The Capital One bank cards that earn transferable miles

When you could affiliate Capital One with its fixed-value rewards, permitting you to redeem your factors for assertion credit or to offset journey purchases, there’s one other manner to make use of your miles that may present larger worth.

Lately, Capital One miles have gained further switch companions and improved the switch ratios of others, changing into a powerful transferable rewards forex.

Listed below are the bank cards that earn transferable Capital One miles, the present listing of switch companions and some concepts on utilizing your miles.

Capital One switch companions

Earlier than discussing Capital One playing cards that earn transferable miles, let’s first have a look at the obtainable switch companions and the switch ratios:

Associated: Your final information to Capital One’s airline and lodge switch companions

When you’re questioning how lengthy these transfers take, take a look at this information: How lengthy do Capital One miles transfers take? And if you wish to study extra about one of many packages within the listing above, click on on its title.

Favourite makes use of of Capital One miles

Maybe you do not see your favourite airline or lodge program on the listing above. Does that imply it is not price amassing Capital One miles? Hardly.

Associated: How (and why) you have to be incomes plenty of Capital One miles

Think about pricing for a Lufthansa first-class flight utilizing LifeMiles. You may pay 120,000 miles plus $174.60 for this luxurious journey from Frankfurt to Los Angeles.

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Utilizing United miles, you’d pay 165,000 miles plus $152.40 — a rise of 45,000 miles.

When you’ve dreamt of a round-the-world ticket, you need to use Capital One miles to e-book your journey with Cathay Pacific (for Oneworld Airways) and Aeromexico (for SkyTeam Airways). I’ve paid 185,000 Asia Miles for a business-class itinerary departing Los Angeles and stopping in South Korea, Vietnam, Pakistan, Iran and Israel earlier than returning dwelling.

Associated: Ideas and methods to get most worth out of your Capital One miles

It is also price listening to Flying Blue Promo Rewards. These are discounted award redemptions on Air France and KLM, rotating month-to-month and providing unimaginable worth on each intra-Europe and long-haul flights.

Associated: How one can switch Capital One miles to airline companions

In the end, the airline you need to fly on is much less vital than the way you e-book that flight; it is price incomes Capital One’s model of transferable miles even when the airline you need to fly is not a switch associate.

Associated: How (and why) you must earn transferable factors

Capital One private bank cards that earn transferable miles

The next bank cards earn Capital One transferable miles:

Clearly, how (and the way rapidly) you earn miles varies by card. It is also price stating you could accrue much more miles by changing rewards from Capital One cash-back playing cards into miles.

Capital One enterprise bank cards that earn transferable miles

Capital One additionally has small-business bank cards incomes transferable miles. Think about the next:

The data for the Spark Miles Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

You possibly can switch miles from what you are promoting card to the identical companions talked about above. Private and enterprise bank cards from Capital One use the identical companions for transferable miles.

Backside Line

TPG’s August 2024 valuations mark Capital One miles at 1.85 cents apiece, due to its listing of switch companions and the worth they will present. You need to use these miles throughout a number of lodge and airline packages, even leveraging airline partnerships to e-book flights for airways that are not Capital One switch companions. A number of Capital One bank cards earn transferable miles. The incomes charges, advantages and welcome bonuses differ by card, so look by the listing above to search out the one which’s best for you.

For Capital One merchandise listed on this web page, a number of the advantages could also be offered by Visa® or Mastercard® and will differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.