Wyndham Rewards Earner Plus card overview: Full particulars

Wyndham Rewards Earner Plus Card overview

Even in the event you aren’t a Wyndham loyalist, the Wyndham Rewards Earner® Plus Card is value contemplating. It comes with a strong welcome bonus and perks like computerized elite standing, an anniversary factors bonus and a beneficiant earnings charge whereas having a modest annual payment. Card Score*: ⭐⭐⭐½

*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

---

Within the aggressive resort panorama, Wyndham might not be the primary identify you consider, however they’ve some wonderful resort choices and a household of cobranded bank cards to match.

With an annual payment of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even in the event you do not often keep at Wyndham properties, you possibly can nonetheless profit from the cardboard’s beneficiant welcome supply, computerized elite standing and award redemption reductions.

The really helpful credit score rating for this card is a minimum of 670. Nonetheless, it’s potential to get authorized with a decrease rating.

Let’s look at whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.

The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Wyndham Rewards Earner Plus Card professionals and cons

Wyndham Rewards Earner Plus Card welcome supply

New candidates for the Wyndham Rewards Earner Plus can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days. That is sufficient factors for as much as six nights.

Primarily based on TPG’s August 2024 valuations, this bonus supply is value $495. Given how low the spending requirement is, this can be a implausible worth for the variety of factors you may earn.

It is essential to notice that Barclays will be inquiry-sensitive, so I like to recommend being beneath 6/24 earlier than making use of for this card. In different phrases, you must have 5 or fewer laborious inquiries in your credit score report previously 24 months earlier than making use of for the Wyndham Rewards Earner Plus.

Associated: Guide low-end or luxurious inns to get the most effective worth out of your factors

Wyndham Rewards Earner Plus Card advantages

The Wyndham Rewards Earner Plus comes with computerized Wyndham Platinum standing. This standing degree grants perks like free Wi-Fi, early check-in and late checkout, most well-liked room choice, 15% bonus factors on stays, a standing match to Caesars Rewards and automotive rental upgrades at Avis and Finances.

Wyndham Rewards Platinum standing alone might simply be definitely worth the $75 annual payment the cardboard holds. Along with the automated Platinum standing, the cardboard affords:

• Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual payment, value $83 in response to TPG’s August 2024 valuations
• Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember charge on stays paid with money and a ten% low cost on Go Free award stays
• No international transaction charges

Associated: The final word information to incomes and redeeming Wyndham Rewards

Incomes factors on the Wyndham Rewards Earner Plus Card

The Wyndham Rewards Earner Plus earns:

• 6 factors per greenback on Wyndham inns and fuel
• 4 factors per greenback on eating and at grocery shops (excludes Walmart and Goal)
• 1 level on all different purchases

Primarily based on TPG’s August 2024 valuations, these charges equate to a 6.6% return on Wyndham and fuel purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.

These are nice earnings for Wyndham stays and fuel; nevertheless, there are playing cards that earn higher in on a regular basis classes like eating and U.S. supermarkets, just like the American Specific® Gold Card.

Redeeming factors on the Wyndham Rewards Earner Plus Card

With the Wyndham Earner Plus card, there are numerous methods to redeem your factors, together with for stays, fuel, airline tickets, tickets and experiences, reward playing cards, merchandise, charitable donations, excursions and actions and AARP membership.

Essentially the most useful option to redeem factors is for Wyndham resort stays.

Wyndham is likely one of the few resort manufacturers that also makes use of a hard and fast award chart and never dynamic pricing, that means you possibly can nonetheless get outsize worth. There aren’t any blackout dates for Wyndham properties.

Wyndham affords two kinds of redemptions: Go Quick and Go Free. Go Free makes use of factors to e book the whole value of the room, and Go Quick makes use of a mixture of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free resort redemptions.

Go Free award nights are priced in three tiers: 7,500, 15,000 and 30,000 factors per night time. Larger-end properties and properties booked throughout peak-season journey will sometimes value 30,000 factors per night time.

Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per night time plus money.

TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the gorgeous island of Jeju. I’ve additionally gotten wonderful worth redeeming for Vacasa stays, though that is tougher to do now with the decrease cap on the common value per bed room for 15,000-point nights.”

You may also use your factors to e book a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per night time. As a cardholder, your factors can be used to e book Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.

Wyndham timeshare homeowners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties value 15,000 to 30,000 Wyndham factors per bed room per night time. Sure blackout dates apply.

Vacasa trip leases can solely be booked with Wyndham factors if the common nightly value, inclusive of all charges, is beneath $500. You may pay 15,000 factors per bed room per night time for leases with a median nightly charge beneath $250 and 30,000 factors per bed room per night time for leases with a median nightly charge between $250.01 and $500.

Transferring factors on the Wyndham Rewards Earner Plus Card

Wyndham has a strong checklist of airline switch companions. Nonetheless, you typically obtain higher worth while you redeem your factors for Wyndham stays than while you switch them to companions.

Wyndham has 9 whole airline switch companions, together with AeroMexico Membership Premier miles, Air Canada Aeroplan factors, American Airways AAdvantage miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airways Miles&Smiles and United MileagePlus miles.

All factors are transferred at a 5:1 ratio, and you could switch a minimum of 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 associate factors. Given this switch ratio, I strongly advocate avoiding this as a redemption methodology.

Associated: Must you switch resort factors to airline companions?

Which playing cards compete with the Wyndham Rewards Earner Plus Card?

In order for you extra Wyndham Rewards perks or favor a unique sort of reward, you might wish to select certainly one of these playing cards as an alternative:

• For those who favor no annual payment: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual payment. It affords perks like computerized Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and fuel. You may nonetheless obtain reductions on award and money stays.
• For those who favor to earn versatile forex: The Capital One Enterprise Rewards Credit score Card earns 2 miles per greenback on all purchases, comes with a International Entry/TSA PreCheck payment credit score and has a $95 annual payment (see charges and charges). Capital One miles will be transferred to Wyndham. To be taught extra, try our full overview of the Enterprise Rewards.
• For those who favor a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays.

For extra choices, try our full checklist of the greatest resort bank cards.

The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: How to decide on a resort bank card

Is the Wyndham Rewards Earner Plus Card value it?

This card is well justifiable and price getting in the event you often keep at Wyndham properties. It affords computerized Wyndham Platinum standing, a terrific earnings charge on Wyndham stays and fuel and a ten% low cost on all award redemptions. For those who keep much less often, you might be higher fitted to the no-annual-fee Wyndham Rewards Earner card.

Backside line

The Wyndham Rewards Earner Plus is a strong providing that is smart for many Wyndham vacationers. With a terrific earnings charge and computerized elite standing, this card is unquestionably value contemplating including to your pockets.

Plus, a strong welcome bonus will help enhance your Wyndham Rewards account steadiness.

Associated: Greatest resort rewards applications on the planet: Which one is best for you?