Disney Premier Visa Card overview
The Disney® Premier Visa® Card has a low annual charge of $49 and comes with perks that may improve your Disney journeys and rewards within the type of “Disney Rewards {Dollars}.” The incomes construction and redemption choices aren’t probably the most profitable in the marketplace when in comparison with different, extra versatile journey rewards playing cards, however this card should make sense for you in the event you recurrently trip at Disney or are planning a once-in-a-lifetime journey the place you may benefit from the welcome supply and theme park perks. Card score*: ⭐⭐
*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Whereas this card gives advantages and rewards that may be invaluable, the Disney Premier Visa Card has restricted redemption choices that will or could not make sense for you. As a substitute of factors, miles or money again, this card earns “Disney Reward {Dollars}.” You earn probably the most Disney Reward {Dollars} on Disney-related purchases, making this card extra profitable for Disney loyalists.
With solely a $49 annual charge, you’ll find worth in the event you spend quite a bit at Disney yearly. The query you might want to ask your self (and the one we hope to reply on this overview) is whether or not this card will offer you extra worth than different playing cards in the marketplace.
TPG recommends that you’ve got a credit score rating of round 670 to extend your probabilities of approval.
Let’s take a more in-depth have a look at the Disney Premier to see if it is sensible for you.
Disney Premier professionals and cons
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Disney Premier welcome supply
New Disney Premier Visa cardholders can earn a $400 assertion credit score after spending $1,000 on purchases within the first three months after account opening.
This supply isn’t obtainable to present cardholders or anybody who has obtained a welcome bonus on the cardboard prior to now 24 months.
A $400 assertion credit score is equal to a three-day ticket in the event you go to on considered one of Disney’s least expensive days, a two-night keep at considered one of Disney’s worth resorts like Disney’s All-Star Music Resort or a one-night keep at a mid-tier resort like Disney’s Port Orleans French Quarter Resort.
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If you pay to your trip with this card, the welcome supply assertion credit score might basically offset a portion of your trip.
Disney Premier advantages
The Disney Premier card gives cheap perks for Disney loyalists, together with a press release credit score, Disney reductions and the enjoyable possibility of selecting from over 12 card designs with favourite characters like Mickey, Princess Tiana and Darth Vader.
Disney Bundle assertion credit score
Subscribers can earn again as much as $16.99 every month for as much as three consecutive months in assertion credit on qualifying Disney Bundle purchases.
In case you’re already a subscriber, you’ll be able to change your fee methodology to the Disney Premier to start receiving this assertion credit score.
In brief, you will get round $50 again in your Disney+, Hulu or ESPN+ subscriptions whenever you pay utilizing your Disney Premier card over three months. This credit score alone practically offsets the annual charge, however remember different playing cards will cowl all or a portion of your Disney+ or Disney Bundle subscription each single month.
Complimentary DashPass membership
Like a number of different Chase playing cards, the Disney Premier comes with one yr of complimentary DashPass, a membership for DoorDash and Caviar that gives limitless $0 supply charges and lowered service charges on eligible orders. The common worth for this service is $9.99 per 30 days. You should activate by Dec. 31, 2027 to obtain this supply.
As this supply is obtainable on different Chase playing cards, this is not essentially a cause to get the Disney Premier, however it’s a good perk in the event you have been already planning to get the cardboard.
Procuring, eating and leisure perks and reductions
Disney Premier cardholders can save 10% on choose bank card purchases at DisneyStore.com. As a cardholder, you will additionally get 10% off eligible merchandise and eating purchases at choose in-park areas at Disneyland and Disney World and 10% off choose merchandise purchases aboard Disney cruises.
Moreover, the cardboard gives 15% off the non-discounted worth of choose guided excursions at Disneyland and Disney World whenever you use your card, 10% off choose recreation experiences, a 20% low cost on tickets to Cirque du Soleil’s “Drawn to Life” at Disney Springs and complimentary picture ops solely obtainable to Disney Visa cardholders.
Outdoors of the parks, cardholders obtain reductions on their first yr of an annual Marvel Limitless subscription (20% off) and a particular Cardmember VIP bundle for choose Disney on Broadway reveals.
