It is no surprise that TPG staffers (and our readers) love American Categorical Membership Rewards factors.
Whether or not you need to redeem your Amex factors for an inexpensive and cheerful lodge room or fly first-class to Asia, you’ll be able to switch Amex factors to a powerful 17 airline companions and three lodge companions. Plus, Membership Rewards factors are tremendous straightforward to earn and redeem.
When redeemed with companions, TPG estimates you will get at the least 2 cents per level in worth, as of July 2025.
Preserve studying to be taught all the pieces it is advisable to learn about American Categorical Membership Rewards switch companions, together with some redemption choices. This may assist you to decide the perfect methods to maximise your Amex factors to your subsequent journey.
Easy methods to earn American Categorical Membership Rewards factors
You want an eligible American Categorical card to earn Membership Rewards factors.
A number of fashionable Membership Rewards-earning playing cards presently supply beneficiant welcome bonuses:
The Platinum Card from American Categorical
Welcome supply: New candidates for The Platinum Card® from American Categorical can discover out their supply and see if they’re eligible to for as excessive as 175,000 bonus factors after spending $8,000 on purchases inside the first six months of card membership. Welcome provides fluctuate, and also you will not be eligible for a suggestion.
Annual charge: $695 (see charges and costs)
Incomes charges:
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- 5 factors per greenback spent on airfare bought straight with airways or by means of American Categorical Journey® (on as much as $500,000 on these purchases per calendar 12 months, then 1 level per greenback)
- 5 factors per greenback spent on pay as you go motels booked with Amex Journey
- 1 level per greenback spent on different purchases
For extra data, learn our full assessment of the Amex Platinum.
Apply right here: American Categorical Platinum
American Categorical Gold Card
Welcome supply: New candidates for the American Categorical® Gold Card can discover out their supply and see if they’re eligible to for as excessive as 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Welcome provides fluctuate and also you will not be eligible for a suggestion.
Annual charge: $325 (see charges and costs)
Incomes charges:
- 4 factors per greenback spent at eating places worldwide (on as much as $50,000 in purchases per calendar 12 months, then 1 level per greenback)
- 4 factors per greenback spent at U.S. supermarkets (on the primary $25,000 in purchases per calendar 12 months, then 1 level per greenback)
- 3 factors per greenback spent on airfare bought straight with airways or by means of amextravel.com
- 2 factors per greenback spent on pay as you go motels and different eligible purchases booked on amextravel.com
- 1 level per greenback spent on different eligible purchases
For extra data, learn our full assessment of the Amex Gold.
Apply right here: American Categorical Gold Card
The Enterprise Platinum Card from American Categorical
Welcome supply: New candidates for The Enterprise Platinum Card® from American Categorical can earn 150,000 bonus factors after spending $20,000 on eligible purchases with the Enterprise Platinum Card inside the first three months of card membership.
Annual charge: $695 (see charges and costs)
Incomes charges:
- 5 factors per greenback spent on flights and pay as you go motels booked by means of Amex Journey
- 1.5 factors per greenback spent in choose enterprise classes and eligible purchases of $5,000 or extra (on as much as $2 million of those purchases per calendar 12 months, then 1 level per greenback)
- 1 level per greenback spent on different eligible purchases
For extra data, learn our full assessment of the Amex Enterprise Platinum card.
Apply right here: American Categorical Enterprise Platinum
American Categorical Enterprise Gold Card
Welcome supply: New candidates for the American Categorical® Enterprise Gold Card can earn 100,000 bonus factors after spending $15,000 on purchases within the first three months of card membership.
Annual charge: $375 (see charges and costs)
Incomes charges:
- 4 factors per greenback spent within the two eligible classes your enterprise spends probably the most every billing cycle, from six eligible classes, on the primary $150,000 in mixed purchases every calendar 12 months (then 1 level per greenback spent)
- 3 factors per greenback spent on flights and pay as you go motels booked by means of amextravel.com
- 1 level per greenback spent on different eligible purchases
For extra data, learn our full assessment of the Amex Enterprise Gold.
Apply right here: American Categorical Enterprise Gold
American Categorical Inexperienced Card
Welcome supply: Earn 40,000 bonus factors after spending $3,000 on purchases inside the first six months of card membership.
Annual charge: $150
Incomes charges:
- 3 factors per greenback spent on eating at eating places worldwide (together with takeout and supply within the U.S.)
- 3 factors per spent greenback on journey and transit
- 1 level per greenback spent on different eligible purchases
For extra data, learn our full assessment of the Amex Inexperienced Card.
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: Greatest frequent flyer applications for US vacationers
Do Amex Membership Rewards expire?
Membership Rewards factors don’t expire. Nonetheless, if you happen to shut your account or American Categorical closes it itself, you’ll forfeit any remaining factors you may have. That is simply one of many causes we encourage all factors and miles fans to keep away from hoarding factors.
