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PulseReporter > Blog > Travel > The very best time to use for these well-liked Capital One bank cards primarily based on supply historical past
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The very best time to use for these well-liked Capital One bank cards primarily based on supply historical past

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Last updated: August 5, 2025 10:57 pm
Pulse Reporter 18 hours ago
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The very best time to use for these well-liked Capital One bank cards primarily based on supply historical past
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Contents
Greatest Capital One bank card welcome bonusesCapital One Enterprise Rewards Credit score CardWelcome supply historical pastHighest welcome supplyWhen to use for this cardCapital One Enterprise X Rewards Credit score CardWelcome supply historical pastHighest welcome supplyWhen to use for this cardCapital One Enterprise X EnterpriseWelcome supply historical pastHighest welcome supplyWhen to use for this cardCapital One VentureOne Rewards Credit score CardHighest welcome supplyWhen to use for this cardCapital One Savor Money Rewards Credit score CardHighest welcome supplyWhen to use for this cardCapital One Quicksilver Money Rewards Credit score CardHighest welcome supplyWhen to use for this cardCapital One Spark Miles for EnterpriseHighest welcome supplyWhen to use for this cardCapital One Spark Money PlusWelcome supply historical pastHighest welcome supplyWhen to use for this cardBackside line

Once you’re seeking to apply for a bank card, you might surprise: “How good is the welcome supply I am making use of for?”

There is not any easy reply to this query, however figuring out the earlier affords a card has had will help you identify what’s welcome supply. Absolutely, getting any welcome supply is healthier than getting nothing in any respect, however you would not wish to apply for a card after which see a better supply a month later.

We have collected and analyzed the supply historical past for the previous few years on Capital One’s hottest playing cards and decided our standards for the very best time to use for every card.

It is essential to notice that we’ll solely talk about publicly accessible welcome affords. Nonetheless, you would possibly obtain focused affords with extra bonus miles or money again. Needless to say affords could change at any time, and a number of the affords talked about under is probably not accessible right now.

Greatest Capital One bank card welcome bonuses

Card Greatest welcome supply we have seen When to use
Capital One Enterprise Rewards Credit score Card As much as 100,000 bonus miles after spending $5,000 on purchases within the first three months from account opening When the bonus supply is 75,000 miles or larger
Capital One Enterprise X Rewards Credit score Card 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening When the bonus supply is 75,000 miles or larger
Capital One Enterprise X Enterprise As much as 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening When the bonus supply is 150,000 miles or larger
Capital One VentureOne Rewards Credit score Card 20,000 bonus miles after spending $500 on purchases inside the first three months from account opening When the bonus supply is 20,000 miles or larger
Capital One Savor Money Rewards Credit score Card $200 money bonus after spending $500 on purchases within the first three months from account opening When the bonus supply is $200 or larger
Capital One Quicksilver Money Rewards Credit score Card $200 money bonus after spending $500 on purchases within the first three months from account opening When the bonus supply is $200 or larger
Capital One Spark Miles for Enterprise 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening When the bonus is 50,000 miles or larger
Capital One Spark Money Plus As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months When the bonus is $1,000 or larger

Associated: Capital One miles: The way to earn, redeem and switch rewards

Capital One Enterprise Rewards Credit score Card

The Capital One Enterprise Rewards Credit score Card earns a limiteless 2 miles per greenback spent on each buy, plus 5 miles per greenback spent on accommodations, trip leases and rental automobiles booked via Capital One Journey.

The cardboard’s modest $95 annual payment, easy incomes construction and stable return on on a regular basis spending make it a keeper when you’re accredited for it. Plus, you will at all times earn at the least 2 miles per greenback spent on all purchases.

Capital One Venture Rewards Credit Card_UPDATE 2024
THE POINTS GUY

Listed below are the affords we have seen on the Capital One Enterprise Rewards:

Welcome supply historical past

Approximate date Supply Worth*
Could 2025 to now 75,000 miles after spending $4,000 on purchases within the first three months $1,388
February 2025 to Could 2025 75,000 miles after spending $4,000 on purchases within the first three months, plus a $250 Capital One Journey credit score to make use of in your first cardholder yr As much as $1,638, together with the assertion credit score
September 2024 to February 2025 75,000 miles after spending $4,000 on purchases within the first three months $1,388
July 2024 to September 2024 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening, plus a $250 Capital One Journey credit score within the first cardholder yr As much as $1,638, in case you maximize all the credit score
June 2023 to July 2024 80,000 to 100,000 miles after spending $5,000 on purchases within the first three months (focused supply accessible via QR codes at choose airports)

75,000 miles after spending $4,000 on purchases within the first three months of account opening (public supply)

$1,480 to $1,850 (focused supply)

$1,388 (public supply)

September 2021 to June 2023 75,000 miles after spending $4,000 on purchases within the first three months $1,388

*Bonus supply worth relies on TPG’s July 2025 valuations and never supplied by the bank card issuer.

