The Enterprise Platinum Card® from American Specific gives frequent vacationers a number of methods so as to add luxurious to their journey plans. From flight reductions to resort elite standing and a complete airport lounge entry profit, the Amex Enterprise Platinum Card delivers unparalleled journey perks that you would be able to solely discover with a premium journey rewards card. Enrollment is required for choose advantages; phrases apply.
The cardboard includes a $695 annual charge (see charges and costs). Nevertheless, the plethora of journey perks and a beneficiant welcome bonus for brand spanking new candidates can offset this charge.
Let’s dig into one in every of my favourite advantages of the cardboard — the Pay with Factors perk — which supplies me a reduction on business- and first-class flights.
Associated: Is the Amex Enterprise Platinum well worth the annual charge?
An outline of the Amex Enterprise Platinum
Listed here are just some of the dear options that accompany the Amex Enterprise Platinum:
Enrollment is required for choose advantages; phrases apply.
Mixed, these three advantages alone can greater than offset the cardboard’s annual charge. However the perks do not cease there.
Further journey advantages embrace entry to Amex Centurion Lounges and Delta Sky Golf equipment (when flying on same-day Delta flights)*, resort elite standing with Hilton Honors and Marriott Bonvoy (enrollment required) and cellphone safety**.
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Proper now, new cardmembers can earn 150,000 bonus factors after spending $20,000 on eligible purchases with the cardboard inside the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked instantly with airways or via American Specific Journey within the first three months of card membership. You’ll be able to earn one or each of those gives. Supply ends June 30.
However the one Amex Enterprise Platinum perk I maintain close to and pricey to my coronary heart is the Pay with Factors bonus.
*Eligible Platinum Card Members will obtain 10 Visits per Eligible Platinum Card per yr to the Delta Sky Membership or to Seize and Go when touring on a same-day Delta-operated flight.
**Eligibility and profit ranges fluctuate by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
Associated: The whole lot it is advisable find out about Amex Pay with Factors
What’s the Amex Pay with Factors bonus?
Most travel-focused premium playing cards provide flight-related advantages or credit, resembling reimbursing you for charges incurred when touring all year long. However the Amex Enterprise Platinum has a singular airfare bonus for anybody who redeems their Membership Rewards factors to pay for qualifying flights via Amex Journey.
By using the Pay with Factors perform to pay for airfare via Amex Journey, Membership Rewards factors are value 1 cent apiece. On the face of it, that is not too thrilling; TPG’s Might 2025 valuations place Membership Rewards factors at 2 cents apiece when using Amex’s many airline and resort switch companions.
Nevertheless, the Amex Enterprise Platinum card gives a singular perk: you may get 35% of your factors again on first- or business-class tickets on any airline or an economic system ticket on one airline of your alternative.
When utilizing this profit, you may stand up to 1 million factors again every calendar yr, that means you would wish to make use of 2,857,143 factors to pay for flights with Amex Journey earlier than exhausting this profit in a yr.
You may also use the Pay with Factors characteristic towards purchases in your card, reward card purchases and automobile rental and resort bookings via Amex Journey, however you’ll be redeeming factors at lower than 1 cent every, nicely beneath the two cents apiece that TPG values Membership Rewards factors, so utilizing it towards airfare is a greater proposition.
These Amex playing cards for small companies that supply a Pay with Factors bonus, providing from 35% to 50% of your Membership Rewards factors again once you pay with factors (phrases apply):
The data for the Amex Centurion Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
How does the Pay with Factors bonus work?
For the Pay with Factors bonus, cardmembers will obtain a 35% bonus of the entire factors used when paying for any flight on their chosen service, or any business- or first-class flights booked via the Amex Journey portal — no matter airline — as much as 1 million factors again per calendar yr.
Observe that you will need to choose the identical airline on your 35% bonus and for the airline charge assertion credit score (as much as $200 every calendar yr; enrollment required).
Assuming you have got the Amex Enterprise Platinum and redeem your factors for eligible flights, it is best to obtain the factors bonus mechanically. Nevertheless, it could actually take as much as a month.
As you may see from my screenshots, it took a couple of month to obtain my 35% factors bonus from a business-class flight I booked with Delta Air Strains utilizing the Pay with Factors choice, flying from New York’s John F. Kennedy Worldwide Airport (JFK) to Harry Reid Worldwide Airport (LAS) in Las Vegas.
With my unique redemption, I spent 59,391 factors for a $594 airfare, however that received slashed right down to 38,604 factors due to the 35% Pay with Factors bonus on my Enterprise Platinum Card.
Associated: 9 issues to do once you get the Amex Enterprise Platinum Card
Easy methods to maximize the Pay with Factors bonus
Amex Journey gives a number of methods to save lots of on bookings, together with “Insider Fares” and discounted “Advisable Fares.” For worldwide journey on sure airways, you could possibly knock the value down much more when reserving via the American Specific Worldwide Airline Program (IAP).
When evaluating your choices for reserving instantly with the airline or reserving via Amex Journey, you may discover fares are generally equal. Nevertheless, due to American Specific Insider Fares and the Worldwide Airline Program, vacationers can get even better reductions when reserving their flights with Membership Rewards factors.
This is how you can stack these reductions together with the Pay with Factors bonus to get much more worth from carrying the Amex Enterprise Platinum.
Stacking reductions and bonuses
This round-trip Iberia flight in enterprise class prices $3,791 through Google Flights, which is the value you’d pay if you happen to booked instantly with Iberia.
The Worldwide Airline Program via Amex Journey reveals the identical base fare, but it surely’s discounted by $200. And as an alternative of 379,068 Membership Rewards factors, you’d want 359,068 at the usual 1-cent-per-point price when making your fee.
Nevertheless, once you stack the Amex Enterprise Platinum’s 35% factors bonus on prime of that, you may get 125,674 factors again. Your out-of-pocket value is 233,395 factors, which you redeemed at a worth of 1.54 cents per level.
Incomes miles and elite standing
Except for the large factors financial savings which might be doable by stacking the advantages talked about above, the opposite vital profit to reserving flights this manner is that airways deal with these tickets like money bookings. As an alternative of needing to seek for award availability and keep away from blackout or peak dates, you may merely e book any out there ticket.
Furthermore, for the reason that flights are thought-about paid tickets, it is best to earn award miles and elite-qualifying metrics identical to you’d if you happen to’d paid money on to the airline.
Backside line
The Enterprise Platinum Card from American Specific gives a number of nice advantages, however the Pay with Factors 35% bonus could be one of the vital vital if you happen to steadily fly in premium cabins. Not solely can it prevent a whole bunch of hundreds of factors per yr, relying on the way you e book, however you may stack it with different reductions supplied via Amex Journey.
This can be a win-win in my e book. It is my favourite card perk and is without doubt one of the many causes I preserve my Enterprise Platinum Card yr after yr.
To be taught extra, take a look at our full evaluate of the Amex Enterprise Platinum.
Apply right here: The Enterprise Platinum Card from American Specific
Associated: 7 causes you may want the Amex Enterprise Platinum Card as an alternative of the Amex Platinum Card
For charges and costs of the Amex Enterprise Platinum card, click on right here.
