It appears each resort model has a bank card (or six, within the case of Marriott). So, it may be troublesome to select which one to get.
Out of the 33 bank cards presently in my pockets, 1 / 4 of them are from resort manufacturers. And one in all my prime decisions is the World of Hyatt Credit score Card, which is the non-public bank card from Chase and my favourite resort loyalty program, World of Hyatt.
Listed here are 5 causes I obtained the cardboard — and plan to maintain it for the long run.
Annual price that pays for itself
The World of Hyatt card‘s $95 annual price is common for a mid-tier cobranded resort card. And it is offset by greater than only one profit — making it a no brainer to maintain in your pockets 12 months after 12 months.
This card presents an annual free evening certificates at a Class 1-4 property, legitimate for peak, customary and off-peak dates. Meaning you may redeem it for an evening costing between 3,500 and 18,000 factors, with a choice for the upper finish to get most worth out of the certificates.
I redeemed my free evening certificates on the Andaz Mexico Metropolis Condesa (a Class 4 property) final 12 months, and on the Hyatt Home Manchester (Class 2) the 12 months earlier than. Given money charges for these properties begin at $250 and $170, respectively, I obtained my annual price’s value — after which some.
You can too mix your factors and free evening certificates on the identical keep; I normally use my certificates for the primary evening after which add nights booked with factors.
Beneficial resort factors
In response to TPG’s February 2025 valuations, World of Hyatt factors are among the many most dear resort factors, value at the very least double the worth of Hilton Honors, IHG One Rewards and Marriott Bonvoy factors.
A part of the reason being that World of Hyatt is the one one in all these 4 main loyalty packages that also sticks to an award chart (for probably the most half). Commonplace room redemptions at most Hyatt-affiliated properties price between 3,500 and 45,000 factors.
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Whereas some folks intention for luxurious resort stays at manufacturers like Park Hyatt, I favor to squeeze probably the most nights out of my Hyatt factors through the use of them at high-value Class 1 and a pair of properties. For instance, I not too long ago stayed on the wonderful Alila Bangsar Kuala Lumpur for less than 5,000 factors an evening (the property will increase to eight,000 factors an evening March 25).
It is essential to do the mathematics to resolve whether or not utilizing factors or money to e book a resort keep is healthier. After I use money, I earn 4 factors per greenback spent with Hyatt — together with on meals and spa companies — which is equal to an virtually 7% return on my spending, in accordance with our February 2025 valuations.
Prime up with Chase and Bilt factors
I direct most of my basic journey and eating spending to my Chase Sapphire Reserve®, which earns 3 factors per greenback spent. And since Hyatt is one in all Chase’s 14 switch companions, I can switch my factors at a 1:1 ratio to prime up my account.
You can too switch Bilt Rewards Factors to Hyatt at a 1:1 ratio.
Transfers are sometimes instantaneous, however over the previous six months, I’ve had two cases of Chase factors taking three to seven days to seem in my Hyatt account.
Computerized elite standing
It is secure to say I’ve boarded the Hyatt standing practice. This card provides me my ticket, granting me complimentary Discoverist standing only for having it in my pockets.
Whereas this entry-level standing would not give me many perks, the notable ones embody:
- A ten% factors bonus on Hyatt stays
- Upgrades to most popular rooms (topic to availability)
- 2 p.m. late checkout (topic to availability)
Quick monitor to greater standing
My intention final 12 months was to get to mid-tier Explorist standing, which requires 30 nights in a 12 months. I reached this standing tier due to the 5 elite evening standing credit this card grants me and staying 25 nights at Hyatt inns.
Whereas not a perk particular to the cardboard, I admire this system’s Milestone Rewards, which granted me 2,000 bonus factors after I reached 20 nights, and a free evening certificates and two membership entry awards after I reached 30 nights.
This 12 months, I intention to succeed in top-tier Globalist standing, which requires 60 nights. Because of this card’s 5 elite nights, some latest stays and upcoming ones, I am on monitor to get midway there by the center of the 12 months.
This card will give me a lift within the second half of the 12 months, granting me two elite evening credit for each $5,000 spent on it. By 12 months’s finish, I plan to place my virtually $10,000 property tax invoice on this card, plus one other $5,000 or so basically spending, totaling $15,000.
That is the candy spot to intention for, because it is not going to solely give me six elite evening credit towards my 60-night goal but additionally a further free evening certificates to redeem at a Class 1-4 property.
Backside line
If you happen to ask TPG veterans and specialists on factors and miles which resort program they’re most loyal to, the commonest reply is Hyatt. So, if you wish to intention for top-tier resort standing and revel in some Milestone Rewards alongside the best way, the World of Hyatt card is a superb alternative.
Given the high-value redemptions and free evening certificates, it is also a no brainer for these seeking to reduce the money price of resort stays.
If you happen to do not significantly care about standing however have a card that earns Chase Final Rewards factors, the Hyatt card is a superb alternative, too. Its annual price simply pays for itself annually.
To be taught extra, learn our full evaluation of the World of Hyatt Credit score Card.
Apply right here: World of Hyatt Credit score Card
Associated: My prime 3 picks for one of the best cobranded resort bank card
