Whereas Citi affords many various rewards bank cards, just some Citi bank cards present entry to the corporate’s useful ThankYou Rewards program. You may additionally want to carry a premium Citi ThankYou card so as to achieve full entry to Citi ThankYou Rewards switch companions.
Whether or not you are making use of to your first bank card or are a seasoned professional on the lookout for a brand new journey rewards card, a number of playing cards in Citi’s portfolio could be best for you.
On this information, we’ll study this system in additional element, together with a few of the finest playing cards providing Citi ThankYou factors and how you can redeem them.
Greatest Citi ThankYou Rewards playing cards
The data for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
| Card | Signal-up bonus | Incomes charges | Annual price | Standout advantages |
|---|---|---|---|---|
| Citi Status Card | This card isn’t obtainable to new candidates. |
|
$495 | |
| Citi Strata Premier Card | Earn 75,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening. |
|
$95 (see charges and charges) |
|
| Citi Rewards+ Card | Earn 20,000 bonus factors after spending $1,500 on purchases inside three months of account opening. |
|
$0 (see charges and charges) |
|
| Citi Double Money Card | Earn $200 in money again after spending $1,500 on purchases within the first six months of account opening. Be aware that this bonus can be fulfilled as 20,000 ThankYou factors, which might then be redeemed for $200 money again. |
|
$0 (see charges and charges) |
|
| Citi Customized Money Card | Earn $200 in money again after spending $1,500 on purchases within the first six months of account opening. Be aware that this bonus can be fulfilled as 20,000 ThankYou factors, which might then be redeemed for $200 money again. |
|
$0 (see charges and charges) |
Easy methods to earn Citi ThankYou factors
As you’ll be able to see, many Citi playing cards earn ThankYou factors. However not all ThankYou factors are created equal.
TPG’s November 2024 valuations peg the worth of Citi ThankYou Rewards factors at 1.8 cents every, however we base our valuation on the potential worth you may get by transferring your ThankYou factors to one of many program’s airline or lodge companions. Nonetheless, to switch factors to most Citi ThankYou switch companions, you should maintain a premium Citi ThankYou Rewards card just like the Citi Status Card (which is now not accepting new purposes) or the Citi Strata Premier Card.
When you solely have the Citi Rewards+ Card, the Citi Double Money Card or the Citi Customized Money Card (or one other nonpremium Citi ThankYou card), you may earn what we’ll name “primary” ThankYou factors. They’re price 1 cent every when redeemed for money again by way of an announcement credit score, direct deposit or verify.
You can even switch “primary” ThankYou factors to a few loyalty packages — Alternative Privileges, JetBlue TrueBlue and Wyndham Rewards — when you’ve got the Citi Rewards+ Card or the Citi Double Money Card, however these transfers will happen at a decrease price than in the event you had a premium Citi ThankYou card.
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Nonetheless, suppose you additionally maintain the Citi Status Card or the Citi Strata Premier Card. In that case, you’ll be able to mix the “primary” ThankYou factors into your Citi Status or Citi Strata Premier account and switch your rewards to all of the Citi ThankYou journey companions at the very best switch ratios.
The data for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
If you wish to add a brand new Citi ThankYou card to your pockets, learn the high quality print for the sign-up bonus and verify our web page on bank card utility guidelines to make sure you’re eligible for the bonus earlier than clicking the “Apply” button.
Associated: The perfect time to use for these well-liked Citi bank cards, primarily based on supply historical past
Easy methods to redeem Citi ThankYou factors
All of the Citi ThankYou Rewards playing cards allow you to redeem ThankYou factors for assertion credit, money rewards, third-party reward playing cards and journey booked via the Citi journey portal at a flat price of 1 cent per level. Generally, you may even discover reward playing cards on sale that might provide you with a barely greater redemption price.
Watch out, although, as some redemption choices (reminiscent of Store With Factors) present lower than 1 cent per level. Guarantee you’re getting no less than 1 cent per ThankYou level earlier than you redeem.
Remember the fact that it’s possible you’ll get considerably extra worth while you redeem your ThankYou factors by transferring them to airline or lodge companions. Suppose you do not have a premium ThankYou Rewards card just like the Citi Status Card or the Citi Strata Premier Card. In that case, you’ll be able to solely switch to Alternative Privileges, JetBlue TrueBlue and Wyndham Rewards when you’ve got the Citi Rewards+ Card or the Citi Double Money Card (and your switch ratio will not be as profitable).
Take a look at the next desk for the switch ratios.
| Program | Switch ratio |
|---|---|
| Aeromexico Rewards | 1:1 |
| Accor Stay Limitless | 2:1 |
| Air France-KLM Flying Blue | 1:1 |
| Avianca LifeMiles | 1:1 |
| Cathay Pacific Cathay | 1:1 |
| Alternative Privileges | 1:2 (2:3 with non-premium playing cards) |
| Emirates Skywards | 1:1 |
| Etihad Visitor | 1:1 |
| EVA Air Infinity MileageLands | 1:1 |
| I Favor Lodge Rewards | 1:4 |
| JetBlue TrueBlue | 1:1 (5:4 with nonpremium playing cards) |
| Leaders Membership (Main Resorts of the World) | 5:1 |
| Miles&Smiles (Turkish Airways) | 1:1 |
| Qantas Frequent Flyer | 1:1 |
| Qatar Airways Privilege Membership | 1:1 |
| Singapore Airways KrisFlyer | 1:1 |
| Thai Royal Orchid Plus | 1:1 |
| Virgin Atlantic Flying Membership/Virgin Crimson | 1:1 |
| Wyndham Rewards | 1:1 (5:4 for non-premium playing cards) |
With so many switch companions, your choices are plentiful when redeeming Citi ThankYou Rewards factors. Listed below are some Citi ThankYou candy spots you might use in a few of the packages that have a tendency to supply essentially the most worth:
Backside line
Citi ThankYou Rewards factors are maybe essentially the most underappreciated of the most important factors and miles currencies. Regardless of some negatives, Citi ThankYou factors stay useful, particularly for these seeking to guide award flights on worldwide carriers.
Having a premium Citi ThankYou card just like the Citi Status Card or the Citi Strata Premier Card is necessary to maximise the Citi ThankYou Rewards program. These playing cards unlock transfers to all of the Citi ThankYou companions at the very best price, which might present many high-value award reserving choices.