If Amex determines that you just’re abusing your entry to Membership Rewards factors, reminiscent of by promoting them to others, they might restrict or shut your account.
What are the Amex Membership Rewards switch companions?
American Categorical has 17 airline and three lodge switch companions. These companions embody at the least one helpful choice in every main airline alliance: SkyTeam, Star Alliance and Oneworld.
You may switch your Membership Rewards factors to the next airline applications:
It is vital to notice that Hawaiian Airways was once a switch accomplice, however that ended on June thirtieth.
There are additionally three lodge switch accomplice choices:
Associated: Greatest lodge rewards applications on this planet: Which one is best for you?
Easy methods to switch Membership Rewards to companions
In case you want to switch your Membership Rewards, you will want an open and legitimate Amex account. You may then hyperlink every switch accomplice in your Membership Rewards account and switch Membership Rewards factors in increments of 1,000 to any accomplice you want, with a minimal of 1,000 factors.
American Categorical provides bonuses on transfers to pick out companions infrequently.
Nonetheless, there are a number of vital restrictions to concentrate on:
- Transfers to journey companions are non-reversible, so be sure you are sure you may have a use for the factors earlier than you switch them.
- The primary and final names have to be the identical in your Amex account and loyalty program accounts.
- You may solely switch factors to your loyalty program accounts or these of licensed customers on the cardboard. Nonetheless, stated licensed customers have to be in your account for at the least 90 days earlier than they’re eligible for transfers.
- You are charged a federal excise tax offset charge whenever you transfer Amex factors to U.S. frequent flyer applications — particularly, Delta SkyMiles and JetBlue TrueBlue. That is 60 cents (or 120 factors) for each 1,000 factors you switch, as much as a most of $99 (or 19,800 factors). Nonetheless, you’ll be able to doubtlessly keep away from this charge through the use of different companions like Virgin Atlantic to guide a Delta flight.
Associated: Easy methods to switch bank card rewards to accomplice applications
Is it price it to switch Membership Rewards factors?
With so many alternative choices, deciding the place and when to switch your Membership Rewards factors could be troublesome. The wonderful thing about transferable factors is that you would be able to hold them in your Amex account till you resolve the place and when to switch them.
With the precise redemption, your factors will likely be price considerably greater than if you happen to used them for different redemptions, like money again or present playing cards. At TPG, we all the time assume transferring your rewards is price it, whether or not you are reserving a dream journey or a yearly household trip.
For some inspiration, listed below are 5 of our favourite switch choices:
- E-book ANA first-class flights to Japan with Virgin Atlantic: You may guide a one-way flight to Japan flying ANA from the U.S. West Coast for 52,500 factors (enterprise class) or 72,500 factors (first-class).
- E-book Oneworld financial system flights utilizing British Airways Avios: Many routes from the East Coast to Dublin on Aer Lingus could be booked in financial system class for simply 26,000 Avios round-trip on off-peak dates by transferring your Membership Rewards to British Airways. You may as well fly short-haul outdoors North America for as few as 5,000 Avios.
- Fly round-trip to Madrid on Iberia: Regardless of a latest devaluation, Iberia continues to be a stable candy spot for business-class flights from the northeast U.S. to Spain, with simply 40,050 miles every approach on off-peak dates whenever you guide by means of Iberia Membership.
- Fly Singapore Airways premium lessons by transferring Membership Rewards to KrisFlyer: You may fly the first-class suites on the Airbus A380 for 93,500 factors if you happen to guide a one-way flight between Singapore Changi Airport (SIN) and Sydney Airport (SYD). Whereas Singapore now not flies the A380 to the U.S., you’ll be able to nonetheless guide first-class on the service’s 777-300ER from New York to Frankfurt for 97,000 factors. You may typically even see business-class awards on choose routes included within the service’s Spontaneous Escapes promotion.
- Switch to Flying Blue for flights to Europe and North Africa: Flying Blue is Air France and KLM’s joint loyalty program. Flights to Europe begin at 20,000 miles one-way in financial system and 60,000 miles one-way in enterprise class. Additionally, look out for this system’s month-to-month Promo Rewards, the place choose routes are discounted for last-minute journey.
Backside line
American Categorical Membership Rewards factors are a number of the most useful factors in the marketplace. That is primarily because of Amex’s intensive choice of airline and lodge switch companions.
There are many useful methods to make use of them, and the flexibleness to resolve when, the place and what number of factors to switch at your comfort is without doubt one of the the reason why we price this rewards foreign money so extremely.
Associated: This may be the perfect Amex card combo: Amex Gold and Amex Enterprise Platinum
For charges and costs of the Amex Platinum Card, click on right here.
For charges and costs of the Amex Gold Card, click on right here.
For charges and costs of the Amex Enterprise Platinum Card, click on right here.
For charges and costs of the Amex Enterprise Gold Card, click on right here.