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Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn as much as 100,000 bonus miles after spending $5,000 on purchases inside the first three months of account opening.

When to use for this card

When the bonus supply is 75,000 miles or larger, it meets our standards on when to use.


Be taught extra: Capital One Enterprise Rewards Credit score Card


Associated: Is the Capital One Enterprise Rewards card value it?

Capital One Enterprise X Rewards Credit score Card

With plentiful, easy-to-understand perks, the Capital One Enterprise X is a no brainer for all vacationers, from luxurious seekers to the extra budget-minded, and the cardboard virtually pays for itself yr after yr.

Although the cardboard carries a $395 annual payment, it affords a $300 annual credit score towards bookings made via Capital One’s journey reserving web site and likewise rewards cardholders with 10,000 bonus miles each account anniversary (for much more free journey).

Capital One Venture X card
THE POINTS GUY

Listed below are the affords we have seen on the Capital One Enterprise X:

Welcome supply historical past

Approximate date Supply Worth*
March 2022 to now 75,000 miles after spending $4,000 on purchases within the first three months of account opening $1,388
November 2021 to March 2022 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening $1,850

*Bonus supply worth relies on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening. This supply was final accessible over 4 years in the past on the card’s launch; sadly, we do not predict this supply will come again anytime quickly.

When to use for this card

When the bonus supply is 75,000 miles or larger, it is a good time to use.


Be taught extra: Capital One Enterprise X Rewards Credit score Card


Associated: Is the Capital One Enterprise X definitely worth the $395 annual payment?

Capital One Enterprise X Enterprise

The Enterprise X Enterprise launched in early 2023 with an unimaginable welcome bonus and an identical sky-high spending requirement.

The Enterprise X Enterprise carries the identical $395 annual payment as the private model and comes with the identical main perks, together with a $300 annual credit score for journey booked via Capital One’s journey reserving web site and entry to Capital One and Precedence Go lounges. It additionally carries the identical incomes charges because the Enterprise X.

a hand holds a credit card
THE POINTS GUY

Listed below are the affords we have seen on the Capital One Enterprise X Enterprise:

Welcome supply historical past

Approximate date Supply Worth*
June 2025 to now 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
April 2025 to June 2025 As much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening As much as $6,475
March 2024 to April 2025 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
January 2024 to March 2024 As much as 300,000 miles: 150,000 miles after spending $20,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $100,000 on purchases within the first six months of account opening $5,550
September 2023 to January 2024 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
Could 2023 to September 2023 As much as 300,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $500,000 on purchases within the first six months of account opening. $5,550

*Bonus supply worth relies on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn as much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening.

When to use for this card

When the bonus supply is 150,000 miles or larger, it meets our standards on when to use.


Be taught extra: Capital One Enterprise X Enterprise


Associated: Is the Enterprise X Enterprise definitely worth the $395 annual payment?

Capital One VentureOne Rewards Credit score Card

Whereas it comes with fewer perks, the Capital One VentureOne Rewards affords the identical nice redemption choices as its sister playing cards, the Capital One Enterprise Rewards and the Capital One Enterprise X, with no annual payment. You will earn a flat 1.25 miles per greenback spent on on a regular basis purchases.

Card art of the Capital One VentureOne
THE POINTS GUY

At the moment, new cardholders can earn 20,000 bonus miles after spending $500 on purchases inside the first three months of account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of 20,000 miles after spending $500 on purchases inside the first three months of account opening.

When to use for this card

When the bonus supply is 20,000 miles or larger. We’ve not seen an elevated supply on this card in years, so that you should not wait a very long time to use for it.


Be taught extra: Capital One VentureOne Rewards Credit score Card


Associated: How (and why) you need to earn transferable bank card factors

Capital One Savor Money Rewards Credit score Card

The largest downsides to cash-back playing cards are low incomes charges and an absence of bonus classes, however that is positively not true of the Capital One Savor Money Rewards.

For no annual payment, the Savor affords sturdy cash-back incomes charges on well-liked and infrequently neglected classes, together with 3% again on eating, leisure and well-liked streaming companies.

