At TPG, we worth Chase Final Rewards factors at 2.05 cents every, per our July 2025 valuations. It’s because we see huge worth within the flexibility of transferring these factors to Chase’s 11 airline companions and three lodge companions. Whereas Chase factors will switch at a 1:1 price to its 14 journey companions, you possibly can usually get extra than 2 cents per level when opting to go this reserving route, versus redeeming your factors by way of the Chase Journey℠ portal.
Plus, the Chase Sapphire Reserve® (see charges and charges) is providing a best-ever welcome supply of 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening.
So, should you’re questioning how one can maximize 100,000 Chase factors, listed here are 5 methods to get at the least $2,050 price of worth from 100,000 Chase Final Rewards factors.
Word: Flight costs have been correct on the time of writing.
E book round-trip premium financial system flights to London for 4 individuals
You possibly can switch your Chase Final Rewards factors to the Virgin Atlantic Flying Membership program to guide Virgin Atlantic’s great-value saver fares to London. These begin from simply 6,000 factors one-way in financial system class. Premium financial system flights are additionally a terrific deal, beginning at 10,500 Virgin factors per individual every method.
You can guide a round-trip ticket for 4 individuals from New York’s John F. Kennedy Worldwide Airport (JFK) to London’s Heathrow Airport (LHR) in premium financial system for 84,000 Virgin factors, plus $3,464.04 in charges, taxes and surcharges.
Whereas the money required on high of the factors could seem just a little steep, keep in mind that that is the overall for 4 passengers and contains the obligatory U.Ok. Air Passenger Responsibility payment.
For those who booked the identical itinerary with money, it will value $8,062.04 for 4 individuals.
Subsequently, redeeming these 84,000 Virgin Atlantic Flying Membership factors for saver fares would prevent $4,598 on the money charges for a similar flights. As an added bonus, you would be left with 16,000 Chase factors that you can switch to World of Hyatt to guide a one-night keep on the Hyatt Place London Metropolis East for 15,000 World of Hyatt factors, saving you an extra $274.
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Worth of 100,000 Chase factors: $4,872
Associated: Use Virgin Atlantic’s reward seat checker to search out the most cost effective saver seats
E book 4 nights within the coronary heart of New York Metropolis
New York could be an costly vacation spot for lodging, particularly over the summer season months. September is a good time to go to the Huge Apple, as the times are nonetheless heat however the warmth of summer season has handed, making the temperatures nice, particularly within the evenings.
You can switch your Final Rewards factors to World of Hyatt and guide 4 nights on the Park South Lodge for 23,000 World of Hyatt factors per evening (for a complete of 92,000 factors).
Associated: The 24 finest resorts in New York Metropolis
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HYATT
What makes this a good higher deal is that World of Hyatt members do not pay taxes or charges on redemption stays.
Worth of 92,000 Chase factors: $3,456 (so 100,000 factors could possibly be price $3,756)
E book nonstop, round-trip business-class flights to Spain
Chase switch associate Iberia Membership affords terrific redemption charges for business-class flights from the varied U.S. cities to Adolfo Suárez Madrid-Barajas Airport (MAD). On off-peak dates, you will want as few as 40,500 Iberia Avios every method from the East Coast to Spain.
This implies you possibly can fly from Boston Logan Worldwide Airport (BOS) to MAD for 40,500 Avios round-trip, plus about $317 in charges and taxes.
Since money charges for a similar flights will value greater than $3,500 per individual, it is a nice approach to fly throughout the Atlantic in a lie-flat seat and expertise Iberia’s brand-new Airbus A321XLR plane.
Worth of 81,000 Chase factors: $3,265 (so 100,000 factors could possibly be price $4,030)
E book 3 nights on the iconic Park Hyatt Sydney
Lodge areas do not get rather more fascinating than overlooking the long-lasting Sydney Harbour immediately beneath the Sydney Harbour Bridge.
For those who’re heading Down Beneath, contemplate bedding down on the Park Hyatt Sydney, one in every of TPG’s favourite resorts to guide with factors wherever on this planet. In October, a three-night keep prices nearly $2,500.
However you possibly can guide these identical dates for 35,000 World of Hyatt factors per evening, which you’ll be able to switch from Final Rewards at a 1:1 price.
Although this redemption would require 105,000 factors somewhat than the 100,000 bonus factors obtainable as a part of the Chase Sapphire Reserve‘s present supply, bear in mind that you’d have to spend $5,000 on the cardboard to earn the bonus factors. Subsequently, you’d rack up at the least one other 5,000 factors for reaching that spend threshold.
Worth of 105,000 Chase factors: $2,444.44
E book 2 American Airways lie-flat business-class seats
American Airways affords lie-flat business-class seats on its Airbus A321 plane for flights from New York to San Francisco and Los Angeles. By transferring your Chase factors to British Airways Membership after which Qatar Airways Privilege Membership, you possibly can guide these routes for simply 43,000 Avios per individual every method.
This implies you can guide two one-way tickets on the six-hour-and-20-minute flight to the West Coast for 86,000 Chase factors plus solely $9 in taxes and charges, leaving you 14,000 Chase factors to maybe use for a lodge in San Francisco.
Associated: The very best resorts in San Francisco for a golden getaway
For those who do not need to undergo the extra step of transferring Avios to your Qatar Airways Privilege Membership account, it’s also possible to guide these flights immediately by way of British Airways Membership for 100,000 Avios.
With money charges for this flight at over $1,000 per individual, this is a superb approach to get nice worth out of your Chase factors.
Worth of 100,000 Chase factors: $2,689
Backside line
You will get outsize worth out of your Chase Final Rewards factors by transferring your rewards to airline and lodge companions. This is the reason TPG values this rewards forex so extremely.
The present Chase Sapphire Reserve supply is the all-time welcome bonus we have seen on this card. Now’s a good time to earn 100,000 Final Rewards factors plus a $500 Chase Journey promo credit score to make use of to guide your subsequent dream trip.
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