In case you’re planning a dream getaway quickly, now is a superb time to find out your incomes technique and rack up these factors and miles. One of many best methods to amass a big chunk of rewards is thru bank card welcome bonuses.
United loyalists are in luck as a result of Chase and United have teamed as much as provide the highest-ever bonus on one among their playing cards. The opposite 4 have the best bonuses we have seen previously two years, so now is a superb time to use.
Chase undertook a main overhaul of United’s bank card portfolio in March. The overhaul has introduced primarily constructive modifications to the mid-tier and premium playing cards (with annual charges over $300), whereas it is a blended bag for lower-tier playing cards (these with annual charges beneath $300).
Let’s take a look at every card to see what welcome provides they’re providing proper now, together with some limited-time provides.
Comparability of the United bank card welcome provides
Here is a have a look at United bank card provides at first look:
Card | Welcome provide | Supply worth* | Annual payment |
---|---|---|---|
United Quest℠ Card | For a restricted time, earn 100,000 bonus miles and three,000 PQPs after spending $4,000 within the first three months from account opening. | $1,300 (not together with the worth of the PQPs) | $350 (see charges and charges) |
United Membership℠ Card | Earn 80,000 miles after spending $5,000 on purchases within the first three months of account opening. | $1,040 | $695 (see charges and charges) |
United℠ Explorer Card | Earn 60,000 miles after spending $3,000 on purchases within the first three months of account opening. | $780 | $0 introductory annual payment within the first 12 months; $150 thereafter (see charges and charges) |
United Gateway℠ Card | Earn 20,000 miles after spending $1,000 on purchases within the first three months of account opening. | $260 | $0 (see charges and charges) |
United℠ Enterprise Card | For a restricted time, earn 100,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months of account opening. | $1,300 (not together with the worth of the PQPs) | $150 (see charges and charges) |
United Membership℠ Enterprise Card | For a restricted time, earn 100,000 bonus miles and a couple of,000 PQP after spending $5,000 on purchases within the first three months of account opening. | $1,300 (not together with the worth of the PQPs) | $695 |
*Welcome provide worth is decided utilizing TPG’s July 2025 valuations and isn’t supplied by nor reviewed by the issuer.
The data for the United Membership Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
United Quest
The United Quest Card is the airline’s upper-mid-tier card for frequent flyers. It is best for frequent United flyers who need journey perks with out paying a steep annual payment.
Welcome bonus: For a restricted time, earn 100,000 bonus miles and three,000 Premier qualifying factors after spending $4,000 within the first three months of account opening.
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Primarily based on TPG’s July valuations, this bonus is price $1,300.
That is the highest-ever bonus we’ve got seen on this card with probably the most PQPs ever supplied, so in case you’ve been eyeing this card, now could be the correct time to use.
Annual payment: $350

Incomes charges: Cardholders earn
- 8 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 3 miles earned from having the Quest Card)
- 5 miles per greenback spent on lodge stays booked by way of Famend Lodges and Resorts for United® Cardmembers
- 3 miles per greenback spent on all different eligible United purchases
- 2 miles per greenback spent on different journey purchases, eating and choose streaming purchases
- 1 mile per greenback spent on all different purchases
Key advantages:
- United journey credit score
- Award flight low cost
- Elite standing enhance every year
- First and second checked baggage free
- Lodge, automotive rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- TSA PreCheck/International Entry utility payment credit score
To study extra, learn our full assessment of the United Quest Card.
Apply right here: United Quest
United Membership
The United Membership Card is the top-tier United card. It is aimed toward loyal United flyers who need an elevated expertise when flying United.
Welcome bonus: Earn 80,000 miles after spending $5,000 on purchases within the first three months of account opening. Primarily based on TPG’s July valuations, this bonus is price $1,040.
This provide is the usual provide on the cardboard, so we might recommend ready in case you do not want this card straight away.
Annual payment: $695

Incomes charges: Cardholders earn
- 9 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 4 miles earned from having the Membership Card)
- 5 miles per greenback spent on lodge stays booked by way of Famend Lodges and Resorts if you prepay to your reserving
- 4 miles per greenback spent on all different eligible United purchases
- 2 miles per greenback spent on all different journey purchases
- 2 miles per greenback spent on eating
- 1 mile per greenback spent on all different purchases
Key advantages:
- United Membership membership
- Elite standing enhance every year
- Premier Entry® journey providers
- First and second checked bag free
- Lodge, automotive rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- TSA PreCheck/International Entry utility payment credit score
- Complimentary IHG One Rewards Platinum Elite standing
To study extra, learn our full assessment of the United Membership Card.
Apply right here: United Membership
United Explorer
The United Explorer Card is a superb choice for many who need to get pleasure from United advantages at an affordable value.
Welcome bonus: Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening.
Primarily based on TPG’s July valuations, this bonus is price $780.
That is the usual welcome provide we usually see on this card, nevertheless it nonetheless meets our standards on when to use.
Annual payment: $0 introductory annual payment for the primary 12 months, then $150

