Citi is a TPG promoting companion.
In the event you’re seeking to enhance your journey with a pleasant haul of transferable factors, you may need to take into consideration certainly one of Citi’s most viable playing cards in the marketplace.
New Citi Strata Premier℠ Card (see charges and charges) cardholders can earn 75,000 bonus factors after spending $4,000 on purchases inside the first three months of account opening.
In response to TPG’s November 2024 valuations of ThankYou factors at 1.8 cents apiece, that is a bonus value $1,350.
Prior to now, Citi has provided as much as 80,000 ThankYou bonus factors — and whereas that is a fairly strong deal, 75,000 ThankYou factors additionally supply tons of worth. It is value noting this card underwent a really minor refresh in Could; the annual price stayed the identical whereas some new advantages have been launched.
Let’s dive deeper into Citi’s Strata Premier Card to see what different perks it presents.
Incomes factors on the Strata Premier
Apart from the potential factors haul the welcome bonus presents, the Citi Strata Premier is likely one of the finest earners amongst rewards bank cards because of its varied bonus classes. They embody:
- 10 ThankYou factors per greenback on resorts, automobile leases and sights when booked by means of CitiTravel.com
- 3 factors per greenback at eating places
- 3 factors per greenback at supermarkets
- 3 factors per greenback at fuel stations and electrical car charging stations
- 3 factors per greenback on air journey and resorts
- 1 level per greenback on all different purchases
What are you able to do with Citi ThankYou factors?
What’s significantly beneficial about ThankYou factors is the power to make the most of the issuer’s 21 airline and lodge switch companions.
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After you meet the preliminary spending requirement of $4,000 within the first three months, you may have 75,000 ThankYou factors — and lots of extra should you’ve spent within the bonus classes listed above — that you should use to ebook journey that features flights and resorts.
In the event you worth simplicity, the 75,000-point welcome bonus will allow you to ebook $750 of paid journey straight by means of the Citi ThankYou journey portal.
You may earn miles and elite standing on these flights by redeeming factors this fashion, and you do not have to fret about award availability. You would additionally redeem your factors for $750 in present playing cards.
TPG bank cards author Danyal Ahmed is a large fan of the Citi Strata Premier and makes use of his factors solely by transferring them to a few of Citi’s switch companions.
He finds worth in packages comparable to Air France-KLM Flying Blue, because of their standardized award chart between the U.S. and Europe. It presents business-class tickets for 50,000 factors one-way, with the power to add a free stopover.
Danyal additionally usually transfers his Citi ThankYou factors to Qatar Airways Privilege Membership to ebook their famend Qsuite business-class product.
Associated: Every thing you might want to learn about ThankYou factors
Issues to contemplate
Here is the particular verbiage on software restrictions for this supply:
Bonus ThankYou® Factors should not accessible if in case you have acquired a brand new account bonus for a Citi Premier® or a Citi Strata Premier℠ account prior to now 48 months.
Further perks provided by the Citi Strata Premier embody:
- $100 annual lodge credit score (on single lodge keep bookings of $500 or extra, excluding taxes and charges, booked by means of CitiTravel.com or by calling 1-833-737-1288)
- Free FICO credit score rating monitoring
- Citi Fast Lock so you may block new purchases with out interrupting recurring ones
- Misplaced pockets safety for emergency money
- Citi Concierge entry
- Complimentary ShopRunner membership
- No overseas transaction charges
- Citi Leisure
- Prolonged guarantee on purchases
The cardboard additionally presents the next journey protections:
Backside line
Between the welcome bonus, further factors earned by means of the ThankYou portal, incomes 3 factors per greenback on a variety of standard bonus classes and beneficial switch companions, the Citi Strata Premier Card is a superb journey rewards bank card.
You may simply rack up ThankYou factors by means of on a regular basis spending on fuel, EV charging, groceries and eating purchases with no cap on what number of factors you may earn.
To be taught extra, learn our full evaluation of the Citi Strata Premier Card.
Apply right here: Citi Strata Premier
Associated: Higher collectively: Why the Citi Strata Premier and Rewards+ playing cards are an amazing pair