Resort cobranded bank cards serve a really particular viewers. In spite of everything, for those who aren’t a daily customer to the resort chain in query, there most likely is not a lot motive to get its bank card.
However on the flip aspect, some resort playing cards are higher than others, particularly in the case of additional advantages that come in useful throughout stays on the chain’s properties.
The Hilton Honors American Categorical Surpass® Card, with an annual payment of $150 (see charges and charges), is a wonderful instance of a cobranded resort bank card that actually gives worth to a daily Hilton visitor. It comes with strong incomes potential and gives a degree of elite standing that may tremendously improve your stays at Hilton properties.
These are the highest 5 causes to contemplate getting the Hilton Honors Amex Surpass card.
Priceless welcome provide
New Hilton Honors Surpass cardmembers can earn 130,000 factors plus a free night time reward after spending $3,000 in purchases within the first six months of cardmembership. This provide ends on April 29.
Based mostly on TPG’s March 2025 valuations, these bonus factors are price $780. That is not making an allowance for the worth of the free night time reward.
Since Hilton has greater than 8,000 properties worldwide, these bonus factors can be utilized for a lot of purchases, reminiscent of a keep on the DoubleTree by Hilton Common Orlando in Florida or at an all-inclusive in Mexico.
Associated: 7 nice methods to make use of 100,000 Hilton Honors factors and a free night time reward
Bonus factors for Hilton stays
If you happen to keep at Hilton motels recurrently — and even on a semi-regular foundation — there are only a few playing cards with a return pretty much as good because the Hilton Honors Surpass.
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You may earn 12 factors per greenback spent on all eligible Hilton purchases (together with eligible expenses made to your room throughout your keep). As of March 2025, TPG values Hilton Honors factors at 0.6 cents every, so that you’re successfully getting an over 7% return on Hilton stays when utilizing this card.
You may additionally get:
Associated: Is the Hilton Surpass Amex card definitely worth the annual payment?
Complimentary elite standing
Many resort chains provide solely so-so mid-tier elite standing advantages, however Hilton is an exception. The Hilton Surpass gives cardmembers complimentary Hilton Gold standing (phrases apply).
Hilton Gold elite standing could be very helpful, offering:
- An 80% bonus on factors earned for Hilton stays
- Room upgrades at most manufacturers (excluding suites)
- A each day meals and beverage credit score (at U.S. motels solely) or continental breakfast (at non-U.S. motels)
- Elite rollover nights
The Hilton Surpass additionally comes with the power to improve to Hilton Honors Diamond standing for those who spend $40,000 on it in a calendar yr (phrases apply). That mentioned, for those who’re actually available in the market for Diamond standing, you might be higher off with the Hilton Honors American Categorical Aspire Card because it gives complimentary Diamond standing (phrases apply).
Moreover, cardmembers get complimentary Nationwide Automotive Rental Emerald Membership Govt standing. This will get you Govt Space Entry for full-size reservations and above within the U.S. and Canada, assured upgrades and no second-driver charges. (Enrollment is required within the Emerald Membership Program; phrases apply.)
The knowledge for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: The award traveler’s information to Hilton Honors
Fifth night time free on award stays
You may make your factors go rather a lot additional if in case you have the Hilton Honors Surpass.
Because the card provides you complimentary Hilton Gold elite standing, you’ll be able to reap the benefits of one of many key advantages of standing: a fifth night time free on award redemptions. Meaning you will successfully save 20% of your factors on all award stays of 5 nights.
Hilton clearly states in its phrases and situations that this profit solely applies to straightforward rooms, so premium room redemptions usually are not eligible. Nonetheless, this is usually a nice choice to avoid wasting factors on longer stays. Extra phrases might apply.
Associated: Get your fourth or fifth night time free on resort award stays
Hilton assertion credit score
The Hilton Surpass comes with a quarterly assertion credit score of as much as $50 (as much as $200 per calendar yr) when utilizing your card for Hilton purchases.
Eligible purchases embody these made straight with a Hilton property, together with room charges and incidental expenses (reminiscent of room or spa service), so this may be an effective way to deal with your self to a pleasant dinner or get a therapeutic massage.
If you happen to usually pay out of pocket for extras, this is usually a good approach to offset the Hilton Surpass card’s annual payment.
Associated: One of the best resort bank cards
Backside line
The Hilton Surpass card is effective for each frequent and occasional Hilton vacationers. With wholesome incomes charges and automated Hilton Gold elite standing, this card might be a wonderful addition to your pockets.
To study extra, learn our full evaluate of the Hilton Honors Surpass.
Apply right here: Hilton Honors Surpass Card
For charges and charges of the Hilton Honors Surpass card, click on right here.