Capital One Savor
THE POINTS GUY

At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases inside the first three months from account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of a $200 money bonus after spending $500 on purchases inside the first three months of account opening.

When to use for this card

When the bonus supply is $200 or larger, it meets our standards for when to use. This card not often affords an elevated welcome supply, so it seemingly is not value ready to use.


Be taught extra: Capital One Savor Money Rewards Credit score Card


Associated: The professionals and cons of cash-back bank cards

Capital One Quicksilver Money Rewards Credit score Card

The Capital One Quicksilver Money Rewards is one other nice card with no annual payment. It earns a dependable 1.5% money again on all purchases, making it an ideal go-to card for the odd buy that does not slot in any bonus classes.

Whereas many different playing cards supply larger incomes potential in particular spending classes, this card affords the security of figuring out you will earn a stable 1.5% again it doesn’t matter what you purchase.

Capital One Quicksilver Cash Rewards
THE POINTS GUY

At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases inside the first three months from account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of a $200 money bonus after spending $500 on purchases inside the first three months from account opening.

When to use for this card

When the bonus supply is $200 or larger, it meets our standards for when to use. We’ve not seen an elevated supply on this card in years, so we would not maintain out ready for one.


Be taught extra: Capital One Quicksilver Money Rewards Credit score Card


Associated: 5 causes to maintain a cash-back bank card in your pockets

Capital One Spark Miles for Enterprise

The Capital One Spark Miles for Enterprise earns 2 miles per greenback spent on all purchases, making it a wonderful alternative for small-business house owners who wish to earn journey rewards on all their bills and a easy earnings construction.

This card is particularly useful for small-business house owners who wish to earn versatile miles on all their purchases. It earns a constant 2 miles per greenback spent on all purchases and has a $95 annual payment ($0 introductory annual payment for the primary yr).

THE POINTS GUY

At the moment, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening.

Highest welcome supply

The best welcome supply we have seen on this card is the present supply of fifty,000 bonus miles after spending $4,500 within the first three months from account opening

When to use for this card

When the bonus is larger than 50,000 miles, it is a good time to use. That mentioned, this card’s welcome supply not often modifications, so do not maintain out ready for an awesome supply.


Be taught extra: Capital One Spark Miles for Enterprise


Associated: Enterprise playing cards vs. private playing cards: Key variations

Capital One Spark Money Plus

The Capital One Spark Money Plus earns 2% money again on all purchases and is right for enterprise house owners who wish to earn dependable cash-back rewards on all their bills. It’s value noting that this can be a no preset spending restrict card, that means cardholders should repay their balances in full every month.

The cardboard has a modest $150 annual payment that may be refunded if you spend at the least $150,000.

THE POINTS GUY

Listed below are the affords we have seen on the Capital One Spark Money Plus:

Welcome supply historical past

Approximate date Supply Worth* 
August 2024 to now $2,000 money again after spending $30,000 on purchases within the first three months from account opening and a further $2,000 money bonus for each $500,000 spent through the first yr $2,000 (or extra, relying on spending within the first yr)
March 2024 to August 2024 $1,200 money again after spending $30,000 on purchases within the first three months from account opening $1,200
January 2024 to March 2024 As much as $3,000: $1,500 after spending $20,000 on purchases within the first three months from account opening and a further $1,500 after spending $100,000 on purchases within the first six months from account opening As much as $3,000
June 2023 to January 2024 $1,200 money again after spending $30,000 on purchases within the first three months from account opening $1,200
April 2022 to June 2023 As much as $1,000: $500 after spending $5,000 on purchases within the first three months from account opening and $500 after spending $50,000 on purchases within the first six months from account opening As much as $1,000
August 2021 to April 2022 As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening As much as $3,000

*Bonus supply worth relies on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best welcome supply we have seen on this card supplied as much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening.

When to use for this card

When the bonus is larger than $1,000, it meets our standards to use.


Be taught extra: Capital One Spark Money Plus


Associated: A information to Capital One’s Spark enterprise playing cards

Backside line

Earlier than you go fill out a Capital One bank card software, you will wish to guarantee you may get the very best welcome bonus potential. We have collected information yr over yr on Capital One welcome affords that may give you some steerage on the very best time to use.

This information can function a reference for when the very best time to use to your subsequent Capital One card is.

Try our different supply historical past guides if you’re seeking to apply to your subsequent bank card:

For Capital One merchandise listed on this web page, a number of the advantages could also be supplied by Visa® or Mastercard® and will fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.

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