American Specific Inexperienced Card overview
The American Specific® Inexperienced Card is suited to trendy vacationers. It earns bonus factors on journey, transit and eating at eating places and affords priceless assertion credit that assist offset its annual payment. Card score*: ⭐⭐⭐⭐
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Till I wrote this overview, I might by no means actually thought of the Amex Inexperienced. As I discovered about this card, I noticed it is a surprisingly robust mid-tier journey card for anybody who prioritizes journey, dines out ceaselessly and incurs journey prices.
It has an annual payment of $150, and TPG recommends candidates have a credit score rating of 670 or larger to have the very best likelihood of getting accredited.
In the event you can make the most of the Clear Plus assertion credit score, the cardboard can simply be a worthwhile addition to a traveler’s pockets. Let’s take a better look to see if it may additionally be a very good match for you.
The knowledge for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: What’s Clear airport safety — and is it value it?
Amex Inexperienced execs and cons
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Amex Inexperienced welcome provide
New Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Primarily based on TPG’s June 2025 valuation of Membership Rewards factors at 2 cents every, the welcome provide is value $800 — a stable worth proposition.
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The historic excessive for this card’s welcome provide (not accessible) is 60,000 Membership Rewards factors after spending $3,000 in purchases within the first six months. This provide additionally included 20% again on eligible journey and transit purchases within the first six months (as much as $200 again).
You will not be eligible for Amex Inexperienced’s welcome provide if you happen to maintain or beforehand held sure higher-tier American Specific playing cards, together with The Platinum Card® from American Specific and the American Specific® Gold Card.
Fortunately, Amex will let you know whether or not you are eligible for the Amex Inexperienced’s welcome provide earlier than you submit your software.
Associated: The perfect American Specific bank cards
Amex Inexperienced advantages
Strong earnings and advantages make the Amex Inexperienced a severe competitor if you happen to’re searching for a mid-tier journey rewards card.
$199 Clear Plus annual assertion credit score
One advantage of the Amex Inexperienced card I have never seen on many different playing cards is an as much as $199 Clear Plus assertion credit score every calendar 12 months. With Clear, your eyes and fingertips may also help you get by means of safety sooner at choose airports and stadiums nationwide.
Because the regular charge for this membership is $199 per 12 months, this assertion credit score covers the total annual value. Nevertheless, remember that on July 1, the price of Clear Plus went up to $209. Enrollment required; topic to auto-renewal.
Associated: Clear is newest TSA PreCheck enrollment supplier
Journey and purchasing protections
The Amex Inexperienced affords prolonged guarantee** and buy safety** while you buy eligible objects along with your card. These protections can prevent severe cash if one thing goes unsuitable with a latest buy.
You may even be protected while you’re on the highway. The Amex Inexperienced affords a baggage insurance coverage plan** and secondary automotive rental loss and harm insurance coverage***, with the choice to improve to main protection by means of Amex’s Premium Automotive Rental Safety.
**Eligibility and profit ranges differ by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
***Eligibility and profit stage varies by card. Not all car varieties or leases are coated, and geographic restrictions apply. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by means of American Specific Journey Associated Providers Firm, Inc.
Associated: The whole lot it is advisable find out about American Specific buy safety
Incomes factors on the Amex Inexperienced
The Amex Inexperienced earns:
- 3 factors per greenback spent on eating at eating places worldwide (together with takeout and supply within the U.S.)
- 3 factors per greenback spent on journey and transit
- 1 level per greenback spent on different purchases
Primarily based on TPG’s June 2025 valuation of Amex Membership Rewards factors at 2 cents every, you may get an approximate 6% return on spending within the prime two classes and a pair of% on every part else.
It is essential to notice that these classes are broad. For instance, “journey” contains airfare, resorts, excursions, campgrounds and trip leases, whereas “transit” contains trains, taxicabs, ride-hailing providers, ferries and tolls.
A lot of your spending might fall inside these classes, relying in your way of life.
Associated: Getting began with factors, miles and bank cards to journey
Redeeming factors on the Amex Inexperienced
The Amex Inexperienced supplies Membership Rewards factors, which may be redeemed in a number of methods.
Other than journey, choices embody assertion credit for latest, eligible purchases, purchasing on Amazon and purchasing with Membership Rewards. Nevertheless, these choices present much less worth than redeeming your factors for journey.
Utilizing your factors on Amazon affords poor worth, at solely 0.7 cents per level; redeeming factors to cowl eligible costs will get you 0.6 cents per level; and purchasing with Membership Rewards is the worst possibility, offering a meager 0.5 cents per level.
On condition that TPG’s June 2025 valuations peg Membership Rewards factors at 2 cents per level, redeeming your factors for journey is by far the only option. The simplest strategy to get no less than 2 cents per level is by utilizing Amex’s switch companions.
Associated: The way to redeem American Specific Membership Rewards factors
Transferring factors on the Amex Inexperienced
The Membership Rewards factors you earn with the Amex Inexperienced may be transferred to 21 journey companions: 18 airways and three resorts. Noteworthy switch companions embody Air Canada Aeroplan, Delta SkyMiles and Singapore Airways KrisFlyer.
Some wonderful candy spots embody one-way business-class flights to Europe and stays at taking part Most popular Lodges and Resorts worldwide with Alternative Lodges factors.
TPG bank cards author Chris Nelson usually transfers factors to Avianca LifeMiles and has gotten transatlantic flights to Europe for as little as 17,000 factors in financial system class. Avianca LifeMiles has loads of nice redemptions with Star Alliance companions, making it an particularly priceless switch associate.
Associated: Bank card switch bonuses operating this month
Which playing cards compete with the Amex Inexperienced?
The Amex Inexperienced is a aggressive mid-tier card with robust incomes charges and helpful advantages, however different issuers have some comparable choices:
For extra choices, try our checklist of the very best starter journey playing cards.
Associated: Amex Inexperienced Card vs. Chase Sapphire Most popular: Which card is best for you?
Backside line
The Amex Inexperienced’s assertion credit can greater than offset the $150 annual payment, making this card a compelling possibility for younger professionals and others who allocate a lot of their finances towards journey, eating and commuting.
In the event you’ll use the annual Clear Plus assertion credit score and may maximize the broadly outlined bonus classes, the Amex Inexperienced is a card to noticeably think about including to your pockets.
Associated: Is the Amex Inexperienced Card definitely worth the annual payment?
