The Platinum Card® from American Specific has lengthy been one of many finest premium journey rewards playing cards, due to its lengthy record of advantages, sturdy incomes fee on flight purchases and strong welcome bonus. American Specific just lately introduced {that a} main revamp of the cardboard is within the works, although particulars are scant for now.
Within the interim, Amex simply launched a brand new and doubtlessly profitable supply on the Platinum Card: Discover out your supply and see in case you are eligible to earn as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome presents differ and also you is probably not eligible for a suggestion.
It might be value making use of for the cardboard now with its $695 annual price (see charges and costs) as a result of, in accordance with previous annual price will increase to the cardboard, a $1,000 annual price might quickly be upon us.
Let’s assessment this newest Amex Platinum supply and analyze whether or not it is value making use of for.
Amex Platinum welcome supply
American Specific has a brand new strategy to welcome presents for the Amex Platinum: It asks candidates to use for the cardboard earlier than they know the precise welcome supply they’re going to obtain.
As famous above, new Amex Platinum Card candidates can earn a welcome bonus as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership— value as much as $3,500, in accordance with TPG’s June 2025 valuations. This is likely one of the highest bonuses a brand new cardmember can earn in the event that they’re focused for the highest one — although observe that welcome presents differ, and also you is probably not eligible for one in any respect.
The precise welcome bonus supply will likely be proven after submitting the appliance, although whatever the bonus quantity, the minimal spending requirement and month-to-month timeframe will keep the identical.
The silver lining right here is that the customized welcome supply proven is not going to have an effect on your credit score rating, as Amex makes use of a mushy credit score verify once you apply. For those who’re pleased with the welcome supply and settle for, then a tough inquiry will likely be made in your credit score report. Nonetheless, you may decline to proceed if you wish to wait.
That is particularly vital given Amex’s one-bonus-per-lifetime restriction.
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Associated: What’s the distinction between a tough and mushy pull in your credit score report?
Amex Platinum advantages overview
The Amex Platinum‘s $695 annual price might set off some sticker shock. However once you dive into its mile-long record of advantages, there’s the potential to recoup that worth:
Incomes charges
- 5 factors per greenback on flights booked straight with the airline or via American Specific Journey® on as much as $500,000 in purchases per calendar 12 months (then 1 level per greenback)
- 5 factors per greenback on pay as you go lodges booked with Amex Journey
- 1 level per greenback on different purchases
Assertion credit
- As much as a $300 assertion credit score towards a SoulCycle at-home bike (an Equinox+ membership is required to buy a SoulCycle at-home bike)*
- As much as $300 Equinox credit score per calendar 12 months on Equinox or Equinox+ app memberships (topic to auto-renewal)*
- As much as $240 digital leisure credit score per calendar 12 months, within the type of as much as $20 in month-to-month assertion credit once you pay for eligible purchases with choose subscription companies
- As much as $200 resort credit score per calendar 12 months, within the type of an announcement credit score on pay as you go Amex Positive Inns + Resorts or The Resort Assortment bookings (requires a minimal two-night keep) with Amex Journey once you pay together with your Amex Platinum*
- As much as $200 airline price credit score per calendar 12 months*
- As much as $200 in Uber Money per calendar 12 months within the type of $15 in Uber credit for eating or rides within the U.S. every month, with an as much as $20 bonus in December (add your Amex Platinum Card to your Uber account and redeem with any Amex card.)*
- As much as $199 annual Clear Plus credit score in your Clear Plus membership (topic to auto-renewal)*
- As much as a $155 assertion credit score that covers the price of one month-to-month Walmart+ membership when paying with the Amex Platinum (plus relevant taxes; topic to auto-renewal; Plus Ups excluded)
- A $120 software price credit score for International Entry ($120) each 4 years or TSA PreCheck (as much as $85) each 4½ years
- As much as $100 in credit at Saks every calendar 12 months (as much as $50 for January to June and as much as $50 for July to December)*
Different perks
*Enrollment required for choose advantages; phrases apply.
**Eligibility and Profit degree varies by Card. Phrases, Circumstances and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars.
Associated: Amex Platinum assessment
Backside line
The present Amex Platinum welcome supply might be value as excessive as $3,500 — greater than 5 occasions the cardboard’s annual price. Some new cardholders could possibly be focused for a welcome bonus as excessive as 175,000 bonus factors, so it is value a attempt to see in case you have an enormous lump sum of factors ready for you.
The Amex Platinum is likely one of the finest journey playing cards in the marketplace, and making use of for the cardboard now may assist pay for upgraded experiences in your journeys down the street. Since Amex solely means that you can earn one welcome bonus per lifetime on every card, it is vital to attempt to apply when there is a excessive welcome bonus, so see if you happen to’re focused for a strong supply in the present day.
Apply right here: The Platinum Card from American Specific
For charges and costs of the Amex Platinum Card, click on right here.
