Capital One’s journey rewards ecosystem has develop into a critical contender for savvy factors and miles collectors.
With greater than 15 airline and lodge companions, most of which supply 1:1 switch ratios, Capital One miles can unlock distinctive worth when used strategically. Whether or not you are eyeing premium‑cabin flights or stretching your miles for on a regular basis journeys, Capital One’s flexibility helps you to journey higher at a decrease out‑of‑pocket value.
This is a more in-depth have a look at how one can take advantage of Capital One’s switch companions — and why this program must be in your radar.
Associated: 15 dream journeys you possibly can take with Capital One miles
Capital One airline and lodge switch companions
Listed below are the Capital One switch companions, the ratio at which you’ll switch Capital One miles to every companion and the switch occasions, primarily based on our testing:
- Aeromexico Rewards: 1:1 switch ratio, on the spot
- Air Canada Aeroplan: 1:1 switch ratio, on the spot
- Air France-KLM Flying Blue: 1:1 switch ratio, on the spot
- Accor Stay Limitless: 2:1 switch ratio, two enterprise days
- Avianca LifeMiles: 1:1 switch ratio, on the spot
- British Airways Membership: 1:1 switch ratio, on the spot
- Cathay Pacific Cathay: 1:1 switch ratio, 24 hours
- Alternative Privileges (solely U.S.-based accounts): 1:1 switch ratio, 24 hours
- Emirates Skywards: 1:1 switch ratio, on the spot
- Etihad Visitor: 1:1 switch ratio, on the spot
- EVA Air Infinity MileageLands: 4:3 switch ratio, 36 hours
- Finnair Plus: 1:1 switch ratio, on the spot
- JetBlue TrueBlue: 5:3 switch ratio, on the spot
- Qantas Frequent Flyer: 1:1 switch ratio, on the spot
- Singapore Airways KrisFlyer: 1:1 switch ratio, on the spot
- TAP Air Portugal Miles&Go: 1:1 switch ratio, on the spot
- Turkish Airways Miles&Smiles: 1:1 switch ratio, on the spot
- Virgin Crimson: 1:1 switch ratio, on the spot
- Wyndham Rewards: 1:1 switch ratio, on the spot
How you can earn Capital One miles
This is a abstract of some presently obtainable playing cards that earn transferable Capital One miles:
| Card | Welcome supply | Incomes charges | Annual payment |
|---|---|---|---|
| Capital One Enterprise Rewards Credit score Card | Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening. | 5 miles per greenback spent on inns, trip leases and rental automobiles booked by way of Capital One Journey
2 miles per greenback spent on each different buy |
$95 |
| Capital One Enterprise X Rewards Credit score Card | Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening. | 10 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey
5 miles per greenback spent on flights and trip leases booked by way of Capital One Journey 2 miles per greenback spent on all different purchases |
$395 |
| Capital One VentureOne Rewards Credit score Card | Earn 20,000 bonus miles after spending $500 on purchases throughout the first three months from account opening. Plus, take pleasure in a $100 credit score to make use of towards flights, lodge stays and rental automobiles booked by way of Capital One Journey throughout your first cardholder yr. | 5 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey
1.25 miles per greenback spent on each different buy |
$0 |
| Capital One VentureOne Rewards for Good Credit score | None. | 5 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey
1.25 miles per greenback spent on each buy |
$0 |
| Capital One Enterprise X Enterprise | Earn 150,000 bonus miles after spending $30,000 within the first three months from account opening. | 10 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey
5 miles per greenback spent on flights booked by way of Capital One Journey 2 miles per greenback spent on each different buy |
$395 |
| Capital One Spark Miles for Enterprise | Earn 50,000 bonus miles when you spend $4,500 on purchases throughout the first three months from account opening. | 5 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey
2 miles per greenback spent on each different buy for what you are promoting |
$0 introductory annual payment for the primary yr, then $95 after |
After you have a card incomes transferable Capital One miles, you possibly can convert money again out of your different Capital One playing cards into transferable miles.
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Finest Capital One switch companions
TPG’s August 2025 valuations peg the worth of Capital One miles at 1.85 cents every. Listed below are a few of the finest choices.
- Air Canada Aeroplan: Yow will discover nice candy spots with Aeroplan program companions that use mounted award pricing, like 60,000 miles in enterprise class from the Northeast to Europe on carriers like Lufthansa, Swiss and Austrian Airways. Plus, Aeroplan would not move on carrier-imposed surcharges, so you possibly can e-book Star Alliance award tickets with comparatively low taxes and costs, plus you possibly can add a stopover on a one-way award for five,000 factors.
- Avianca LifeMiles: Avianca LifeMiles is thought for providing cheap redemption charges on Star Alliance companion flights and never passing on gasoline surcharges on companion awards. Due to a beneficiant pricing construction for mixed-cabin awards, you would possibly have the ability to drop that value even additional if a brief connecting flight is in a decrease class of service. Avianca LifeMiles may also be helpful for home journey on United Airways. Economic system awards throughout the U.S. begin at 10,000 miles.
- British Airways Membership: There are a lot of the explanation why you need to care in regards to the British Airways Membership and its Avios forex. One main motive is the British Airways distance-based award chart. For instance, you possibly can e-book off-peak Iberia-operated business-class flights from choose U.S. cities to Madrid or Barcelona for 40,500 Avios plus about $117 in taxes and costs one-way. You can even redeem Avios for American Airways and Alaska Airways home award flights, beginning at simply 12,000 British Airways Membership Avios.
