Marriott provides 5 private bank cards to new candidates, with annual charges starting from none to a whopping $650 per 12 months.
In brief, there is a card for everybody, whether or not you are a die-hard Marriott fan or an occasional traveler searching for free award nights.
Chase points the 2 most reasonably priced cobranded choices at present open to new candidates: the Marriott Bonvoy Daring® Credit score Card (see charges and costs) and the Marriott Bonvoy Boundless® Credit score Card (see charges and costs). Each include invaluable welcome bonuses.
Let’s break down the cardboard particulars that can assist you determine which inserts your technique higher.
Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless comparability
| Function | Marriott Bonvoy Daring | Marriott Bonvoy Boundless |
|---|---|---|
| Welcome bonus | Earn 60,000 bonus factors plus one free evening award (valued at as much as 50,000 factors) after spending $2,000 on purchases within the first three months from account opening. (Sure inns have resort charges.) | Earn 5 free nights (every evening valued at as much as 50,000 factors) after spending $5,000 on purchases within the first three months from account opening. (Sure inns have resort charges.) |
| Annual price | $0 | $95 |
| Incomes charges |
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| Marriott Bonvoy perks |
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| Different perks |
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Associated: Does it make sense to carry a number of Marriott Bonvoy bank cards?
Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless welcome bonus
The Boundless is at present providing 5 free nights (every evening valued at as much as 50,000 factors) after spending $5,000 on purchases within the first three months from account opening. (Sure inns have resort charges.)
The Daring is at present providing 60,000 bonus factors plus one free evening award (valued at as much as 50,000 factors) after spending $2,000 on purchases within the first three months from account opening. (Sure inns have resort charges.)
TPG’s June 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, successfully making the whole bonus on the Daring value as much as $770 and the whole bonus on the Boundless value as much as $1,750.
Since Chase points each playing cards, it is necessary to notice that the 5/24 rule applies right here. This implies you possible will not qualify for both card for those who’ve opened 5 or extra bank cards (from any issuer) previously two years.
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As well as, Marriott-specific eligibility necessities apply to merchandise issued by Chase and American Specific. Be sure you confirm your eligibility earlier than making use of.
Winner: Boundless. Its sign-up bonus is value considerably greater than the Daring.
Associated: One of the best time to use for these Chase playing cards primarily based on supply historical past
Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless advantages
The free evening certificates is probably the most notable distinction between these playing cards’ perks.
Annually in your account anniversary, Boundless cardholders get a free evening certificates value as much as 35,000 factors — and you may add as much as 15,000 additional factors if the lodge prices greater than that.
In the event you use this strategically, you possibly can rating a free evening at a lodge that simply makes up for the $95 annual price every year.
In the meantime, Daring cardholders don’t obtain a free evening certificates however do not should pay an annual price.
In any other case, the playing cards supply comparable perks. With both card, you will get computerized Silver Elite standing and powerful journey and buy protections from Chase. Plus, you will not pay any international transaction charges with these playing cards when touring overseas.
Winner: Boundless. Most vacationers will be capable to get greater than $95 worth from the free evening certificates.
Associated: 7 nice makes use of of Marriott free evening certificates
Incomes factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless
With the Boundless, you will earn:
- 6 factors per greenback spent at Bonvoy properties (You will earn as much as 17 factors per greenback on eligible Marriott stays: as much as 10 factors from being a Bonvoy member, 6 factors from this card and 10% bonus factors from the Silver elite standing the cardboard gives for a complete 11.9% return on spending primarily based on TPG’s June 2025 valuations)
- 3 factors per greenback spent on the primary $6,000 in mixed purchases at fuel stations, grocery shops and eating places (2.1% return)
- 2 factors per greenback spent on all different purchases (1.4% return)
The Daring, in the meantime, earns:
- 3 factors per greenback spent at Bonvoy properties (You will earn as much as 14 factors per greenback on eligible Marriott stays: as much as 10 factors from being a Bonvoy member, 3 factors from this card and 10% bonus factors from the Silver elite standing the cardboard gives for a complete 9.8% return on spending primarily based on TPG’s June 2025 valuations)
- 2 factors per greenback spent at grocery shops and on ride-hailing, choose meals supply, choose streaming, web, cable and telephone providers (1.4% return)
- 1 level per greenback spent on all different purchases (0.7% return)
Neither card provides excellent incomes charges, and you may undoubtedly discover higher choices for on a regular basis spending. Nevertheless, the Boundless earns extra factors on Marriott stays and offers additional factors for groceries and fuel — although there is a spending cap. The Daring card, alternatively, provides bonus factors on ride-hailing, which might be helpful for those who use providers like Uber or Lyft typically.