Unique trip gives
Disney recurrently releases limited-time gives which are solely obtainable to Disney Visa cardholders. These can embody Disney World and Disneyland resort reductions, free Disney eating plan packages at Disney World and extra.
Journey protections
The Disney Premier gives helpful journey protections, similar to baggage delay insurance coverage, buy safety and prolonged guarantee safety.
Trip financing
Disney Premier cardmembers can get 0% promotional APR financing for six months on choose Disney trip packages from the date of buy when paying with this card (then a variable APR of 18.24%–27.24% applies). This is applicable to Disney World, Disneyland, Disney Cruise Line, Aulani, A Disney Resort & Spa and Adventures by Disney.
Incomes rewards on the Disney Premier
With the Disney Premier, you will earn 5% again within the type of Disney Rewards {Dollars} on card purchases made instantly at DisneyPlus.com, Hulu.com or ESPNPlus.com; 2% again at fuel stations, grocery shops, eating places and most Disney U.S. areas; and 1% again on all different purchases.
A 2% return on travel-related purchases is not overly profitable, however you might benefit from the simplicity of placing all your purchases on one card and utilizing the rewards to offset the price of your Disney trip.
That stated, different low-annual-fee playing cards have higher general earnings charges whenever you issue within the decrease charges the Disney Premier gives in most classes.
Redeeming rewards on the Disney Premier
As talked about, this card earns Disney Rewards {Dollars}. You’ll be able to redeem Disney Rewards {Dollars} towards theme park tickets, resort stays, procuring and eating at U.S. Disney parks, Disney Cruise Line packages, onboard actions and souvenirs, Disney film tickets at AMC theaters and procuring at DisneyStore.com.
A redemption possibility that’s distinctive to this card and never obtainable with the no-annual-fee Disney® Visa® Card is the choice to make use of Chase’s “Pay Your self Again” characteristic to redeem Disney Rewards {Dollars} for a press release credit score towards airline purchases. Be aware you have to use your Disney Premier card and buy the airfare instantly with the airline.
Which playing cards compete with the Disney Premier?
With regards to spending at Disney, the Disney Premier is an efficient guess. Outdoors of that, although, take into account these options:
- If you do not need an annual charge: The no-annual-fee Disney Visa Card has a decrease earnings charge — 1% again in Disney Rewards {Dollars} on all card purchases — however you will nonetheless take pleasure in a number of the identical reductions and trip advantages that include the Disney Premier. For extra info, learn our full overview of the Disney Visa.
- If you wish to earn factors and lower your expenses on Disney holidays: The Chase Sapphire Reserve® earns 10 factors per greenback on resorts and automobile leases booked by Chase Journey℠, 5 factors per greenback on flights booked by Chase Journey and three factors per greenback on different journey and eating purchases.* You too can use the cardboard’s annual $300 journey credit score to cowl purchases that code as journey. Availability is hit and miss, however you’ll be able to sometimes redeem Chase Final Rewards factors for Disney tickets by way of Chase Journey. For extra info, learn our full overview of the Sapphire Reserve.
- In order for you simplified rewards: The Citi Double Money® Card (see charges and charges) gives 2% earnings on all purchases — 1% whenever you make a purchase order and one other 1% whenever you pay it off — and is without doubt one of the most simple cash-back playing cards on the market. This card is a good alternative if you’d like simple rewards for no annual charge. For extra info, learn our full overview of the Citi Double Money.
For added choices, try our full checklist of the perfect journey playing cards and the finest bank cards for Disney.
*You will earn bonus factors on eligible journey purchases after the primary $300 is spent on journey yearly.
Learn extra: Are the Disney Visa bank cards price it?
Backside line
Even with an inexpensive $49 annual charge, the Disney Premier solely is sensible for many who go to Disney usually and may make the most of the cardboard’s full suite of perks. Those that cannot make use of the in-park advantages and trip reductions could also be higher off with a basic journey card that has greater incomes charges and extra versatile redemption choices.
Apply right here: Disney Premier Card
