I do not essentially match the mould of the standard factors and miles fanatic. I solely have a handful of bank cards, I do not fret an excessive amount of over squeezing each ounce of worth out of my redemptions (if I can get a resort or flight for no out-of-pocket value, I think about {that a} win) and I do not typically apply for brand new playing cards.
The truth is, I used to be completely satisfied sufficient with the playing cards in my pockets that I had no plans so as to add any new ones to my lineup.
That was till I heard in regards to the present supply on the Chase Sapphire Most popular® Card (see charges and charges).
Not solely is that this card certainly one of TPG’s top-rated playing cards for journey and eating, but it surely’s additionally providing an distinctive welcome bonus of 100,000 Chase Final Rewards factors after spending $5,000 on purchases within the first three months from account opening. This supply ends Might 15 at 9 a.m. EDT.
For a card with a $95 annual price, that quantity actually stopped me in my tracks. In accordance with TPG’s Might 2025 valuations, this supply is value $2,050.
Associated: 7 Chase Sapphire Most popular advantages you won’t learn about
How I plan to make use of my 100,000-point bonus
I simply bought the cardboard, so I’m nonetheless working towards incomes the bonus, however I really feel like I’ve already spent the factors earlier than they even hit my account.
I’ve three children with a number of trip concepts and an upcoming summer season break from faculty. Cash isn’t any object for them, but it surely actually is for me. Fortunately, this card will help me fulfill a few of their summer season trip desires.
I have been daydreaming proper alongside them. I’ve spent hours searching the Chase Journey℠ portal to see the place these 100,000 Final Rewards factors can take us.
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My fishing-obsessed 11-year-old has been begging to take a look at Large Cypress Lodge in Memphis (aka the pyramid-shaped Bass Professional Retailers resort).
Although there are actually extra points-friendly resort choices in Memphis, Large Cypress Lodge is bookable on the Chase Journey portal, so I will in all probability find yourself throwing just a few of my factors that option to fulfill his must sleep in a room overlooking the world’s largest Bass Professional Retailers retailer.
Reserving by way of the portal will give me 1.25 cents per level in worth, and I also can money in on my $50 resort assertion credit score so long as I pay for among the stick with money.
My 8-year-old son is actually into skyscrapers, so we have been contemplating taking him to Chicago this 12 months to go to the Willis Tower (previously the Sears Tower) Skydeck. I’ve had my eye on the historic Chicago Athletic Affiliation resort for years, and it is lower than a mile away from the Willis Tower.
The resort is bookable through World of Hyatt factors (beginning at solely 17,000 Hyatt factors per night time), and I’ve realized from my co-workers that transferring Final Rewards factors to certainly one of Chase’s resort or airline companions supplies nice worth because the factors switch at a 1:1 ratio.
All three of my children have additionally requested to remain on the Hyatt Regency Orlando Worldwide Airport in one of many rooms overlooking the bustling terminal. I’ve to confess, the novelty of it has at all times intrigued me a bit, too.
Rooms right here begin at 12,000 World of Hyatt factors per night time. We go to Disney World and Common Orlando typically, so it’s going to be enjoyable to shock them with an evening right here after a late flight or earlier than an early one later this 12 months.
Past the limited-time welcome bonus
Along with the present welcome bonus, the Chase Sapphire Most popular earns:
- 5 factors per greenback spent on Chase Journey purchases (excluding the $50 resort credit score)
- 5 factors per greenback spent on Lyft purchases (by way of September 2027)
- 3 factors per greenback spent on eating, choose streaming companies and on-line grocery purchases (excludes Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on different journey purchases
- 1 level per greenback spent on all different purchases
Meaning I can use on a regular basis spending to maintain incomes factors towards the opposite journeys my household has been dreaming of, even after we exhaust the welcome bonus factors with their summertime dream journeys.
After this 12 months, this card’s advantages simply offset the $95 annual price.
The Chase Sapphire Most popular earns a $50 annual assertion credit score for resort reservations made by way of Chase Journey, which primarily covers greater than half of the cardboard’s annual price.
Once you pair that with the cardboard’s excessive earnings potential on journey and eating, and perks like journey insurance coverage and buy safety, the cardboard’s outsize worth is simple to appreciate.
Backside line
The 100,000-point bonus supply is ending Might 15, and this could possibly be your final likelihood to reap the benefits of this priceless bonus. The everyday bonus on this card is 60,000 factors, and it has been 4 years since we have seen it climb to 100,000 factors.
A deal this good cannot final endlessly, however the recollections you make on the journeys you could possibly guide with the present bonus supply on the Chase Sapphire Most popular will final for years to come back.
Apply now: Chase Sapphire Most popular Card