Incomes charges: Cardholders earn
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Explorer Card)
- 5 miles per greenback spent on United Lodges
- 2 miles per greenback spent on all different eligible United purchases, different lodge stays (when booked straight) and eating
- 1 mile per greenback spent on all different purchases
Key advantages:
- Inflight low cost
- Precedence boarding
- First checked bag free
- Lodge, automotive rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- Two one-time United Membership passes every year
- TSA PreCheck/International Entry utility payment credit score
To study extra, learn our full assessment of the United Explorer Card.
Apply right here: United Explorer
United Gateway
The entry-level United Gateway Card has no annual payment. It is a good choice for many who fly often with the airline and need to earn United miles.
Welcome bonus: Earn 20,000 miles after spending $1,000 on purchases within the first three months of account opening. Plus, get pleasure from 0% introductory buy APR through the first 12 months; after that, a variable APR of 20.49%-28.99% applies.
Primarily based on TPG’s July valuations, this bonus is price $260.
This provide is the usual provide on the cardboard, so we might recommend ready in case you do not want this card straight away.
Annual payment: $0

Incomes charges:
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Gateway Card)
- 5 miles per greenback spent on United Lodges
- 2 miles per greenback spent on different eligible United purchases, at fuel stations and on native transit and commuting
- 1 mile per greenback spent on all different eligible purchases
Key advantages:
- Inflight low cost
- Particular member pricing (after spending $10,000 in a calendar 12 months)
- First and second checked baggage free (after spending $10,000 in a calendar 12 months)
- Journey cancellation and interruption insurance coverage (in case your journey is canceled or minimize brief by lined causes like illness or harm; as much as $1,500 per individual)
To study extra, learn our full assessment of the United Gateway Card.
Apply right here: United Gateway
United Enterprise
The United Enterprise Card is the extra reasonably priced of the 2 United enterprise playing cards. It is a good selection in case you’re a small-business proprietor watching their funds however eager to earn United miles and revel in some perks when flying.
Welcome bonus: For a restricted time, earn 100,000 bonus miles and a couple of,000 PQPs after spending $5,000 within the first three months of account opening. Primarily based on TPG’s July valuations, this bonus is price $1,300 (not together with the worth of the PQPs).
That is 25,000 miles increased than the normal bonus with the addition of the bonus PQPs and it meets our standards on when to use.
Annual payment: $150

Incomes charges:
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the United Enterprise Card)
- 5 miles per greenback spent on United Lodges
- 2 miles per greenback spent on all different eligible United purchases, native transit and commuting, fuel stations, workplace provide shops, eating places (together with eligible supply providers)
- 1 mile per greenback spent on all different eligible purchases
Key advantages:
- Precedence boarding
- First checked bag free
- FareLock assertion credit score
- Lodge, automotive rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- Two one-time United Membership passes every year
- United journey credit score (after 5 United flight purchases of $100 or extra every per calendar 12 months)
To study extra, take a look at our full assessment of the United Enterprise Card.
Apply right here: United Enterprise
United Membership Enterprise
The United Membership Enterprise Card is the upper tier of the 2 United enterprise playing cards. It is suited to high-spending small-business house owners who need premium perks with United.
Welcome bonus: For a restricted time, earn 100,000 bonus miles and a couple of,000 PQPs after spending $5,000 within the first three months of account opening. Primarily based on TPG’s July valuations, this bonus is price $1,300 (not together with the worth of the PQPs).
That is barely increased than the normal bonus supplied on this card and meets our standards on when to use.
Annual payment: $695

Incomes charges: Cardholders earn
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the United Membership Enterprise Card)
- 5 miles per greenback spent on lodge stays booked by way of Famend Lodges and Resorts if you prepay to your reserving
- 2 miles per greenback spent on all different eligible United purchases
- 1.5 miles per greenback spent on all different eligible purchases
Key advantages:
- United Membership membership
- FareLock assertion credit score
- Elite standing enhance every year
- Premier Entry journey providers
- First and second checked bag free
- Lodge, automotive rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
Be taught extra: United Membership Enterprise Card
Associated: United Enterprise Card vs. the United Membership Enterprise Card
Learn how to maximize United MileagePlus miles
Whereas United’s dynamic award chart could make it tough to attain high-value redemptions, the airline does provide some strong advantages for loyal flyers. Its award gross sales present glorious redemption choices, generally beginning at just some thousand miles per ticket.
The airline additionally would not impose gas surcharges on award tickets (which might simply prevent lots of of {dollars}).

It is also a Chase switch companion, which may also help you earn United miles throughout a number of bank cards. The airline’s Star Alliance membership means you’ll be able to redeem miles with greater than 25 airways, together with Air New Zealand, Lufthansa and Turkish Airways.
By making the most of low-cost home award tickets (resembling flying from Houston to Orlando for as little as 3,500 miles, you’ll be able to stretch the miles you earn along with your bank cards that can assist you plan your upcoming journeys.
Or, go large and begin saving miles towards a elaborate United Polaris business-class flight.
Backside line
Profiting from a United welcome bonus can get you nearer to your subsequent journey, and also you solely have a restricted time to earn a few of these provides.
Earlier than making use of, make sure you’re conscious of Chase’s 5/24 rule: If in case you have opened 5 or extra accounts previously 24 months, you could have issue getting permitted for these playing cards.
In case you’re profitable in making use of, you will be effectively in your strategy to a extra elevated expertise when flying with United and its companion airways.
Apply right here: United Membership
Apply right here: United Quest
Apply right here: United Explorer
Apply right here: United Gateway
Apply now: United Enterprise
Be taught extra: United Membership Enterprise