If you happen to like to journey and need to find out how factors and miles may make it easier to pay on your subsequent journey, the Capital One Enterprise Rewards Credit score Card is a good choice to begin your rewards journey.
Once you spend in your Enterprise Rewards card, you will earn Capital One miles. It is a beneficial foreign money that you should utilize to e-book journey via the Capital One Journey portal at a price of 1 cent per mile.
And, when you’re able to leverage Capital One’s a number of switch companions, you would unlock high-value redemptions.
On this information, I will clarify methods to use your Capital One Enterprise card to maximise your spending and begin touring in luxurious.
Capital One Enterprise welcome supply
With most playing cards, the majority of the worth you will earn is in its welcome supply, and the Capital One Enterprise Rewards is not any exception.
You may earn 75,000 bonus miles after you spend $4,000 on the cardboard throughout the first three months of account opening, plus a $250 Capital One Journey credit score to make use of in your first cardholder yr . This bonus is open to new cardholders for a restricted time, so you’ll want to act quick if you happen to’re all in favour of incomes it.
You should utilize these bonus miles in a number of methods, together with a easy redemption via the Capital One Journey portal at a price of 1 cent per mile. Nonetheless, you will discover probably the most worth if you happen to leverage Capital One’s switch companions.
TPG’s March 2025 valuations deem Capital One miles price 1.85 cents apiece, which suggests these 75,000 miles may very well be price as much as $1,388 when used to e-book with loyalty companions. With the addition of a $250 credit score you should utilize via Capital One Journey in your first yr, this welcome supply is price as much as $1,638 — an above-average bonus for the cardboard.
On high of the welcome supply, you will earn an infinite 5 miles per greenback on inns, trip leases and rental automobiles booked via Capital One Journey, and an infinite 2 miles per greenback on all different purchases.
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The Capital One Enterprise Rewards comes with a reasonable $95 annual charge.
Associated: Present welcome supply on the Capital One Enterprise Rewards
Tips on how to use Capital One miles
The easiest way to get probably the most worth out of the miles earned along with your Capital One Enterprise Rewards card is to switch them to one in all Capital One’s 15-plus switch companions.
You are able to do this by signing up for lodge and airline loyalty packages (it is free) and trying to find award availability with these companions. Be certain there’s award area to e-book earlier than you switch your miles to a companion.
And sure, Capital One does help you use miles to cowl journey purchases in your bank card assertion. Nonetheless, this might not be the most effective use of your hard-earned miles for the reason that worth is fastened.
Redeeming miles as an announcement credit score or to cowl purchases made via Capital One Journey will solely internet you a most worth of 1 cent per mile.
That falls wanting TPG’s March 2025 valuation of Capital One miles at 1.85 cents per level when utilizing switch companions. So, studying methods to leverage loyalty program companions can pay out in the long term.
Associated: Tips on how to redeem Capital One’s 75,000-mile welcome supply for optimum worth
Capital One’s switch ratios
Now that you understand the fundamentals of switch companions, listed below are some extra particulars on the loyalty packages that companion with Capital One.
Every program transfers miles into its personal foreign money at a novel ratio. Listed below are those to know:
For probably the most half, miles switch at a 1:1 ratio. The exceptions are EVA Airways Air Infinity MileageLands, JetBlue TrueBlue and ALL Accor Reside Limitless.
Associated: Final information to Capital One airline and lodge switch companions
Redemption choices
Some airline switch companions might be higher than others, and that is primarily based on their respective award charts.
For instance, you should utilize Air Canada Aeroplan to e-book a flight from San Francisco to London in enterprise class for 70,000 miles.
The place issues get attention-grabbing and what makes Aeroplan a profitable switch companion is their stopover program for award tickets.
For example you need to fly from San Francisco to London and Istanbul. You possibly can e-book a stopover ticket by flying from San Francisco to London in United Polaris, staying 4 nights after which persevering with onward to Istanbul on Turkish Airways, all for 95,000 miles in enterprise class.
If you happen to desire a first-class seat, you may switch your miles to Etihad Visitor to e-book an American Airways flight.
You possibly can fly in first from Los Angeles Worldwide Airport (LAX) to London’s Heathrow Airport (LHR) or Tokyo’s Haneda Airport (HND) for less than 62,500 Etihad Visitor miles every manner. Nonetheless, award availability might be tough to nail down.
It is at all times essential to do not forget that many airways use dynamic award pricing for his or her award tickets, so it might take time and endurance to safe an ideal deal. Particular award ticket costs might be onerous to safe and should change at any time.
Associated: Cashing in Capital One miles? Tips on how to get the utmost worth when redeeming miles
Backside line
These are only a few of the straightforward award redemptions you may make with Capital One miles. Build up your financial institution of Capital One miles provides you extra redemption choices, together with transferring miles for premium cabin airfare or higher-category lodge rooms.
It is good follow to remain updated with airline award and lodge award charts to raised perceive how one can maximize your miles and luxuriate in your travels.
To be taught extra, learn our full overview of the Capital One Enterprise Rewards.
Be taught extra: Capital One Enterprise Rewards
Associated: Why I preserve the Capital One Enterprise Rewards card in my pockets
