The Hilton Honors American Specific Aspire Card is among the finest resort bank cards in the marketplace.
Regardless of its $550 annual price (see charges and costs), its perks simply offset this vital price — after which some. Plus, its welcome bonus presents vital worth.
Presently, new candidates can earn 150,000 factors after spending $6,000 on eligible purchases inside the first six months of card membership.
From beneficial assertion credit to helpful elite standing and excessive incomes charges, listed here are seven causes the Hilton Honors Aspire Card is value including to your pockets.
High-tier elite standing
Fairly probably, essentially the most beneficial perk that comes with the Hilton Aspire is complimentary Hilton Honors Diamond standing for the first cardmember.
In contrast to the Hilton Honors American Specific Surpass® Card, you will obtain Diamond standing with out having to satisfy any minimal spending requirement for so long as your card account is open.

Diamond standing features a 100% factors bonus, executive-floor lounge entry, free breakfast and room upgrades.
This standing tier is often earned after 30 stays or 60 nights or by incomes 120,000 base factors in a calendar 12 months, so getting this card presents you a quick observe to its advantages.
Associated: Hilton Honors elite standing: What it’s and find out how to earn it
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Free night time certificates
With the Hilton Aspire, you will obtain one free night time reward to make use of at virtually any Hilton property worldwide after opening your account and once more every year in your card anniversary.
You may additionally obtain a second and third night time after spending $30,000 and $60,000 on the cardboard in a calendar 12 months, respectively.

So long as the property is eligible and there is a room out there, this profit has no exclusions. So, even rare vacationers ought to be capable to benefit from this perk and save tons of of {dollars} a 12 months.
Maximizing the Aspire’s annual free night time reward is the simplest method to recoup its $550 annual price.
Associated: Hilton free night time certificates: Learn how to earn them and maximize their worth
Fifth night time free
As a Diamond member, you will obtain a fifth night time free on award stays booked with Hilton factors.

This could considerably scale back the price of longer stays. It is cumulative, so in the event you keep 10 nights, you will obtain each the fifth and tenth night time free.
Airline price credit score
The Hilton Aspire comes with an as much as $200 airline incidental price assertion credit score yearly that can be utilized to offset journey prices. (Enrollment required; phrases apply.)
The credit score is split into as much as $50 credit every quarter, and eligible purchases are these made instantly with an airline or by amextravel.com.
TPG contributing editor Matt Moffitt makes use of his Chase Sapphire Reserve® (see charges and costs) for airfare purchases, because it presents superior journey protections. So, as an alternative of utilizing his Aspire for airfare, he makes use of it to load $50 into his United TravelBank Money stability every quarter.
Hilton resorts credit score
You may obtain as much as a complete of $400 in assertion credit to spend at eligible Hilton resorts every calendar 12 months. The credit score is biannual, which means you will obtain as much as $200 between January and June and one other as much as $200 between July and December. (Enrollment required; phrases apply.)
The most effective half about this profit is that it is not restricted to incidental costs, corresponding to meals and spa remedies; it can be used towards room charges and taxes.

Placing apart the entire card’s different advantages, the as much as $200 airline price credit score and as much as $400 resort credit score alone greater than offset the cardboard’s $550 annual price.
Associated: Learn how to use the as much as $400 Hilton Aspire resort credit score every year
Spectacular incomes charges
That is the finest card for reserving Hilton stays instantly.
Together with your complimentary Diamond standing, you will earn a complete of 34 factors per greenback spent on most Hilton stays, a 17% return based mostly on TPG’s August 2025 valuations.
Nevertheless, it is not as aggressive for different journey purchases as premium playing cards like The Platinum Card® from American Specific or the Chase Sapphire Reserve. Nonetheless, you will earn:
- 7 factors per greenback spent (a 3.5% return) on flights booked instantly with airways or at amextravel.com, automobile leases booked instantly from choose automobile rental firms and eating at U.S. eating places
- 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard
Associated: Finest Hilton bank cards
On-property credit
If you ebook a two-night paid keep at a collaborating Waldorf Astoria Motels & Resorts or Conrad Motels & Resorts property, you possibly can obtain as much as $100 credit score for incidentals throughout your keep.
You want to ebook by hiltonhonorsaspirecard.com or by telephone at 855-292-5757 and both confirm your card quantity or point out code “ZZAAP1.”

In contrast to the resort credit score, that is only for incidentals and cannot be used to cowl the price of the room or property charges. Nevertheless, it might probably nonetheless be an especially beneficial perk in the event you spend at the least two nights at eligible properties.
Backside line
There are lots of causes to like the Hilton Aspire. It is fairly straightforward to maximise its advantages to greater than offset its annual price, even in the event you do not routinely keep at Hilton inns.
With perks corresponding to top-tier elite standing and a excessive incomes price on Hilton stays, the cardboard units the usual for premium cobranded resort bank cards.
To study extra, learn our full evaluate of the Hilton Aspire.
Apply right here: Hilton Aspire
Associated: 4 explanation why the Hilton Aspire Card is the perfect premium card for households
For charges and costs of the Hilton Honors Aspire card, click on right here