Marriott Bonvoy Daring Credit score Card evaluation: Full particulars

Marriott Bonvoy Daring Credit score Card overview

The Marriott Bonvoy Daring® Credit score Card (see charges and charges) is Marriott’s entry-level private cobranded bank card. This no-annual-fee card presents a option to begin incomes Marriott Bonvoy factors and provides cardholders a jump-start on attaining elite standing. Nonetheless, frequent Marriott company are higher off with a card that expenses an annual price and presents extra perks. Card score*: ⭐⭐½

*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

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The Marriott Bonvoy Daring is the one no-annual-fee card within the Marriott Bonvoy household.

As they are saying, you get what you pay for, and that is true relating to bank cards, too. Consequently, the Bonvoy Daring sacrifices some incomes potential and well-liked advantages to compensate for the shortage of an annual price in comparison with its higher-priced counterparts.

Nonetheless, this generally is a nice possibility for somebody simply stepping into journey who desires to reap the advantages of Marriott Silver Elite standing throughout lodge stays.

We suggest a credit score rating of a minimum of 670 to have the most effective likelihood for approval.

This is what else you should know concerning the card if you wish to apply.

Marriott Bonvoy Daring professionals and cons

Marriott Bonvoy Daring welcome supply

For a restricted time, new cardholders can earn 60,000 bonus factors plus one free evening award (valued at as much as 50,000 factors) after spending $2,000 within the first three months of account opening.

Based on TPG’s June 2025 valuations, these 60,000 factors and the free evening award are price as much as $770.

This matches the highest welcome bonus we have seen on the cardboard, which was final supplied just a little over two months in the past. In case you have been eyeing this card, now is a good time to use for it.

Moreover, it is vital to notice that so as to be eligible for approval, you could:

Cobranded Marriott playing cards have notoriously complicated eligibility necessities, and the Marriott Bonvoy Daring additionally falls below them. Earlier than making use of, you’ll want to examine your eligibility, as these necessities sometimes require you to not maintain one other Marriott cobranded card or have acquired a welcome bonus on one other Marriott cobranded card for a sure time frame.

Associated: The final word information to bank card utility restrictions

Marriott Bonvoy Daring advantages

The Marriott Bonvoy Daring card comes with computerized Silver Elite standing. This Bonvoy standing features a 10% bonus on factors earned throughout stays, precedence late checkout, complimentary in-room Wi-Fi and a reservation assure.

The cardboard additionally comes with 5 elite evening credit per yr. These elite evening credit may also help you progress to the next standing degree that gives extra useful perks when staying at Marriott properties.

Moreover, cardholders obtain the next advantages:

• Baggage delay insurance coverage: You may get reimbursed as much as $100 each day for as much as 5 days for eligible important purchases made due to a baggage delay over six hours.
• Misplaced baggage reimbursement: You are coated as much as $3,000 per passenger in case your or a right away member of the family’s checked or carry-on baggage is broken, stolen or misplaced by the service.
• Journey delay reimbursement: In case your flight is delayed greater than 12 hours or requires an in a single day keep, you may be coated as much as $500 per traveler for unreimbursed bills, comparable to meals and lodge prices.
• Buy safety: This covers your new purchases for 120 days in opposition to harm or theft (as much as $500 per merchandise).
• Concierge: Visa Signature concierge service is accessible 24 hours a day that can assist you ebook leisure tickets, make dinner reservations and extra.

It is uncommon to search out no-annual-fee bank cards that supply baggage and journey delay protection, making the Marriott Bonvoy Daring extra engaging for vacationers who use it to pay for journey.

Associated: Must you get journey insurance coverage when you have bank card safety?

Incomes factors on the Marriott Bonvoy Daring

The Marriott Bonvoy Daring earns:

Do not forget that the three factors per greenback you earn on Marriott lodge stays are along with the factors you earn by the Bonvoy program. Between the ten base factors and the additional 10% from Silver Elite standing, you may earn as much as 14 complete factors per greenback spent on eligible Bonvoy lodge stays with the Bonvoy Daring card. This equates to a 9.8% return on spending based mostly on TPG’s June 2025 valuations.

It is price mentioning that these incomes charges do not evaluate favorably to any of the opposite Marriott Bonvoy bank cards. All the opposite Marriott playing cards supply larger incomes charges on each Marriott stays and on a regular basis spending (and a few have just a few different bonus classes).

In case you have a basic journey bank card, such because the Chase Sapphire Most well-liked® Card (see charges and charges) or the Capital One Enterprise Rewards Credit score Card, you may be higher off utilizing a kind of playing cards for many journey purchases.

Associated: Your full information to incomes Marriott Bonvoy factors

Redeeming factors on the Marriott Bonvoy Daring

With Bonvoy bank cards, you may normally get essentially the most worth out of your factors once you use them for award stays at eligible Bonvoy accommodations. That is actually the case with the Bonvoy Daring.

A pleasant profit to redeeming Marriott factors for award stays is that you’re going to get a fifth evening free at eligible properties, saving you 20% on five-night stays.

Learners who might not have large factors balances for redemptions may also make the most of Marriott’s Money + Factors redemption choices, the place you should utilize factors to pay for a part of your lodge keep and use money to cowl the remaining.

Katie Genter, TPG’s senior factors and miles author, spent 5 nights at Le Meridien N’Fis in Marrakech, Morocco, for simply 52,500 Marriott Bonvoy factors by making the most of the “Keep for five, Pay for 4” function.

Associated: Free nights and simple standing: Why I’ve 3 Marriott Bonvoy bank cards and pay over $1,200 in annual charges

Transferring factors on the Marriott Bonvoy Daring

In contrast to many different hotel-branded playing cards, the Bonvoy Daring has first rate switch choices.

You possibly can switch your Marriott factors to a powerful checklist of practically 40 airline companions, sometimes at a 3:1 ratio. That is not often the most effective redemption possibility, however it may be helpful to prime off factors or miles balances with airline packages that don’t have any different switch companions, comparable to Korean Air SkyPass.

Plus, for each 60,000 factors you switch, you may obtain a 5,000-mile bonus with most companions.

Associated: Must you switch lodge factors to airline companions?

Which playing cards compete with the Marriott Bonvoy Daring?

If you need extra Marriott Bonvoy perks or favor completely different rewards, think about one in every of these options:

For extra choices, see our checklist of the greatest Marriott Bonvoy bank cards and the greatest lodge bank cards.

Associated: Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless: Which newbie Marriott card is greatest for you?

Is the Marriott Bonvoy Daring price it?

Since there is no annual price to justify, newcomers might discover sufficient worth within the Bonvoy Daring‘s computerized Silver Elite standing to make the cardboard worthwhile. Nonetheless, anybody who stays at Marriott properties recurrently and is keen to pay an annual price is best off utilizing their Chase 5/24 slot for a Marriott card with extra strong advantages.

Backside line

Whereas the Marriott Bonvoy Daring presents some first rate worth for newcomers, you may possible get extra worth from different journey bank card choices, particularly once you take a look at the total lineup of Marriott Bonvoy playing cards.

These different playing cards supply rewards charges and extra perks that greater than make up for his or her annual charges. Nonetheless, true newcomers (and perhaps these in opposition to including one other annual price to their wallets) might discover stable worth within the Bonvoy Daring.

Whereas it isn’t the most rewarding card in the marketplace, it may be a helpful entry level into the Marriott Bonvoy program, particularly for these trying to keep away from annual charges.

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Apply right here: Marriott Bonvoy Daring

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