We love transferable bank card factors right here at TPG.
The power to switch your rewards to a variety of airline and resort loyalty applications at a second’s discover offers helpful flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats out there in a single program, you possibly can select one other program earlier than transferring any bank card factors. If a program devalues with out discover, you possibly can merely swap to a distinct program in your subsequent factors switch.
With dozens of various switch prospects, it may be troublesome to recollect simply what number of choices you have got.
Here is a useful information that breaks down which bank card factors could be transferred to which airline and resort applications — together with their respective switch ratios. We additionally checklist our valuation of every switch companion so you may get the most effective worth to maximise your hard-earned factors.
Associated: What are factors and miles value? TPG’s present month-to-month valuations
Airline switch companions
Citi ThankYou Rewards factors additionally switch to Virgin Purple (airways and lodges) at a 1:1 ratio.
There are a couple of essential notes to focus on concerning these switch companions:
- Many transfers are instantaneous, although it’s best to take a look at our guides to switch occasions for American Categorical, Bilt, Capital One, Chase, Citi and Wells Fargo for extra particulars.
- Avios could be transferred between British Airways Govt Membership, Iberia Plus, Aer Lingus AerClub, Finnair Plus and Qatar Airways Privilege Membership accounts in any route at a 1:1 ratio.
- Transfers from Bilt or Capital One to Virgin Atlantic occur through Virgin Purple.
- Packages often supply switch bonuses — which we spotlight in our regularly up to date information to switch bonuses.
Lastly, aside from EVA Air Infinity MileageLands and Finnair Plus, you possibly can switch Marriott Bonvoy factors to all airline companions listed above at a price of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred aside from the next airline applications: American AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
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Associated: Do you have to switch resort factors to airline companions?
Lodge switch companions
Like airline companions, most resort transfers are instantaneous, although you possibly can learn extra in our beforehand talked about guides to switch occasions for Amex, Bilt, Capital One, Chase, Wells Fargo and Citi.
How you can earn transferable factors
One of the best ways to earn transferable bank card factors is with the fitting bank card. Here is a have a look at your finest choices.
American Categorical Membership Rewards
These are the preferred playing cards that earn American Categorical Membership Rewards factors:
You may also earn Amex factors by signing up for Rakuten and setting your incomes choice to Membership Rewards factors as an alternative of money again.
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Bilt Rewards
Bilt gives one bank card, the Bilt Mastercard®. Cardmembers earn rewards on lease funds (as much as 100,000 Bilt Factors in a calendar 12 months), 2 factors per greenback spent on journey (airfare, lodges, cruises and rental automobiles) and three factors per greenback spent on eating. You might want to make not less than 5 transactions every assertion interval to earn factors (see rewards and advantages). Better of all, the Bilt Mastercard has no annual price (see charges and costs).
TPG founder Brian Kelly is a Bilt adviser and investor.
Associated: Bilt Rewards program: Information to incomes factors on lease, eating and extra
Capital One miles
Listed below are the playing cards that presently earn transferable Capital One miles:
The data Capital One Spark Miles Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Final Rewards
Listed below are the playing cards that earn absolutely transferable Chase Final Rewards factors:
Nonetheless, if in case you have certainly one of these playing cards, you can even mix your rewards from cash-back playing cards just like the Chase Freedom Flex® and the Chase Freedom Limitless® right into a single account, successfully changing these cash-back earnings into absolutely transferable Final Rewards factors.
Citi ThankYou Rewards
Citi ThankYou Rewards has 18 airline and resort switch companions. At present, solely a single card is on the market that gives transfers to all of those applications: the Citi Strata Premier℠ Card (see charges and costs). Notice that should you’re nonetheless holding on to the Citi Status® Card, which is not open to new candidates, you even have the complete switch advantages.
Nonetheless, like Chase Final Rewards factors, you possibly can mix your Citi ThankYou Rewards factors right into a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (see charges and costs) or the Citi Double Money® Card (see charges and costs) into absolutely transferable ThankYou factors.
The data for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo gives a number of bank cards, together with a number of that earn cash-back rewards, you possibly can presently solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Backside line
Many switch choices can be found among the many 5 main bank card loyalty applications. Transferable factors are usually extra helpful than any single airline or resort level or mile due to the added flexibility of selecting the place to ship your factors — and when to do it.
Bookmark this cheat sheet so you already know your choices when making use of in your subsequent transferable points-earning bank card or deciding in your subsequent redemption.
For charges and costs of the Bilt Mastercard, click on right here.
For rewards and advantages of the Bilt Mastercard, right here.