- Flying Blue: The loyalty program of Air France, KLM and different airways makes use of dynamic pricing. If you’ll find the restricted Saver availability, you possibly can e-book business-class flights to Europe for 60,000 Flying Blue miles. Additionally, take into account the month-to-month Promo Rewards for additional reductions.
- Turkish Airways Miles&Smiles: Turkish Airways’ Miles&Smiles program nonetheless makes use of award charts and offers an interesting candy spot: United-operated flights between the U.S. and Hawaii for simply 10,000 miles one-way in financial system. You will not be charged gasoline surcharges on United-operated flights, and gasoline surcharges are honest on Turkish-operated flights with business-class seats to Turkey, beginning at a really cheap 65,000 miles.
- Virgin Crimson: Virgin Crimson is the loyalty program for the Virgin household of manufacturers. Amongst different issues, you should use Virgin factors to e-book flights by way of the Virgin Atlantic Flying Membership program and cruises with Virgin Voyages. Although Virgin Atlantic has switched to dynamic award pricing, you possibly can fly one-way from the U.S. to Europe in financial system from solely 6,000 factors plus about $108, which is a terrific deal. You can even fly from the U.S. West Coast to Japan in All Nippon Airways enterprise class for 52,500 factors or top quality for 72,500 factors one-way (plus taxes and costs), though you will have to name to e-book, and availability will be onerous to seek out.
Mid-tier Capital One switch companions
Listed below are some switch companions that may supply strong worth, however you will wish to examine the money value to the mileage value earlier than transferring miles:
- Accor Stay Limitless: With fixed-value redemptions, Accor’s loyalty program permits you to redeem 2,000 factors for 40 euros off your keep — about $46. With a 2:1 switch ratio, 4,000 Capital One miles would prevent $46, barely higher than the fixed-rate journey redemption by way of Capital One, which yields $40 for a similar quantity.
- Cathay Pacific’s Cathay: This program makes use of distance-based pricing, which may imply excessive award prices, particularly in premium cabins. Nevertheless, Cathay may additionally supply decrease charges on British Airways awards and higher entry to Cathay’s first-class area, although it is nonetheless onerous to seek out.
- Finnair Plus: Finnair Plus makes use of Avios as its award forex. Its zone-based chart creates some Finnair Avios candy spots. Plus, you possibly can generally keep away from paying as many surcharges once you e-book by way of Finnair as an alternative of British Airways.
- Singapore Airways KrisFlyer: If you wish to e-book Singapore Suites or top quality, you will wish to use Singapore KrisFlyer. You might also discover good worth once you redeem KrisFlyer miles for Singapore Airways’ Spontaneous Escapes.
- Qantas Frequent Flyer: This program provides dynamically priced Basic Plus Rewards for its flights. Nevertheless, reserving Basic Flight Rewards that use distance-based charts normally provides higher worth, particularly Emirates’ enterprise class and top quality. Notice that almost all of those charges have just lately elevated.
- Wyndham Rewards: The costliest Wyndham Rewards properties value simply 30,000 factors per evening, which may supply excessive worth in contrast with money charges.
Decrease-value Capital One switch companions
As a consequence of costly award charts, dangerous switch ratios, hidden charges and packages which can be tough to navigate, you will most probably not maximize your Capital One miles with these switch companions:
- Aeromexico Rewards: When you take into account the taxes and costs and the reserving payment (even when reserving by way of the web site), the Aeromexico Rewards program holds little worth.
- Alternative Privileges: Since TPG’s August 2025 valuations put the worth of Alternative factors at simply 0.6 cents per level, transferring Capital One miles to Alternative Privileges at a 1:1 ratio normally will not yield you the most effective worth. As a substitute, take into account shopping for Alternative factors throughout a sale or signing up for a Alternative Privileges bank card to earn Alternative factors.
- Emirates Skywards: With excessive redemption prices, carrier-imposed surcharges and now a restriction on first-class redemptions to elite members, Emirates Skywards’ excessive redemption prices and surcharges usually cut back worth. Attempt Qantas as an alternative.
- Etihad Visitor: Miles within the Etihad Visitor program expire after 18 months except you’re taking a flight operated by Etihad or a companion airline. Second, award cancellation expenses are excessive, with a 25% mileage penalty for those who cancel Consolation and Worth bookings greater than 21 days earlier than departure, and a harsh 75% penalty on Deluxe bookings and a 100% penalty on Consolation and Worth bookings inside seven days of departure.
- EVA Air Infinity MileageLands: Capital One already companions with a number of different Star Alliance packages which can be normally higher for reserving awards. EVA’s award chart is normally dearer, and this system is commonly tough to navigate.
- JetBlue TrueBlue: The 5:3 switch ratio makes JetBlue TrueBlue a poorer possibility for transferring your Capital One miles than the 1:1 companions.
- TAP Air Portugal Miles&Go: TAP’s Miles&Go program does have award charts, however you will see different (usually larger) charges once you seek for awards.
Backside line
Some glorious Capital One switch companions can virtually single-handedly carry the worth of Capital One miles.
Nevertheless, not each switch companion will present outsize worth, so bear in mind to match the money value of your ticket or lodge keep earlier than transferring Capital One miles.
Generally, shopping for a paid ticket (or keep) after which redeeming Capital One miles at a set worth to cowl your current journey buy will yield higher worth.
