppliers, it is best to nonetheless spend at the least $300 in your Enterprise X via Capital One Journey every year to maximise this profit. Proper now, the Enterprise Rewards card is providing the same credit score as a part of the welcome bonus: Earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening, plus a $250 Capital One Journey credit score within the first cardholder 12 months.

Any journey credit you may have will present up within the journey presents part of your account. You could find them by clicking “View journey presents” on the search web page. This can even present you some other out there offers. These are usually very particular, but when they suit your journey plans — or when you’re versatile and in search of inspiration — you will not need to miss out.

Associated: The highest 11 bank cards with annual journey assertion credit

Backside line

Capital One has made important developments within the journey area, together with improved switch companions, the introduction of a premium card and the opening of a number of airport lounges.

Capital One Journey presents a user-friendly interface for reserving flights, resorts and rental automobiles, with useful options like a color-coded fare calendar to assist it stand out. With its detailed pricing and fare class info and extra options like value freeze and value drop safety, it is particularly helpful for reserving flights. You may also earn bonus rewards for a lot of Capital One Journey purchases throughout many of the issuer’s card portfolio, making it a fantastic possibility as you intend upcoming journeys.