Winner: Boundless. It earns extra factors than the Daring on most purchases.
Associated: Greatest lodge bank cards
Redeeming factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless
Each the Daring and the Boundless earn Marriott Bonvoy factors, so they provide the identical redemption choices.
The obvious and invaluable approach to make use of your Bonvoy factors is to redeem them for a Marriott keep. To get probably the most worth out of your factors, make the most of the fifth-night-free perk, which lets you guide an award keep of 5 nights for the price of simply 4.
Moreover, you should utilize your factors for present playing cards and merchandise by means of Marriott’s buying portal, however once more, we advocate avoiding this path to get most worth out of your factors.
TPG bank cards author Chris Nelson will get probably the most worth from his Marriott Bonvoy factors by reserving luxurious inns in Europe and Asia, akin to The Ritz-Carlton, Vienna and the JW Marriott Beijing Central. He additionally takes benefit of the fifth-night-free perk on award stays.
Winner: Tie. Each playing cards earn Marriott Bonvoy factors and supply the identical redemption choices.
Associated: redeem factors with the Marriott Bonvoy program
Transferring factors with the Marriott Bonvoy Daring vs. the Marriott Bonvoy Boundless
With both card, you even have the choice to switch your Bonvoy factors to one in every of practically 40 associate airline applications, together with Delta SkyMiles and United MileagePlus .
Most transfers to airways are at a 3:1 ratio, so you will obtain 1 airline mile for each 3 Marriott factors transferred. Moreover, whenever you switch factors to United MileagePlus, you’ll obtain 10,000 bonus miles for each 60,000 factors transferred.
This redemption usually would not yield a great worth to your factors, although, so we advocate utilizing it provided that you have to high off your airline account stability or if the airline is a switch associate of any bank card loyalty applications like Copa Airways.
Winner: Tie. Each playing cards have the identical switch companions.
Associated: When does it make sense to switch Marriott factors to airways?
Ought to I get the Marriott Bonvoy Daring or the Marriott Bonvoy Boundless?
If you should utilize the annual free evening certificates, the Boundless is the most suitable choice for you. You will additionally unlock larger earn charges with the Boundless. Nevertheless, if you wish to keep away from an annual price, the Daring is the higher choice for you.
improve from the Marriott Bonvoy Daring to the Marriott Bonvoy Boundless
In the event you aren’t eligible for a brand new Bonvoy bonus or are over 5/24, a product change could also be the best choice. Each the Bonvoy Daring and the Bonvoy Boundless are topic to Chase’s 5/24 rule and, extra particularly, Marriott Bonvoy eligibility restrictions.
To request an improve (or downgrade), name the quantity on the again of your card. Simply keep in mind that doing so will imply you forfeit your new card’s welcome bonus in the interim.
Associated: The last word information to bank card upgrades
Backside line
Whatever the card you select, each Marriott playing cards are an effective way to introduce your self to the Bonvoy program and all its redemption potentialities. You may’t go unsuitable with both, as there are literally thousands of properties to select from worldwide.
As long as you possibly can make the most of that free evening certificates every year, Boundless gives a greater worth proposition for many vacationers. In any other case, the Daring is a strong selection for many who wish to improve their Marriott expertise (and unlock strong journey protections) for no annual price.
To study extra, take a look at our full critiques of the Marriott Bonvoy Boundless Card and the Marriott Bonvoy Daring Card.
Apply right here: Marriott Bonvoy Boundless Card
Apply right here: Marriott Bonvoy Daring Card
