American Categorical Membership Rewards factors are among the most useful rewards you’ll be able to earn. That is as a result of, with 18 airline and three resort associate packages to switch your Amex factors to, there are such a lot of nice methods to redeem them. That flexibility is severely beneficial.
In our Could 2025 valuations, TPG values Membership Rewards factors at 2 cents per level. You may surprise how we arrived at that valuation.
Briefly, we imagine that leveraging the correct switch companions ought to allow you to get a minimum of 2 cents in worth from each Membership Rewards level you redeem. And that is not a ceiling — lots of our readers have been in a position to get greater than 5 cents per level in worth when redeeming Membership Rewards factors.
Listed below are seven methods to make sure you get a minimum of 2 cents of worth from every American Categorical Membership Rewards level you redeem, from flights to Europe to resort stays in New York Metropolis.
Fly Virgin Atlantic economic system class to London
Virgin Atlantic Flying Membership’s economy-class Saver fare redemptions often begin at simply 6,000 Virgin factors plus $76 in charges and taxes from North America to Heathrow Airport (LHR). That is already a terrific deal, and transferring your Membership Rewards factors to Flying Membership at a 1:1 ratio constantly obtains a minimum of 2 cents per level in worth.
Nevertheless, this summer time it will get even higher. Virgin has additional discounted choose Saver seats to as little as 4,800 Virgin factors from the Northeast, resembling this flight from Dulles Worldwide Airport (IAD) to LHR. By redeeming 4,800 factors and $76 for an Financial system Traditional seat throughout the Atlantic, it can save you $544 on the money value of the identical ticket, giving your Membership Rewards factors a price of 9.75 cents every.
Associated: Is Virgin Atlantic Financial system Delight price it on the Boeing 787 Dreamliner?
Luxurious resort stays in Hollywood
Membership Rewards factors could be transferred to Hilton Honors at a ratio of 1:2, which means you will obtain twice as many Hilton factors as your Amex factors.
This summer time, you’ll be able to e-book deluxe queen or king rooms on the Waldorf Astoria Beverly Hills, a part of Hilton Honors, for 120,000 Hilton Honors factors per evening.
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By transferring 60,000 Membership Rewards factors (which might grow to be 120,000 Hilton factors), you possibly can save $1,534 per evening, giving your Amex factors a price of two.56 cents every.
Associated: One of the best Waldorf Astoria resorts and resorts on this planet
Have fun the vacations within the Large Apple
New York Metropolis comes alive for the vacation season with Broadway reveals, division retailer window shows and ice skating at Rockefeller Heart.
With so many festive holidaymakers within the metropolis, resort costs in Manhattan could be sky-high, particularly for the December weekends earlier than Christmas Day.
Transferring your Membership Rewards factors to Selection Privileges at a 1:1 ratio may not be the primary means you suppose to redeem them, however this is usually a nice alternative throughout occasions of excessive demand. The Mayfair Lodge, Ascend Lodge Assortment within the coronary heart of Manhattan’s Theater District has unfussy Superior rooms with metropolis views for 45,000 factors per evening on weekends in December, saving you $909 and giving your Amex factors a price of simply over 2 cents apiece.
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Spherical-trip business-class flights to Europe this summer time
In the event you desire a lie-flat expertise to Europe, contemplate transferring your Amex factors to Air France-KLM’s Flying Blue program at a 1:1 ratio. This system provides business-class flights to Europe from simply 60,000 miles every means.
This implies you possibly can e-book round-trip flights from John F. Kennedy Worldwide Airport (JFK) to Paris-Charles de Gaulle Airport (CDG) for 120,000 Amex factors plus $707.51. With the money value of $3,642.31 for a similar flights on the identical dates this July, your Membership Rewards factors could be price 2.45 cents every.
Associated: Non-public suites and high-tech touches: What it is like flying Air France’s new enterprise class
Save on home flights
Whereas Membership Rewards factors can’t be transferred on to the American Airways AAdvantage program, there are a number of methods to e-book American Airways flights with Amex factors. Top-of-the-line-value choices is transferring them at a 1:1 ratio to American’s Oneworld associate Qantas Frequent Flyer, the place home redemptions begin at simply 7,600 Qantas factors plus $6.
If you could find low-cost money charges on American, this will likely not lead to a great-value Amex redemption. Nevertheless, on routes the place money charges are excessive, maybe as a result of American is the one airline flying nonstop, you could find nice worth, like flying from Miami Worldwide Airport (MIA) to Charleston Worldwide Airport (CHS) this summer time, the place your 7,600 Amex factors will prevent roughly $280, a price of three.7 cents per level.
Associated: How you can e-book home American Airways flights with factors and miles
A set experience to Hawaii
Hawaiian Airways has swanky new Boeing 787 Dreamliners fitted with lie-flat, reverse-herringbone suites in enterprise class, all with direct aisle entry.
This is likely one of the most snug methods you’ll be able to journey to Hawaii.
For one of the best redemption charges, contemplate transferring your Amex factors to JetBlue’s TrueBlue program at a 2.5:2 ratio. One of the best offers can be found from Seattle-Tacoma Worldwide Airport (SEA) to Daniel Okay. Inouye Worldwide Airport (HNL); you’ll need simply 30,750 Amex factors transferred to TrueBlue to avoid wasting nearly $600.
Your Amex factors are valued at nearly precisely 2 cents every when redeeming them this manner.
Associated: We obtained a sneak peek at Hawaiian Airways’ beautiful new Boeing 787-9 Dreamliner
Heat up these winter holidays
To heat up this winter, you possibly can spend Christmas on the luxurious Ritz-Carlton Maui, Kapalua. However as you may anticipate, this is not low-cost.
The money fee for a two-night keep is $5,606 per room. Or, switch your Amex factors to Marriott Bonvoy at a ratio of two:3 and redeem 284,000 factors for a two-night keep in the identical room, giving your Membership Rewards factors a price of 1.97 cents every.
Associated: Finest household resorts in Hawaii for a soothing trip
How you can earn Membership Rewards factors
A number of widespread Membership Rewards points-earning playing cards at present supply beneficiant welcome bonuses:
- The Platinum Card® from American Categorical: Earn 80,000 Membership Rewards factors after spending $8,000 on purchases within the first six months of card membership. Nevertheless, it’s possible you’ll be focused for a better supply by the CardMatch device. (This supply is topic to vary at any time.)
- American Categorical® Gold Card: Earn 60,000 Membership Rewards factors after spending $6,000 on purchases within the first six months of card membership.
- The Enterprise Platinum Card® from American Categorical: Earn 150,000 Membership Rewards factors after spending $20,000 on eligible purchases within the first three months of card membership; plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked instantly with airways or by American Categorical Journey within the first three months of card membership. You’ll be able to earn one or each of those provides. Supply expires June 30.
- American Categorical® Enterprise Gold Card: Earn 100,000 Membership Rewards factors after spending $15,000 on purchases within the first three months of card membership.
Backside line
With extra switch companions than every other main bank card forex, American Categorical Membership Rewards factors are among the many most useful you’ll be able to earn, they usually’re simple to redeem if the place to look.
By selecting the right switch companions, it’s best to simply be capable of acquire TPG’s valuation of Membership Rewards factors of two cents every each time you redeem factors.
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