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PulseReporter > Blog > Travel > The right way to earn Marriott elite standing with a cobranded card
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The right way to earn Marriott elite standing with a cobranded card

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Last updated: June 20, 2025 8:53 pm
Pulse Reporter 9 hours ago
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The right way to earn Marriott elite standing with a cobranded card
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Contents
Incomes Marriott elite qualifying nightsMarriott Bonvoy Silver EliteMarriott Bonvoy Gold EliteMarriott Bonvoy Platinum EliteSpending on the Bonvoy Boundless cardDifferent methods to earn Marriott elite nightsBackside line

Whereas your financial savings will depend upon how typically you journey, elite standing perks can simply prevent tons of — and even hundreds — of {dollars} annually. So why not begin forward yearly simply by opening a bank card?

The Marriott Bonvoy program has the biggest footprint worldwide, with greater than 8,500 properties in nearly 140 nations. Breaking it down, there are 5 ranges of elite standing, three of which one can earn with a bank card:

  • ​​Silver Elite: 10 elite nights
  • Gold Elite: 25 elite nights
  • Platinum Elite: 50 elite nights
  • Titanium Elite: 75 elite nights
  • Ambassador Elite: 100 elite nights plus $23,000 in annual qualifying spending

Let’s take a more in-depth take a look at how one can earn Marriott elite standing with bank cards, all the best way as much as Titanium Elite.

Incomes Marriott elite qualifying nights

One of many coveted perks of Marriott cobranded playing cards is the automated elite night time credit you obtain annually simply by holding a card, sometimes between 5 and 25 nights.

Higher but, you may stack elite nights by holding each a private and enterprise Marriott card. For instance, when you’ve got a enterprise card that gives 15 elite nights and a private card that gives 25, you may begin the 12 months with 40 elite qualifying nights earned from bank cards alone. That is simply 35 nights away from Titanium Elite standing.

RITZ-CARLTON, MALDIVES FARI ISLANDS/FACEBOOK

Nonetheless, it is vital to notice which you can’t stack elite nights from a number of private playing cards — just one will rely. Additional, you should be the first cardholder on a enterprise and shopper card to mix them.

This is what number of elite nights you may earn with every Marriott cobranded card:

*The data for these playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

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Associated: Marriott Bonvoy Sensible American Categorical Credit score Card evaluation

Marriott Bonvoy Silver Elite

You possibly can earn Silver Elite standing with 10 elite qualifying nights. The standing tier is included with the next playing cards:

Associated: Free nights and straightforward standing: Why I’ve 3 Marriott Bonvoy bank cards and pay over $1,200 in annual charges

Marriott Bonvoy Gold Elite

Marriott Gold Elite standing is usually earned after 25 elite qualifying nights in a calendar 12 months.

The tier consists of enhanced facilities corresponding to space-available room upgrades, a welcome present and 25% extra factors again (obtainable for qualifying charges). Gold Elite standing can go a great distance, even in case you are an rare visitor at Marriott properties.

CHRIS DONG/THE POINTS GUY

Vacationers can obtain Marriott Gold standing by quite a few bank cards, together with:

Associated: Information to Marriott and Hilton elite standing with the Amex Platinum and Enterprise Platinum

Marriott Bonvoy Platinum Elite

Marriott Bonvoy Platinum Elite is the third tier within the Bonvoy program, and you’ll attain it after passing 50 elite qualifying nights in a calendar 12 months.

Marriott Bonvoy Sensible cardholders obtain complimentary Platinum Elite standing, unlocking premium perks with out the keep requirement. With elite perks corresponding to annual Selection Advantages, enhanced room upgrades, a devoted help line and free breakfast at choose properties, one can shortly come out forward with time and money saved.

Breakfast at Le Meridien Maldives. KATIE GENTER/THE POINTS GUY

There are two methods to earn Platinum Elite standing by holding a bank card: Hit spending thresholds or be a Marriott Bonvoy Sensible American Categorical cardmember.

Card Issuer Annual payment Spending threshold
Marriott Bonvoy Sensible American Categorical Card American Categorical $650 Included
The Ritz-Carlton Credit score Card Chase $450 Lets you earn Platinum Elite standing once you spend $75,000 on purchases every account 12 months

Associated: Marriott Platinum Elite advantages, and how one can earn this beneficial standing

Spending on the Bonvoy Boundless card

One last method to earn elite qualifying nights by bank cards is to achieve larger spending on the Bonvoy Boundless card.

For each $5,000 spent on the cardboard, you may accrue 1 elite qualifying night time. Whereas $5,000 is quite a bit, it could assist in case you are near your subsequent standing earlier than your subsequent journey. It additionally ought to be famous that there are not any caps on this perk, so you may spend your method to Titanium Elite standing when you’ve got sufficient bills.

MATTHEW NG/GETTY IMAGES

Paired with a Bonvoy Enterprise and Bonvoy Sensible card, you might spend $175,000 in your Bonvoy Boundless card to earn Titanium Elite standing. That is loads of spending, nevertheless it might make sense when you’ve got loads of reimbursable enterprise bills or in any other case must spend some huge cash on a bank card.

Nonetheless, there’s a big alternative price related to spending on the Boundless card. For instance, spending $5,000 earns simply 10,000 Marriott Bonvoy factors, price $70 per TPG’s June 2025 valuations. By comparability, in the event you put that very same spend on a Capital One Enterprise Rewards Credit score Card to earn 2 Capital One miles per greenback spent, you’d earn 10,000 Capital One miles, price $185 based on our valuations.

With that in thoughts, you need to solely spend in your Boundless card in the event you’re only a few nights in need of the following elite standing tier. In any other case, you may be giving up vital worth.

It is also price noting that the Marriott Bonvoy Premier Credit score Card — not open to new candidates — earns 1 elite night time credit score per $3,000 spent.

Associated: Marriott Bonvoy: The right way to earn and redeem factors, elite standing and extra

Different methods to earn Marriott elite nights

Do not forget — award nights and free night time certificates additionally rely towards elite standing.

So, whether or not you redeem Marriott factors or use the free night time certificates included with many cobranded bank cards, each night time strikes you nearer to your required elite standing tier.

EDGARDO CONTRERAS/MARRIOTT PUERTO VALLARTA RESORT AND SPA/FACEBOOK

So, when mapping out your Marriott elite standing qualification technique, be sure you think about any free night time awards you intend to make use of. In case you have three free night time certificates from varied Marriott cobranded bank cards, take into account that three nights nearer to your subsequent Marriott elite standing tier.

Associated: Evaluating the very best lodge elite standing tiers and how you can earn them in 2025

Backside line

Beginning the 12 months with zero elite qualifying nights can really feel daunting, nevertheless it does not should be — by strategically holding Marriott cobranded bank cards, you can begin annually with as much as 40 elite qualifying nights in your account.

Whereas which will require paying a couple of annual charges, the perks and financial savings unlocked by elite standing can simply outweigh the price, doubtlessly saving you hundreds of {dollars} annually.

For charges and charges of the Marriott Bonvoy Sensible card, click on right here.
For charges and charges of the Marriott Bonvoy Enterprise card, click on right here.
For charges and charges of the Marriott Bonvoy Bevy card, click on right here.
For charges and charges of the Amex Platinum card, click on right here.
For charges and charges of the Enterprise Platinum card, click on right here.

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